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Q & A: Can I buy life insurance during the pandemic?

We printed this Q&A column in the Dec. 10, 2020 edition of The Lewiston Tribune.

Q: Can I buy life insurance during the pandemic?

A: You aren’t alone if this pandemic has made you think again about the importance of the financial security provided by life insurance. A recent Life Happens study shows that  two-thirds (67%) of Americans say that the pandemic has been a wake-up call for them to reevaluate their finances.

The answer is “Yes”! You can buy life insurance during a pandemic - but you must be currently healthy. Life insurance applications now ask whether you or anyone in your immediate family have tested positive for COVID-19.  If the answer is “yes” then you may need to wait until recovering fully before an application can be submitted.

Yes, term life insurance costs less than you think. A healthy 30-year old can secure a $250,000 death benefit with a 20-year level term life policy for a little as $13 per month premium.

Yes, quotes are free at AMERICAN INSURANCE. With one request we will quote up to eight top life insurance companies to find you the best coverage and price to meet your needs. No pressure to buy - ever!  Call your American Insurance agent or email Life [at] am-ins [dot] com for more information.