Unfortunately, one of the biggest fundamental threats to any business is what happens if you or a key employee dies or becomes disabled?

In most small businesses, you are responsible for two families: the one you have at home, and the one you have through work. 

If you or a key employee dies or becomes disabled, insurance can help protect your family and your business.  But, no matter what size or type of business you manage, a well-conceived insurance and benefits program is essential to your business value and survival.

QUESTIONS TO ASK AND ANSWER

• What will happen to my business and family if I die or become disabled? 
•  What will happen if certain key employees die or become permanently disabled? 
•  How can I attract and retain the best employees? 
•  How can I help ensure that my business will be able to weather unforeseen financial hardships? 
• What will happen to my business when I retire? 

We can help!

American Insurance Life Agents can help you answer these questions with these resources and their professional knowledge.

• Free Planning Guide - Click and download this free business planning guide “Taking Care of Business,” available from Life Happens, a nonprofit education organization. 
• Let’s talk – We invite you to contact us at American Insurance to make an appointment with one of our Life Agents.  We have resources and advice concerning how to fund Business Continuation, Buy-Sell Agreements and Key Persons with the right life insurance program.  

SOURCE: Insurance 101 for Business from Life Happens, a nonprofit education organization.