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American Insurance Blog

All You Ever Wanted to Know About Insurance

Only 11 States Pass Health Care Regs

Only 11 of the 50 US states have moved to implement new consumer safeguards under President Barack Obama's healthcare law according to this Reuters report posted today by Insurance Journal. Read more...

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Idahoans Action Needed For State Health Exchange

Governor Butch Otter is appealing to all Idahoans for help passing legislation for a state based health insurance exchange. Facing opposition from far-right legislators Otter has taken the cause direct to his citizens...

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Cell Phone Insurance To Be Regulated

Idaho will regulate the insurance sold on all portable electronics in the State beginning July 1, 2013. Consumers will then have redress of complaints through the Idaho Department of Insurance. Title 41, 1081-1089, on...

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States Move Forward On Health Exchanges

Three more states are on track to implement the health care law and establish health insurance marketplaces, or Exchanges, in their states. Health and Human Services (HHS) issued the first conditional approval of a...

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Just 15 States Opt For State Health Exchanges

Only 15 U.S. states so far plan to operate health insurance exchanges under President Barack Obama's reform law, leaving Washington with the daunting prospect of creating and operating the new online marketplaces in at...

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Idaho Governor Opts For State Insurance Exchange

Governor C.L. "Butch" Otter announced today that Idaho is opting for a state-based health insurance exchange under the terms of Obamacare, subject to legislative approval. In his news release today Governor Otter said, "...

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Newsletter - Winter 2012

Featured articles include: Health Care Reform - A Closer Look - The things you didn't know about the Affordable Care Act How Smart Phones Make Smarter Claims Savings Tip - How to find the missing 15% Discount on auto &...

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Health Care Reform - A Closer Look

It appears that the Patient Protection and Affordable Care Act (PPACA) is here to stay. It survived the constitutional challenge in the US Supreme Court and the electoral challenge with the re-election of President...

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Pre-Existing Condition Discrimination Banned

The Obama administration moved forward to implement provisions in the health care law that would make it illegal for insurance companies to discriminate against people with pre-existing conditions beginning January 1,...

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Homeowners Claims Rise Rapidly

The cost of homeowners insurance claims has been rising rapidly! The combined effects of rising claim severity and increases in claim frequency were found in the study released by the Insurance Research Council (IRC) on...

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