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American Insurance Blog

All You Ever Wanted to Know About Insurance

Preventive Services Required In New Health Plans

Beginning September 23, 2010 all new health insurance plans are required by the Affordable Care Act to include a long list of preventive services without you having to pay a copayment or coinsurance or meet your...

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Crack down of medical premium hikes funded by HSS

Idaho, Washington and Oregon receive $1M each to police unjustified health insurance premium increases. The Department of Health and Human Services announced the award of $46 million in the first round of grants to...

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Insurance Industry Outlook: Is the Worst Behind Us?

In 2009 the recession caused a dramatic drop in premium revenue paid to insurance companies for business insurance policies that are primarily based on the now reduced gross sales and/or payroll. How are the property-...

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New AMA Study: 95 medical liability claims per 100 physicians

On average there is nearly one medical liability claim for every physician. This is one cost driver of higher medical fees passed on to consumers. The AMA reports the high number of claims is not an indication of...

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New Idaho ATV Registration & Licensing Requirements

As of January 1, 2010, Idaho owners of ATVs, UTVs, motorbikes and specialty off-highway vehicles are required to purchase Off Highway Vehicle (OHV) registration stickers. And, if you choose to travel on local...

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Liability lawsuits cost small businesses 33% out of pocket

A U.S. Chamber of Commerce study shows that small businesses paid $105.4 billion in 2008 driving up liability insurance costs and forcing labor and benefit reductions. Read more – Tort Liability Costs for Small Business...

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Free “lunch” and $700 savings over Mutual of Enumclaw

I met your agent, Dave Root, through golf and asked him about your “lunch on me” promotion to get quotes for all my personal insurance – home, cabin, autos, etc. I wanted to have a review of my coverage and to have an...

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Patient Protection and Affordable Care Act Signed into Law

President Obama signed into law on March 23, 2010 H.R. 3590, the Patient Protection and Affordable Care Act. This sweeping and controversial reform law includes many provisions that will impact employers, employees and...

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Dependent Coverage for Children Extended to Age 26

One of the new provisions in the Patient Protection and Affordable Care Act mandates that health plans make dependent coverage available for your children until their 26th birthday. The under 26 child does not have to...

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Independence Day Fireworks & American Insurance

Do you know what happened 26 years ago on the 4th of July? Nothing… that was the year there wasn’t an aerial fireworks display in the valley. I was surprised and disappointed, and I wasn’t the only one. I talked about...

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