If someone will suffer financially when you die, chances are you need life insurance.  Life insurance provides cash to your family after your death. This cash (known as the death benefit) replaces your income and can help your famiy meet many important fiancial needs and obligations like...

• funeral costs
• mortgage and credit card debt
• daily living expenses
• college funding

L.I.F.E., a non-profit organization dedicated to providing you information concerning life insurance, has prepared resources to help you make smart life decisions.  For an answer to this basic life insurance question please click below.  

Who needs life insurance?

For answers to other basic life insurance questions click 
LIFE INSURANCE - What are the basics?

AMERICAN INSURANCE has licensed professional life insurance agents to help you.  We can help you secure the right coverage at the right price!  Ask us for a quick quote on individual term life insurance.  We will find you the lowest term life insurance rates.  We instantly compare rates from eight of the top life insurance companies for you.  Click here to request a LIFE QUOTE.