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American Insurance Blog

All You Ever Wanted to Know About Insurance

Let's talk about your 2021 appointment calendar

We want to hear about your 2021 appointment calendar that you receive each year in the mail. Would you like an extra copy of this calendar to share with a neighbor or a friend? Or, do you not use your calendar and you'd...

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Q & A: Can I buy life insurance during the pandemic?

We printed this Q&A column in the Dec. 10, 2020 edition of The Lewiston Tribune. Q: Can I buy life insurance during the pandemic? A: You aren’t alone if this pandemic has made you think again about the importance of...

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ID & WA Health Exchanges Extend Open Enrollment

Idaho's Health Exchange, Your Health Idaho, has extended open enrollment until Thursday, December 31st, to apply for a tax credit, select a plan, and enroll in coverage that begins January 1, 2021. Washington State has...

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COVID-19: A Wakeup Call About Uncomfortable Topics

Two-thirds (67%) of Americans say that the pandemic has been a wake-up call for them to reevaluate their finances, according to a new study by Life Happens, a nonprofit dedicated to educating consumers about the...

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Q & A: Are there new options on the Health Exchanges

We printed this Q&A column in the Nov. 10, 2020 edition of The Lewiston Tribune. Q: Are there new options on the health exchanges? A: Yes, the WA & ID Health Exchanges are now open with new companies, plans and...

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Malden wildfire hits home for former local bus driver

Nellie Flatt’s home in Malden, Wash., burned to the ground in a wind driven wild fire on Sept. 7, 2020. She lost all her belongings, her pictures and mementos but amazingly didn’t lose her smile or sense of humor. She...

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New letters threaten vehicle suspension to Idaho residents

A new flood of Idaho Transportation Department (ITD) letters have gone out to Idaho drivers threatening registration suspension for vehicles they can’t match to their system. Idaho’s “Drive Insured” program is about to...

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Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2020 edition of The Lewiston Tribune. When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from October 15th through December...

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5th Annual Food Drive set for Nov. 16-20

American Insurance is inviting all small business owners to partner with us again from Nov. 16-20 for the 5th Annual Hometown Business Food Drive. If you are ready to join us, please contact our Event Coordinator...

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Q & A: My fence at home blew down during a windstorm, is it insured?

We printed this Q&A column in the Sept. 10, 2020 edition of The Lewiston Tribune. Q: My fence at home blew down during a windstorm, is it insured? A. YES! If you have a typical Homeowners policy (HO-3), it covers a...

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Extra DUI patrols out in force on area highways

Troopers with the Idaho State Police and Washington State Patrol want drivers to know that extra patrols are out in force now through Labor Day focused on finding DUI drivers. In 2019, DUI fatalities increased by nearly...

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COVID19: Impact on business insurance rates

What a difference 6 months makes! In my January article Forecasting 2020 Commercial Insurance Rates, I said, “most commercial insurance rates trended modestly higher in 2019 and increases are expected to accelerate...

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Q & A: What is Classic Car Insurance?

We printed this Q&A column in the Aug. 10, 2020 edition of The Lewiston Tribune. Q: What is Classic Car Insurance? A: Classic cars aren't just antiques, they also include restored cars, street rods, low riders,...

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COVID-19: Workers Compensation – claim prevention

Employers are challenged with two liability concerns regarding COVID-19 transmission – customers and employees. The latest liability exposure to manage is how to prevent claims for workers compensation or employer...

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Q & A: I’ve lost my health insurance! Now what?

We printed this Q&A column in the July 10, 2020 edition of The Lewiston Tribune. Q: I’ve lost my health insurance! Now what?A. We can help! If you’ve lost your health insurance because of a business closure,...

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Idaho Hands-Free Cell Phone Law Begins

Beginning Wednesday, July 1, 2020, drivers throughout Idaho will be responsible to follow a new law meant to keep drivers safe and engaged while behind the wheel. The new Idaho State Code 49-1401A requires electronic...

