Some business ventures are unusual or have too much risk for main stream “standard” insurance companies. In order to provide insurance for these unique, dangerous and unusual types of businesses a “non-standard” market developed called Excess & Surplus (E&S) Lines. The E&S insurance market creatively approaches risks that the standard lines are unable to consider.
To learn more about E&S insurance click on these related questions:
Why must I have an Excess & Surplus Lines policy?
What are “admitted” and “non-admitted” insurance companies?
Who sells Excess & Surplus Lines insurance?
Why is there a disclosure on my Excess & Surplus Lines policy?
AMERICAN INSURANCE has access to hundreds of Excess & Surplus Lines insurance companies, both admitted and non-admitted, including Lloyd’s of London to find the best coverage options and lowest prices. For an E&S insurance quotation please contact us.
The content of FAQ articles are general in nature and are not intended as a substitute for professional legal, financial, or insurance counsel for individuals. Insurance coverage forms vary by issuing company and by state. For specific advice contact us.
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