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American Insurance Blog

All You Ever Wanted to Know About Insurance

11 Issues Impact Work Comp in 2011

Every business owner will be impacted by the troubles brewing in workers compensation insurance. Among the top trends identified to watch are - medical costs continue to rise, injured employees are staying out of work...

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New Rule to Reduce Auto Rollover Deaths

U.S. Transportation Secretary Ray LaHood today announced a final rule aimed at decreasing occupant ejections in passenger vehicles. The new U.S. Department of Transportation standard, which will help reduce the number...

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P/C Industry Predictions 2011

The property/casualty insurance industry turned a corner and will show a profitable year for 2010, but underwriting discipline will be more important than ever in 2011, said chief executive officers (CEOs) participating...

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Idaho Workers Comp Rates Rise

Workers compensation rates in Idaho will rise 3.7% in 2011. This is the first increase since 2005, when the overall rate increase was 5.3%. Employers in Idaho are required by law to cover their employees with workers...

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Individual Life Coverage Hits 50 Year Low

35 million US households (about 30%) have no life insurance protection at all, according to the 2010 Life Insurance Ownership Study done by LIMRA. Among households with children under 18, 4 in 10 say they would...

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Newsletter - Winter 2010

Inside this issue: Referral Rewards - We have a Winner New Website a Hit - See comments (pg 4) Customer Service Focus - Compliments for Tina Heitmann News You Can Use Wind Damage - Am I Covered? Introducing Tracey Santo...

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WIND DAMAGE - Am I Covered?

Answers to questions about wind damage to your home, fences, tree removal and liability to others. The recent windstorm of November 16th brought us a storm of more than 50 phone calls regarding wind damage claims. The...

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Mandated Health Insurance Ruled Unconstitutional

Mandated health insurance was ruled unconstitutional by a Federal judge in Virginia today. US District Judge, Henry Hudson, dealt the first significant blow to a key provision of the Affordable Care Act (ACA) by ruling...

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Tis the Season for Candle and Tree Fires

A residential candle fire is reported every 30 minutes and each year fire departments across the country respond to approximately 260 structure fires caused by Christmas trees according to the National Fire Protection...

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6 New Health Care Reforms Begin Jan 1, 2011

January 1, 2011 is a key date for six new health care reforms created by the Affordable Care Act. Seniors primarily benefit from this current round of reforms but premium vs profit restrictions on insurance companies...

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