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Risk Management: Business Auto


GPS Vehicle Telematics Programs for Individuals and Business

GPS vehicle telematics isn’t just for large commercial auto fleets anymore. 

American Insurance recommends that individual drivers and small businesses with one or more vehicles take advantage of premium savings and management controls with telematics. Telematics brings together GPS technology, telecommunications and computer software to monitor driving behaviors, reduce accidents and increase efficiency.



Safe drivers can save up to 40% off their personal auto insurance premiums after completing a telematics program. It’s easy to sign up and costs you nothing.  

  • Telematics combines your smartphone with an app that uses GPS to monitor driving habits during a 90 day monitoring period.
  • Most programs provide drivers an immediate 10% premium discount just for signing up!
  • Driving data monitors things like time of day, distance traveled, location, speed, acceleration, and braking.
  • After the monitoring period ends, drivers may get up to 40% reduction in rates.
  • Your final discount is applied immediately and you keep your discount at each renewal for the life of the policy.
  • Contact an Agent online; or by calling (208) 746-9646 or (800) 735-6355 to learn more about telematics today!


Every business with vehicles should consider a telematics program. Some offered at no cost or small cost to you.

  • GPS real-time vehicle tracking and route/fuel efficiency planning.
  • Driver performance monitoring promotes safe driving and reduces accidents.
  • Earn insurance premium discounts up to 10%.
  • Contact an Agent online; or by calling (208) 746-9646 or (800) 735-6355 to learn more about telematics today!

Save money on your personal or business auto insurance now with telematics at American Insurance. We represent many top insurance companies that offer telematics programs as a way for safe drivers to demonstrate their good driving habits and be rewarded with lower rates. 


Contact your independent agent at American Insurance online; or by calling (208) 746-9646 or (800) 735-6355, stop in at 55 Southway Ave, Lewiston; or email Quotes [at] Am-Ins [dot] com to learn more about telematics today! We quote you in and will compare up to 7 insurance companies with your one request to find you the coverages you need at the lowest rates available.

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