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American Insurance Blog

All You Ever Wanted to Know About Insurance

How an umbrella policy works to cover you

Here's how an umbrella policy works to provide you with an additional excess insurance limit in a lawsuit. There are many instances when an accident, injury or other issue can occur where you have a legal or financial responsibility to someone else.  

Your everyday activities like driving a car, having a home, owning rental property or playing on recreational vehicles can expose all your personal assets including ownership in a business to loss in a negligence lawsuit.

 American Insurance represents RLI and other companies to provide this coverage for you.

Get a free Umbrella quote online and find out more about an RLI or other company coverage from your American Insurance agent.