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Q & A: Does Idaho have a new cell phone law?

We printed this Q&A column in the April 10, 2021 edition of The Lewiston Tribune. Q: Does Idaho have a new cell phone law? A: Yes, Idaho is now enforcing the “hands-free cell phone” law passed last July. The Idaho...

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Q & A: What to do about rising business insurance rates?

We printed this Q&A column in the Feb. 10, 2021 edition of The Lewiston Tribune. Q: What to do about rising business insurance rates? A: If COVID wasn’t bad enough, business insurance companies are at the tail-end...

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Q & A: Do jewelry & guns need special insurance?

We printed this Q&A column in the Jan. 10, 2021 edition of The Lewiston Tribune. Q: Do jewelry & guns need special insurance? A: Yes, if you have higher value jewelry or guns then you may not have enough...

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Q & A: Can I buy life insurance during the pandemic?

We printed this Q&A column in the Dec. 10, 2020 edition of The Lewiston Tribune. Q: Can I buy life insurance during the pandemic? A: You aren’t alone if this pandemic has made you think again about the importance of...

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Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2020 edition of The Lewiston Tribune. When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from October 15th through December...

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Q & A: My fence at home blew down during a windstorm, is it insured?

We printed this Q&A column in the Sept. 10, 2020 edition of The Lewiston Tribune. Q: My fence at home blew down during a windstorm, is it insured? A. YES! If you have a typical Homeowners policy (HO-3), it covers a...

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Q & A: What is Classic Car Insurance?

We printed this Q&A column in the Aug. 10, 2020 edition of The Lewiston Tribune. Q: What is Classic Car Insurance? A: Classic cars aren't just antiques, they also include restored cars, street rods, low riders,...

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Q & A: I’ve lost my health insurance! Now what?

We printed this Q&A column in the July 10, 2020 edition of The Lewiston Tribune. Q: I’ve lost my health insurance! Now what?A. We can help! If you’ve lost your health insurance because of a business closure,...

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Q & A: Will the valley Independence Day fireworks happen?

We printed this Q&A column in the June 10, 2020 edition of The Lewiston Tribune. Q: Will the valley Independence Day fireworks happen?A: YES! For 35 years, American Insurance has been a major sponsor of the Lewis-...

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Q & A: What now? I’ve lost my health insurance!

We printed this Q&A column in the May 10, 2020 edition of The Lewiston Tribune. Q: What now? I’ve lost my health insurance! A: We can help! If you have lost your health insurance because of the COVID-19 Pandemic...

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Q & A: Can I get COVID-19 premium relief?

We printed this Q&A column in the April 10, 2020 edition of The Lewiston Tribune. Q: Can I get COVID-19 premium relief? A: Yes, American Insurance is dedicated to finding you answers and helping you maintain the...

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Q & A: What is a BOP?

We printed this Q&A column in the March 10, 2020 edition of The Lewiston Tribune. Q: What is a BOP? A: If you own a business, small or large, you will want to get “BOP’d” by American Insurance. It doesn’t hurt and...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2020 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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Q & A: Will Idaho's new auto liability law affect me?

This Q&A column was published in the Dec. 10, 2019 edition of The Lewiston Tribune. Q: Will Idaho's new auto liability law affect me? - A: Maybe, so here’s what you need to know. - Even if you normally always...

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Q & A: When can I change my RX and Medicare plans?

We printed this Q&A column in the Oct. 10, 2019 edition of The Lewiston Tribune. Q & A: When can I change my RX and Medicare plans? - The Medicare Annual Election Period is coming up from October 15th through...

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Q & A: Should I buy Renters Insurance?

We printed this Q&A column in the Sept. 10, 2019 edition of The Lewiston Tribune. Q: Should I buy Renters Insurance? A: Most definitely, yes! Renters or Tenants Insurance insures more than just your stuff and is a...

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Q & A: How can I donate to the fireworks show?

We printed this Q&A column in the June 10, 2019 edition of The Lewiston Tribune. Q: How can I donate to the fireworks show? A: This is the 34th year that AMERICAN INSURANCE is the major sponsor of the valley’s...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2019 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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Q & A: Is Identity Theft Growing?

We printed this Q&A column in the April 10, 2019 edition of The Lewiston Tribune. Q: Is Identity Theft Growing? - A: Yes, unfortunately Identity Theft is one of the most common outcomes following business data...

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Q & A: Is Uninsured Motorist Auto Coverage Required?

We printed this Q&A column in the March 10, 2019 edition of The Lewiston Tribune. Q: Is Uninsured Motorist Auto Coverage Required? A: Idaho and Washington residents are required to purchase Uninsured Motorist (UM)...

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Q & A: When should I re-shop my auto insurance?

