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Personal Insurance

Auto | Homeowner | Renters | More

American Insurance provides insurance for every personal need. With just one request, we shop up to seven of American’s largest independent insurance companies to find you the best price and coverage available in the marketplace right now. Request a quote or contact us!  Our experienced and helpful agents are available to make quoting easy, provide information and advice, and get you every available discount. You get the right coverage at the right price!

American Insurance NW Inc. is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our experienced agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

In Lewiston, Clarkston, Moscow, Pullman and the surrounding areas of North Idaho and Eastern Washington, you have a lot of choices when it comes to how and where you buy your car insurance. Choosing American Insurance ensures you have more choices and a trusted advisor that you can depend on to help you find the policy that best fits your needs. Contact us today to find out how we can help you.

American Insurance NW Inc. works with a wide range of insurance companies that offer reliable car insurance. Contact us today to find out how we can help you.

Homeowner

Wherever you call home – inside Lewiston, Clarkston, Moscow, or Pullman or out in the countryside of North Idaho or Eastern Washington, American Insurance can help you find the right home insurance policy that fits your needs.  We have high quality home insurance policies for your single family home, condo, second home, mobile home, manufactured home or rented apartment.

Whether you are buying your first home, relocating to the area, or simply reviewing your current home insurance, American Insurance is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, American Insurance NW Inc. can help you pick the renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

Boat

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. American Insurance NW Inc. offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, American Insurance NW Inc. can help with your boat insurance needs. Contact us today to find out how we can help you.

If you're shopping for insurance for your first motorcycle, you have a lot of coverage options to consider. American Insurance NW Inc. can help you look at all the choices, and put together a motorcycle insurance policy that works for you and your budget.

If you're looking to insure your newly upgraded ride, or simply reviewing your policy (always a smart idea!), we're happy to help you explore all of your motorcycle insurance options.

Let American Insurance NW Inc. review your needs and make a recommendation for a policy that fits your unique needs. Contact us today to learn more.

RV

Whether you hit the road a couple times per year or spend months at a time seeing the countryside from your RV, American Insurance NW Inc. can help find the right RV insurance policy for you.

The insurance companies we work with provide a wide range of coverage options, from vacation liability to 24/7 roadside assistance.

American Insurance NW Inc. has helped many RV owners with their insurance needs. Contact us today to find out how we can help you too.

From ATVs to golf carts to snowmobiles - whatever you drive for some off-road fun, we can help you insure it.

American Insurance NW Inc. works with many insurance companies that offer a range of discounts that you may qualify for.

We take pride in offering experienced customer service for all our customers. We're committed to offering choices for all insurance needs and budgets. Contact us today to find out more.

Umbrella

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

American Insurance NW Inc. works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

Insurance for classic cars is a bit more involved than the average auto insurance policy, but American Insurance NW Inc. can help you find the right balance between coverage and your budget.

Whether your restoring an antique or just purchased a classic car, you'll want to protect your investement.

American Insurance NW Inc. works with insurance companies that specialize in insuring classic and antique cars. Contact us today to find out more.

Condo

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, American Insurance NW Inc. can help you ensure that you're insured.

American Insurance NW Inc. partners with many insurance companies that offer complete condo insurance. Contact us today to find out how we can help you.

As a rental property owner, you're no stranger to the challenges that come with being a landlord. No two rental properties are the same, and the insurance coverage needed for your real estate investments is just as unique. While you don't need to worry about insuring the personal possessions of your tenant, there's a whole host of other coverages to consider, from liability coverage for legal fees to workers compensation for your maintenance or administrative employees.

American Insurance NW Inc. works with insurance companies that offer insurance packages specifically for landlords. Contact us today to find out more.

Flood

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

American Insurance NW Inc. insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaulate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

90% of Americans live in areas considered seismically active, but most homeowner, condo, and renters insurance policies don't cover earthquake damage. The limits of what your policy covers can be confusing, but our agents have the expertise to help you decide if you should consider earthquake insurance.

American Insurance NW Inc. works with many insurance companies that offer additional earthquake insurance. You may even be able to obtain a policy from the same company who insures your home. Contact us today to find out more.