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Commercial Lines department grows to 4 employees

Rapid growth in the number of business insurance accounts has prompted the need to expand our Customer Service staff to four with the recent addition of Brittney Allen. We welcome Brittney, who previously worked for...

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Welcome to Mitch Keller as new agent

Mitch Keller has joined American Insurance as a licensed Property-Casualty insurance agent. Prior to starting his insurance career, Mitch worked in customer service for Regence BlueShield of Idaho and most recently as a...

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Aerial fireworks display will happen July 4th

For 35 years, American Insurance has been a major sponsor of the Lewis-Clark Valley aerial fireworks display on July 4th. The big, spectacular aerial fireworks display will go on as usual but the pre-show at Adams Field...

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Q & A: Will the valley Independence Day fireworks happen?

We printed this Q&A column in the June 10, 2020 edition of The Lewiston Tribune. Q: Will the valley Independence Day fireworks happen?A: YES! For 35 years, American Insurance has been a major sponsor of the Lewis-...

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COVID-19 Advisory - Lobbies now open!

Lobbies are now open at AMERICAN INSURANCE offices in Lewiston and Moscow. As an essential business, we have remained open to serve you by phone, email and online during the COVID stay-at-home period. But, honestly,we...

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Q & A: What now? I’ve lost my health insurance!

We printed this Q&A column in the May 10, 2020 edition of The Lewiston Tribune. Q: What now? I’ve lost my health insurance! A: We can help! If you have lost your health insurance because of the COVID-19 Pandemic...

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COVID-19: Liability risk to your business

As business owners reopen their businesses to the public, the question of COVID related liability has become a concern. The primary concern has been voiced for specific industries like large retailers, medical clinics,...

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COVID-19: New Medical Insurance Options

Pandemic business closures, employee layoffs and “Stay-Home” orders have impacted medical insurance coverage for individuals and groups. Sometimes, the change in hours worked or employment status can lead to losing...

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COVID-19: Business Premium Relief

4 ways business owners can reduce insurance premiums during the COVID-19 Pandemic American Insurance is dedicated to finding you answers and helping you maintain the business coverage you need at the lowest rates you...

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Q & A: Can I get COVID-19 premium relief?

We printed this Q&A column in the April 10, 2020 edition of The Lewiston Tribune. Q: Can I get COVID-19 premium relief? A: Yes, American Insurance is dedicated to finding you answers and helping you maintain the...

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COVID-19: Auto Insurance Premium Relief

3 ways paying premium was made easier - Everyone has been impacted financially by the COVID-19 pandemic–some more than others. American Insurance is dedicated to finding you answers and helping you maintain the...

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COVID-19 Advisory- Lobbies closed, but open to serve you!

UPDATE: Our lobbies are open again as of June 1. You can find out more about our office changes here in this new article. - Although face-to-face customer visits are restricted, our employees are on the job to serve...

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COVID-19 Insurance claim relief?

Answers to 4 common insurance questions Every business owner wants to know and is hoping that somehow their insurance coverages will provide some financial relief. Containment efforts of the Coronavirus Pandemic across...

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Q & A: What is a BOP?

We printed this Q&A column in the March 10, 2020 edition of The Lewiston Tribune. Q: What is a BOP? A: If you own a business, small or large, you will want to get “BOP’d” by American Insurance. It doesn’t hurt and...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....

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Regence & St. Joe's reach agreement retroactive to Jan. 15

Updated Feb. 5, 2020 The certified Health Agents at American Insurance are pleased to announce the news from Regence BlueShield of Idaho that they have reached a new multi-year agreement that ensures their members can...

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Forecast: 2020 Commercial Insurance Rates

Most commercial insurance rates trended modestly higher in 2019 and increases are expected to accelerate some in 2020. Rate increases of up to 10% will not be uncommon even for well managed business exposures with low...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2020 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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