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Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2021 edition of The Lewiston Tribune. Q: When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from Oct. 15 through Dec. 7. This...

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Q & A: How can I beat rising business insurance rates?

We printed this Q&A column in the Sept. 10, 2021 edition of The Lewiston Tribune. How can I beat rising business insurance rates? A: If your business insurance rates have increased again, we need to talk! At...

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Q & A: When should I review my insurance?

We printed this Q&A column in the Aug. 10, 2021 edition of The Lewiston Tribune. Q: When should I review my insurance? A: Insurance is a deeply personal business in order to protect your American dream! After all,...

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Q & A: Do you have any tips about RV insurance?

We printed this Q&A column in the May 11, 2021 edition of The Lewiston Tribune. Q: Do you have any tips about RV insurance? A: We insure RVs of all types and sizes. The insurance you need with depend on what state...

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Q & A: Does Idaho have a new cell phone law?

We printed this Q&A column in the April 10, 2021 edition of The Lewiston Tribune. Q: Does Idaho have a new cell phone law? A: Yes, Idaho is now enforcing the “hands-free cell phone” law passed last July. The Idaho...

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Q & A: Do jewelry & guns need special insurance?

We printed this Q&A column in the Jan. 10, 2021 edition of The Lewiston Tribune. Q: Do jewelry & guns need special insurance? A: Yes, if you have higher value jewelry or guns then you may not have enough...

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Q & A: Can I buy life insurance during the pandemic?

We printed this Q&A column in the Dec. 10, 2020 edition of The Lewiston Tribune. Q: Can I buy life insurance during the pandemic? A: You aren’t alone if this pandemic has made you think again about the importance of...

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Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2020 edition of The Lewiston Tribune. When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from October 15th through December...

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Q & A: My fence at home blew down during a windstorm, is it insured?

We printed this Q&A column in the Sept. 10, 2020 edition of The Lewiston Tribune. Q: My fence at home blew down during a windstorm, is it insured? A. YES! If you have a typical Homeowners policy (HO-3), it covers a...

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Q & A: What is Classic Car Insurance?

We printed this Q&A column in the Aug. 10, 2020 edition of The Lewiston Tribune. Q: What is Classic Car Insurance? A: Classic cars aren't just antiques, they also include restored cars, street rods, low riders,...

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Q & A: I’ve lost my health insurance! Now what?

We printed this Q&A column in the July 10, 2020 edition of The Lewiston Tribune. Q: I’ve lost my health insurance! Now what?A. We can help! If you’ve lost your health insurance because of a business closure,...

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Q & A: What now? I’ve lost my health insurance!

We printed this Q&A column in the May 10, 2020 edition of The Lewiston Tribune. Q: What now? I’ve lost my health insurance! A: We can help! If you have lost your health insurance because of the COVID-19 Pandemic...

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Q & A: Can I get COVID-19 premium relief?

We printed this Q&A column in the April 10, 2020 edition of The Lewiston Tribune. Q: Can I get COVID-19 premium relief? A: Yes, American Insurance is dedicated to finding you answers and helping you maintain the...

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Q & A: What is a BOP?

We printed this Q&A column in the March 10, 2020 edition of The Lewiston Tribune. Q: What is a BOP? A: If you own a business, small or large, you will want to get “BOP’d” by American Insurance. It doesn’t hurt and...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2020 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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Q & A: Should I buy Renters Insurance?

We printed this Q&A column in the Sept. 10, 2019 edition of The Lewiston Tribune. Q: Should I buy Renters Insurance? A: Most definitely, yes! Renters or Tenants Insurance insures more than just your stuff and is a...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2019 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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Q & A: Is Uninsured Motorist Auto Coverage Required?

We printed this Q&A column in the March 10, 2019 edition of The Lewiston Tribune. Q: Is Uninsured Motorist Auto Coverage Required? A: Idaho and Washington residents are required to purchase Uninsured Motorist (UM)...

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Q & A: When should I re-shop my auto insurance?

We printed this Q&A column in the Feb. 10, 2019 edition of The Lewiston Tribune. Q:&A: When should I re-shop my auto insurance? A: We recommend re-quoting auto insurance about once every three years, even if...

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Q & A: Can I buy medical insurance when Exchanges are closed?

We printed this Q&A column in the Jan. 10, 2019 edition of The Lewiston Tribune. Q: Can I buy medical insurance when Exchanges are closed? A: The answer is “NO” – unless you qualify for a Special Enrollment Period! ...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Dec. 10, 2018 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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Q & A: Do I need an 'Umbrella'?

We printed this Q&A column in the Aug. 10, 2018 edition of The Lewiston Tribune. Q: Do I need an “Umbrella”? A: Yes, even in August you may need an Umbrella. When we talk about an insurance “umbrella”, we are...

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Q & A: Is my contractor insured?

We printed this Q&A column in the July 10, 2018 edition of The Lewiston Tribune. Q. Is my contractor insured? A: Good question! Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more...

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Q & A: What boat coverage is needed?

We printed this Q&A column in the May 10, 2018 edition of The Lewiston Tribune. Q. BOAT INSURANCE - What coverage is needed? A: As you prepare for boating season, make sure your Boat Insurance coverage is ready to...

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Q & A: Does homeowners insurance cover my “At-Home” business?

We printed this Q&A column in the March 10, 2018 edition of The Lewiston Tribune. Q. Does homeowners insurance cover my “At-Home” business? A. All Homeowners policy forms contain business exclusions in the property,...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Jan. 10, 2018 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: Is one of your New Year’s resolutions to spend less money on insurance? AMERICAN INSURANCE has...

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Q & A: Do I Need More Life Insurance?

We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune. Q: Do I need more Life Insurance? A: The answer is probably “yes.” This is the question people ask during the holidays as we gather...

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Q & A: Can I buy subsidized Medical Insurance now?

We printed this Q&A column in today's edition (on Oct. 10, 2017) of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: As you may have heard, the Affordable Care Act (Obamacare), was not...

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Q & A: How is my college student's stuff insured?

We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’t want to get from your college...

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Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

We printed this Q&A column in the July 10, 2017 edition of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP) extends auto liability, uninsured /...

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Q & A: How can I find out if a home has had any serious claims?

We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a home a little detective work can...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2017 edition of The Lewiston Tribune. Q: Is life insurance expensive? - A: The fact is, term life insurance is very affordable and inexpensive, but sadly most people don’t...

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