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American Insurance NW Inc. Blog

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We’re here to help during this ‘hard market’

As printed in our 2023 Summer newsletter As we have embarked on our 101st year, it has never been truer that, “the only constant in life is change.” Every year there is a new insurance challenge and this year that is...

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2022 insurance rate forecast

Rate stability will usually last up to about two years, but that may not be the case as we look at the forecast for business and personal insurance rates for 2022. LOOKING BACK TO 2021 - In January last year, I wrote...

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Q & A: Can telematics lower my auto premium?

We printed this Q&A column in the July 10, 2021 edition of The Lewiston Tribune. Q. Can telematics lower my auto premium? A: Yes, safe drivers can save up to 40% off their personnal auto insurance premiums after...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....

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Q & A: When should I re-shop my auto insurance?

We printed this Q&A column in the Feb. 10, 2019 edition of The Lewiston Tribune. Q:&A: When should I re-shop my auto insurance? A: We recommend re-quoting auto insurance about once every three years, even if...

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Q & A: Do I need an 'Umbrella'?

We printed this Q&A column in the Aug. 10, 2018 edition of The Lewiston Tribune. Q: Do I need an “Umbrella”? A: Yes, even in August you may need an Umbrella. When we talk about an insurance “umbrella”, we are...

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How an umbrella policy works to cover you

Here's how an umbrella policy works to provide you with an additional excess insurance limit in a lawsuit. There are many instances when an accident, injury or other issue can occur where you have a legal or financial...

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8 boat insurance Qs to ask

Whether you take to the lake for water sports, drift down the river casting your reel or sail the ocean blue, being on the water floats your boat. Your watercraft and its engine(s), your trailer and other equipment – it...

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3 boating coverage options to consider

BOATING SEASON IS HERE! As you prepare for boating season, American Insurance recommends you consider some newer boat insurance coverage options you may have missed. Agreed Value Loss Settlement – An option for full...

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2 ways to save on insurance in 2018

Is one of your resolutions for the New Year to spend less money, or find ways to cut costs? American Insurance can help you do just that! Here are two ways you can save money on your auto and home insurance today. ...

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