American Insurance NW Inc. Blog
All You Ever Wanted to Know About Insurance
Health exchanges again extend open enrollment
Monday, March 22, 2021
Individuals can shop for health coverage and may qualify for premium subsidy (reduced premiums) to begin the first of the following month. Your Health Idaho has extended enrollment until April 30, 2021Washington Health...
Q&A: Are the health exchanges open again?
Wednesday, March 10, 2021
We printed this Q&A column in the March 10, 2021 edition of The Lewiston Tribune. Q: Are the health exchanges open again? A: Yes! The Idaho and Washington state health exchanges have re-opened in response to...
Washington & Idaho both open new health enrollment period
Friday, February 5, 2021
UPDATE: Find the most recent extended health exchange enrollment article here instead.American Insurance health agents are certified for both exchanges to help our clients understand what plans are available, see if you...
Q & A: I’ve lost my health insurance! Now what?
Friday, July 10, 2020
We printed this Q&A column in the July 10, 2020 edition of The Lewiston Tribune. Q: I’ve lost my health insurance! Now what?A. We can help! If you’ve lost your health insurance because of a business closure,...
COVID-19: New Medical Insurance Options
Thursday, April 16, 2020
Pandemic business closures, employee layoffs and “Stay-Home” orders have impacted medical insurance coverage for individuals and groups. Sometimes, the change in hours worked or employment status can lead to losing...
Regence & St. Joe's reach agreement retroactive to Jan. 15
Wednesday, February 5, 2020
Updated Feb. 5, 2020 The certified Health Agents at American Insurance are pleased to announce the news from Regence BlueShield of Idaho that they have reached a new multi-year agreement that ensures their members can...
2020 WA health rates released
Friday, November 15, 2019
Sixty-six health plans and seven dental plans set to participate in market Washington Health Benefit Exchange Board has announced an average decrease in plans for certified 2020 Qualified Health Plans (QHPs) and...
Health Exchanges Now Open until Dec. 15
Friday, November 1, 2019
Idaho Medicaid expansion may change eligibility for ACA Health Exchange in 2020 - The Idaho and Washington Health Exchanges are now open! Individuals, families, small employers, employees, dependents, college students -...
2020 ID Health Rates Released
Monday, October 14, 2019
2020 ID Health Insurance rates released - Average increase of 6% for individual, 4% for small group coverage. - Final 2020 premium rates for individual and small group health insurance plans have been released by the...
New Medicare card reminders & facts
Tuesday, September 24, 2019
By now, our senior clients should have received their new Medicare card - with your new Medicare Number. When you’re enrolled in Medicare, you’ll get your red, white, and blue Medicare card in the mail. If you're...
Genetic testing fraud alert
Tuesday, September 24, 2019
You should know about the latest fraud scheme involving genetic testing, according to the U.S. Department of Health and Human Services Office of Inspector General. Scammers are offering “free” genetic tests and claiming...
HHS releases plan for lower drug costs
Wednesday, July 31, 2019
The U.S. Department of Health and Human Services (HHS) announced today that HHS and the U.S. Food and Drug Administration (FDA) are publishing a Safe Importation Action Plan that outlines two potential pathways that...
103,000 sign up through Idaho Exchange for 2019
Tuesday, January 8, 2019
More than 103,154 Idahoans enrolled in health insurance coverage for the 2019 plan year during open enrollment held from Nov. 1 through Dec. 15, 2018, through Your Health Idaho, the state’s health insurance marketplace....
2019 Business Planning - SWOT it!
Tuesday, November 27, 2018
SWOT IT! - As a business owner it’s time to make plans for a new year of success! One common planning technique is listing out your Strengths, Weaknesses, Opportunities, and Threats - also known as the SWOT test. ...
Q & A: Can I get subsidized Medical Insurance now?
Saturday, November 10, 2018
We published this Q&A column in the Nov. 10, 2018 edition of The Lewiston Tribune. Q: Can I get subsidized Medical Insurance now? A: Yes, the Health Exchanges are now open and you may qualify for a premium subsidy (...
Final 2019 Idaho Health Insurance Rates
Monday, October 15, 2018
Slight increase for individual plans much lower than in recent years. Final 2019 premium rates for individual and small group health insurance plans have been released by the Idaho Department of Insurance. In the...
Final 2019 Washington Health Insurance Rates
Wednesday, September 26, 2018
The Washington Health Benefit Exchange Board recently certified the 2019 Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to be offered through Washington Healthplanfinder during the upcoming open...
2019 Idaho health rates proposed
Tuesday, August 7, 2018
The Idaho Department of Insurance (DOI) has posted proposed health insurance premium rates and the requested increases for plans sold starting January 2019. Health insurance companies have submitted their rating...
Enrollments up in area state health exchanges
Wednesday, December 27, 2017
Idaho health exchange now closed; Washington is still open until Jan. 15. - Federal health exchange enrollment for 2018 coverage fell only 4.5 percent, according to the Centers for Medicare and Medicaid Services (CMS),...
ACA Premium Subsidies Continue
Monday, November 6, 2017
Premium Subsidies Are Not Changed. To clarify, this information from recent news articles is NOT referring to the premium subsidies (tax credits) that lower the health insurance premiums paid by qualifying lower income...
2018 Idaho Small Group Medical Premiums Released
Thursday, October 12, 2017
There’s good news for local businesses who offer small group medical coverage for their employees. The Idaho Department of Insurance has released the final 2018 premium rates for all small group health plans. Carriers...
Idaho Individual Medical Premiums Increase for 2018
Thursday, October 12, 2017
American Insurance health agents are certified to show all options to local clients. - Individual medical plan premiums through Your Health Idaho, the Idaho exchange, are going up in 2018. The Idaho Department of...
2018 Washington Health Plans Certified
Wednesday, October 11, 2017
American Insurance health agents can explain changes, show options for local clients. - The Washington Health Benefit Exchange Board has certified the Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to...
2018 Idaho Health Insurance Rates Proposed
Tuesday, August 1, 2017
Idaho Department of Insurance releases 2018 health insurance rates, proposed increases, and participation areas. - Proposed rate increases in 2018 for Your Health Idaho exchange plans range from a modest 6% for the Blue...
New ACA Market Stability Rule Issued
Friday, April 14, 2017
The Final Market Stabilization rule to help lower premiums and stabilize individual and small group health insurance markets, and to increase choices for Americans was issued by The Centers for Medicare & Medicaid...
Medical premium, network changes for 2017
Tuesday, November 1, 2016
Major changes in medical premiums and provider networks are coming in 2017. Open enrollment began Nov. 1 in the Idaho and Washington Health Exchange Marketplaces. Anyone who needs or is covered under an Individual...
Premera’s new bill pay portal opens
Thursday, July 21, 2016
Premera Blue Cross has launched a new, easy-to-use bill payment portal for their members. Customers who currently pay their bills online will receive an email notifying them of the new portal and the action they should...
Health Exchange Shopping? Find FREE help here.
Monday, November 2, 2015
AMERICAN INSURANCE in Lewiston has Exchange certified health agents who provide no cost help to find you the best health care plan during the Medical Open Enrollment period. “We are doing our best to shop all plans in...