Skip to content

American Insurance Blog

All You Ever Wanted to Know About Insurance

2011 Already Insurer's Costliest Year Ever

After just six months, 2011 is already the most expensive catastrophe year for the insurance industry on record, according to a ProgramBusiness.com story taken from The Guardian. Through June 30th, 2011 is worse than...

Read More


US Home Ownership Lowest Since 1998

Stricter lending standards blocked purchases and foreclosures forced people out of their residences resulting in U.S. home ownership rate falling to the lowest level since 1998 in the second quarter reported ...

Read More


Data Breach - Uninsured Business Threat?

Businesses, even very large ones, are typically not insured for data breach liability claims. Companies that rely on a Commercial General Liability (CGL) form, the most common policy form, to cover this cyber exposure...

Read More


Hackers Now Target Small Businesses

Your small business is a target! Hackers are expanding their sights beyond multinationals to include any business that stores data in electronic form, according to a ProgramBusiness.com article posted July 21, 2011. The...

Read More


Newsletter - Summer 2011

Feature articles include: Why We Need to Talk! Rental Cars - What coverage is provided by my auto policy? 26 Year Sponsor - Independence Day Fireworks Auto Policy - Is Pizza Delivery Excluded? Homeowners - Beware of...

Read More


Social Security Retirement Estimator Now Online

What will your Social Security benefits be at retirement? The Social Security Administration, for expense savings, has suspended sending out written estimates but is now providing an online Retirement Estimator at www....

Read More


What did health insurance cost us in 2010?

The median premium cost per employee was $400 per month under private-sector group health insurance plans in 2010 according to a survey just released by the US Dept of Health & Human Services. The Medical...

Read More


Traveling? Bedbugs are hitchhiking!

Experts fear we are on the threshold of a bedbug pandemic! It's a public relations nightmare for hotels in major cities across America. Begbugs have checked in and guests are checking out! These are uninsured losses...

Read More


US Weather Losses 300% of Normal

April period witnessed the largest tornado outbreak in world history. May period includes two of the costliest tornadoes ever recorded. Yes, it was really THAT bad - 3 times the average of losses for the 20 year period...

Read More


Flood Insurance Solvency Threatened

NFIP faces external challenges that threaten the program's long-term health. As the nation's flood waters are highest, the National Flood Insurance Program (NFIP) is a sinking ship according to a scathing new report by...

Read More