We printed this Q&A column in the Feb. 10, 2019 edition of The Lewiston Tribune. Q:&A: When should I re-shop my auto insurance? A: We recommend re-quoting auto insurance about once every three years, even if...

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Q & A: Can I buy medical insurance when Exchanges are closed?

We printed this Q&A column in the Jan. 10, 2019 edition of The Lewiston Tribune. Q: Can I buy medical insurance when Exchanges are closed? A: The answer is “NO” – unless you qualify for a Special Enrollment Period! ...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Dec. 10, 2018 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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Q & A: Can I get subsidized Medical Insurance now?

We published this Q&A column in the Nov. 10, 2018 edition of The Lewiston Tribune. Q: Can I get subsidized Medical Insurance now? A: Yes, the Health Exchanges are now open and you may qualify for a premium subsidy (...

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Q & A: When can I change my Rx and Medicare Plans?

We published this Q&A column in the Oct. 10 edition of The Lewiston Tribune. Q: When can I change my Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from October 15th through December 7th ....

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Q & A: Do I need an 'Umbrella'?

We printed this Q&A column in the Aug. 10, 2018 edition of The Lewiston Tribune. Q: Do I need an “Umbrella”? A: Yes, even in August you may need an Umbrella. When we talk about an insurance “umbrella”, we are...

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Q & A: Is my contractor insured?

We printed this Q&A column in the July 10, 2018 edition of The Lewiston Tribune. Q. Is my contractor insured? A: Good question! Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more...

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Q & A: What boat coverage is needed?

We printed this Q&A column in the May 10, 2018 edition of The Lewiston Tribune. Q. BOAT INSURANCE - What coverage is needed? A: As you prepare for boating season, make sure your Boat Insurance coverage is ready to...

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Q & A: What can I do to protect against Identity Theft?

We printed this Q&A column in the April 10, 2018 edition of The Lewiston Tribune. Q. What can I do to protect against Identity theft? A. Nearly every week we hear of another major data breach or ransomware attack....

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Q & A: Does homeowners insurance cover my “At-Home” business?

We printed this Q&A column in the March 10, 2018 edition of The Lewiston Tribune. Q. Does homeowners insurance cover my “At-Home” business? A. All Homeowners policy forms contain business exclusions in the property,...

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Q & A: Are business insurance premiums rising?

We printed this Q&A column in the Feb. 10, 2018 edition of The Lewiston Tribune. Q. Are business insurance premiums rising? A. Natural disasters in 2017 will have little effect on Business Insurance premiums in 2018....

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Jan. 10, 2018 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: Is one of your New Year’s resolutions to spend less money on insurance? AMERICAN INSURANCE has...

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Q & A: Do I Need More Life Insurance?

We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune. Q: Do I need more Life Insurance? A: The answer is probably “yes.” This is the question people ask during the holidays as we gather...

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Q & A: Can I buy subsidized Medical Insurance now?

We printed this Q&A column in the Nov. 10, 2017 edition of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: Yes, ACA Health Exchanges are now open! Open Enrollment began on Nov. 1st and will...

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Q & A: Can I buy subsidized Medical Insurance now?

We printed this Q&A column in today's edition (on Oct. 10, 2017) of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: As you may have heard, the Affordable Care Act (Obamacare), was not...

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Q & A: How is my college student's stuff insured?

We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’t want to get from your college...

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Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

We printed this Q&A column in the July 10, 2017 edition of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP) extends auto liability, uninsured /...

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Q & A: How can I find out if a home has had any serious claims?

We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a home a little detective work can...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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Q & A: IDENTITY THEFT - what can I do to protect myself?

We published this column in the April 10, 2017 edition of The Lewiston Tribune. Q: Identity theft - What can I do to protect myself? - A: “Identity theft” has matured into an international organized crime industry. All...

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Q&A: When should I re-shop my auto insurance?

We printed this Q&A column in the March 10, 2017 edition of The Lewiston Tribune. Q: When should I re-shop my auto insurance? - A: Right now many companies are taking large increases in their auto insurance rates. A...

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Q&A: How can I get the lowest rate on business insurance?

We printed this Q&A column in the Feb. 10, 2017 edition of The Lewiston Tribune. Q: How can I get the lowest rates on business insurance? - A: Business Insurance rates vary dramatically from company to company. That’...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2017 edition of The Lewiston Tribune. Q: Is life insurance expensive? - A: The fact is, term life insurance is very affordable and inexpensive, but sadly most people don’t...

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Q & A: What is the status of Obamacare?

We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune. Q: What is the status of Obamacare? - A: It may take as long as three years for the Trump / Republican repeal of the Affordable Care...

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Q&A: When can I buy individual medical insurance?

We printed this Q&A column in the Nov. 10, 2017 edition of The Lewiston Tribune. Q: When can I buy individual medical insurance? - A: You can only buy or change your individual medical insurance plan during “Open...

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