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2020 ID Health Rates Released

2020 ID Health Insurance rates released

Average increase of 6% for individual, 4% for small group coverage.

Final 2020 premium rates for individual and small group health insurance plans have been released by the Idaho Department of Insurance.

Plans will increase by an average of 6 percent in the individual market, which is a significant reversal in the double-digit rate increases Idahoans faced for several years, and 4 percent in the small group market, which is consistent with prior years. Each carrier’s justification of the 2020 increase amount are published alongside the rate increases on the Department website at:


Get free assistance from health agents at AMERICAN INSURANCE to compare plans and rates available for 2020 on Your Health Idaho health exchange.  "It's important to compare plans and get help to see if you qualify for a premium subsity," said health agent, Tim Gleason. For more information about Individual or Group Medical plans, contact us or request an appointment with an experienced American Insurance health insurance agent. 

Open enrollment for 2020 began November 1st, and Your Health Idaho has six insurance companies offering a total of 116 medical plans and 13 dental plans for the coming year. Many consumers are eligible for assistance covering premiums, out-of-pocket costs and deductibles when purchasing through Your Health Idaho.


Health insurance companies submit their proposed rate increases in the spring, and the Department works with carriers to evaluate these proposals. The Department’s only authority is to deem a proposed rate increase as “unreasonable” and cannot simply disapprove rates. Rate increase proposals are based on claims experience, premiums, network provider agreements and other costs.

“The cost of individual health insurance is too expensive,” said Director Dean Cameron. “Although the rate of increase is smaller this year, a 6% increase on an expensive health plan is still an expensive plan, especially if you do not receive a subsidy. That is why we continue to push for more affordable products and additional insurance choices, which hopefully will be available by open enrollment.”

Source:  Idaho Department of Insurance, News Release Oct 2, 2019 Health Insurance Rates for 2020 Now Available to the Public