Employers large and small are increasingly targets of lawsuits alleging a “wrongful employment act” that violates employment rights protected by law – wrongful termination, discrimination, sexual harassment, hostile workplace, retaliation, invasion of privacy, and numerous variations of these topics.
Before EPL insurance was available, employers funded the total cost of litigation and judgments themselves, taking valuable resources away from their business. The growth in claims of discrimination and then sexual misconduct spawned the beginnings of Employment Practices Liability Insurance (EPLI). The first policies were provided to large public companies and their board of directors. Availability expanded as the growth of EPL claims shifted to privately owned business, non-profits organizations and small business.
Employment Practices Liability Insurance (EPLI)
Now EPLI coverage is readily available for nearly every business – large and small – at very affordable premium rates.
AMERICAN INSURANCE specializes in EPLI and other professional liability coverage with direct access to America’s biggest insurance companies for large and small employers of every kind. Contact us for more information.
The content of FAQ articles are general in nature and are not intended as a substitute for professional legal, financial, or insurance counsel for individuals. Insurance coverage forms vary by issuing company and by state. For specific advice contact us.
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