Frequently Asked Questions

Business Insurance: Surplus Lines

General

What is Excess & Surplus Lines Insurance?

Some business ventures are unusual or have too much risk for main stream “standard” insurance companies.  In order to provide insurance for these unique, dangerous and unusual types of businesses a “non-standard” market developed called Excess & Surplus (E&S) Lines.  The E&S insurance market creatively approaches risks that the standard lines are unable to consider.

To learn more about E&S insurance click on these related questions:

Why must I have an Excess & Surplus Lines policy?
What are “admitted” and “non-admitted” insurance companies?
Who sells Excess & Surplus Lines insurance?
Why is there a disclosure on my Excess & Surplus Lines policy?

AMERICAN INSURANCE has access to hundreds of Excess & Surplus Lines insurance companies, both admitted and non-admitted, including Lloyd’s of London to find the best coverage options and lowest prices.  For an E&S insurance quotation please contact us. 

 

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FAQ Disclaimer

The content of FAQ articles are general in nature and are not intended as a substitute for professional legal, financial, or insurance counsel for individuals. Insurance coverage forms vary by issuing company and by state. For specific advice contact us.

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