Frequently Asked Questions

Medical Insurance: Wellness

Seniors

Medicare – Yearly “Wellness” Visits

If you’ve had Medicare Part B (Medical Insurance) for longer than 12 months, you can get a yearly “Wellness” visit once every 12 months to develop or update a personalized prevention plan.  If you are covered by a Med Advantage plan or have a Supplement plan in addition to Medicare you may have additional wellness benefits. For more information, consult your plan or for Idaho and Washington residents please contact us to speak with an experienced health agent at American Insurance.  

Your costs in Original Medicare

You pay nothing for this visit if your doctor or other qualified health care provider accepts assignmentThe Part B deductible

 doesn’t apply. 

However, you may have to pay coinsurance, and the Part B deductible may apply if:

  • Your doctor or other health care provider performs additional tests or services during the same visit.
  • These additional tests or services aren't covered under the preventive benefits.

What it is

This plan is designed to help prevent disease and disability based on your current health and risk factors. Your provider will ask you to fill out a questionnaire, called a “Health Risk Assessment,” as part of this visit. Answering these questions can help you and your provider develop a personalized prevention plan to help you stay healthy and get the most out of your visit. It can also include:

Related resources

  • Preventive visits
  • For more information, consult your plan or for Idaho and Washington residents please contact us to speak with an experienced health agent at American Insurance.  

Source: Medicare.gov, Yearly “Wellness” visits,  April 1, 2019

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FAQ Disclaimer

The content of FAQ articles are general in nature and are not intended as a substitute for professional legal, financial, or insurance counsel for individuals. Insurance coverage forms vary by issuing company and by state. For specific advice contact us.

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