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American Insurance Blog

All You Ever Wanted to Know About Insurance

Q&A: Do soaring building costs effect my insurance?

We printed this Q&A column in the June 10, 2021 edition of The Lewiston Tribune. Q: Do soaring building costs effect my insurance? A: Yes, the dramatic rise in building material cost translates into much higher re-...

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Wildfire season starts early

American Insurance is warning rural property owners in the Northwest that wildfires are expected to start earlier and be closer to home this summer. Shawn Sullivan, President of American Insurance said, “rural property...

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Q & A: Do you have any tips about RV insurance?

We printed this Q&A column in the May 11, 2021 edition of The Lewiston Tribune. Q: Do you have any tips about RV insurance? A: We insure RVs of all types and sizes. The insurance you need with depend on what state...

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Vote for Best of the West 2021!

TIME AGAIN TO VOTE - If you think we are still the best choice as your local insurance agent, we would appreciate your vote again this year. Click on the icon below or on this link to begin voting for "Best of the West....

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How can I find a better rate on my business insurance?

Did you close or change your normal procedures for COVID and lose out on that revenue, yet still see a JUMP in your insurance rates for your renewal in 2021?!?! Our Agents can help you solve this problem!! We have...

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Q & A: Does Idaho have a new cell phone law?

We printed this Q&A column in the April 10, 2021 edition of The Lewiston Tribune. Q: Does Idaho have a new cell phone law? A: Yes, Idaho is now enforcing the “hands-free cell phone” law passed last July. The Idaho...

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Community tab adds publicity opportunities for our region

We have a new website and we've added a new Community Tab landing page. There you will find out about our history of community involvement, our own agency community events plus a Community Calendar feature. Have we...

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Carmen Johnson honored with 20 year service award

”Carmen!” That’s what you hear over the partition from a co-worker who needs help with their computer. Carmen Johnson is an invaluable part of the A-Team. She works behind the scenes to keep our computers and software...

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A Refreshing Look Ahead

Preparing for our 100th Anniversary Spring brings us a fresh start and growth! New hope and sunshine awaken us as we are emerging slowly from this long pandemic. We look forward to things becoming more normal with each...

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Small businesses hit with email scams

Cyber Crime is one business that has thrived during the COVID-19 pandemic. The FBI reports cybercrime quadrupled during the first phase of the pandemic with phishing attacks spiking up 350% (see a real example after...

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Health exchanges again extend open enrollment

Individuals can shop for health coverage and may qualify for premium subsidy (reduced premiums) to begin the first of the following month. Your Health Idaho has extended enrollment until April 30, 2021Washington Health...

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American Rescue Plan reduces health insurance costs, expands access

With the passage of the American Rescue Plan (ARP), the Biden-Harris Administration is reducing health care costs, expanding access to coverage, and ensuring nearly everyone who buys their own individual or family...

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Appointments being made for vaccine clinics in our area

Here is information for Idaho residents and where you can find your vaccines. Idaho North Central Health District has announced large-scale COVID-19 vaccine clinics will be held on Friday, March 19th and Saturday, March...

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Q&A: Are the health exchanges open again?

We printed this Q&A column in the March 10, 2021 edition of The Lewiston Tribune. Q: Are the health exchanges open again? A: Yes! The Idaho and Washington state health exchanges have re-opened in response to...

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New website launched

We want to introduce our new website to you, and help you find your way around our site. Each tab heading contains a wealth of convenient and useful information. 24/7 you can make a payment, file a claim, request policy...

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Does Medicare Cover COVID-19 Vaccine?

In case you wondered, if you are covered under Medicare Part B (Medical Insurance) or you're enrolled in a Medicare Advantage Plan (Part C) you pay nothing for the approved COVID-19 vaccine. Be sure to bring your...

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Q & A: What to do about rising business insurance rates?

We printed this Q&A column in the Feb. 10, 2021 edition of The Lewiston Tribune. Q: What to do about rising business insurance rates? A: If COVID wasn’t bad enough, business insurance companies are at the tail-end...

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Staff awards given for 2020

WELCOME TO THE A-TEAM! Team trophies were awarded during the December annual meeting to Mitch Keller, Agent, and Brittney Allen, Commercial Lines Service Representative who joined American Insurance in 2020. Also...

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Washington & Idaho both open new health enrollment period

UPDATE: Find the most recent extended health exchange enrollment article here instead.American Insurance health agents are certified for both exchanges to help our clients understand what plans are available, see if you...

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2021 Business Insurance Rate Forecast

How to beat rising business insurance rates - What is on the horizon for business insurance prices in 2021? You’ve been creative and resilient as you continue to weather the COVID-19 economic storm. Controlling...

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Q & A: Do jewelry & guns need special insurance?

We printed this Q&A column in the Jan. 10, 2021 edition of The Lewiston Tribune. Q: Do jewelry & guns need special insurance? A: Yes, if you have higher value jewelry or guns then you may not have enough...

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