Subrogation is an essential and important feature of nearly every type of insurance policy. It helps lower insurance premiums and provides legal help for policyholders to recover deductibles and coinsurance while the insurance company recovers claim costs and expenses from a negligent responsible party.
The content of FAQ articles are general in nature and are not intended as a substitute for professional legal, financial, or insurance counsel for individuals. Insurance coverage forms vary by issuing company and by state. For specific advice contact us.
American Insurance is an independent insurance agency with offices in Lewiston and Moscow, Idaho.