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American Insurance Blog

All You Ever Wanted to Know About Insurance

Deadliest Day of the Year

Jan. 1 is the deadliest day on average for alcohol-related crashes involving a motor vehicle, pedestrian or bicyclist, a new Insurance Institute for Highway Safety analysis shows. New Year's evokes visions of...

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Health exchange enrollment up in all areas

Around 6.4 million consumers across the country have signed up for health insurance plans through the Affordable Care Act, an increase of 400,000 plan selected from last year. More than 98,000 Idahoans have selected a...

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Working smoke alarms -- a New Year's Resolution!

A working smoke alarm can save a life. In the 24-hour period from Dec. 19-20, the Idaho State Fire Marshal was called on to investigate three home fires. None of the homes had working smoke alarms. One fire resulted in...

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2016 Celebrated by Staff

AMERICAN INSURANCE staff and management celebrated our annual employee meeting and awards ceremony on December 16, 2016. President John Sullivan talked about upcoming changes in 2017 in the insurance industry and how...

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Food Drive - Thanks for your support!

You helped our Agents and employees at AMERICAN INSURANCE collect 708 lbs. of donations during our Food Drive last week to support the Community Action Partnership (CAP) Food Bank! Steven Small (left), with the Lewiston...

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Q & A: What is the status of Obamacare?

We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune. Q: What is the status of Obamacare? - A: It may take as long as three years for the Trump / Republican repeal of the Affordable Care...

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The Down Side of PERSONAL SERVICE

What? Is there a down side to personal service? At AMERICAN INSURANCE we are proud of providing "personal service." That means we assign our customers to a specific Customer Service Agent who knows your name, knows...

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Season of Sharing - Food Drive ahead

Food Drive set for Dec. 12-16 in both offices.We invite you to help us "fill the shelves" at Community Action Food Banks in Lewiston and Moscow this holiday season! Our staff is having a contest to see who can collect...

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2017 – A Year of Change

First, we wish you a very Merry Christmas and Happy New Year! Looking ahead, 2017 is shaping up as a year of change. Americans voted for political change and there are other changes coming that effect you and the...

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Q&A: When can I buy individual medical insurance?

We printed this Q&A column in the Nov. 10, 2017 edition of The Lewiston Tribune. Q: When can I buy individual medical insurance? - A: You can only buy or change your individual medical insurance plan during “Open...

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Big medical rate increases ahead

We might think that our local individual health insurance premium increases are hard to swallow, but things could always be worse. In an article published in the Wall Street Journal, many states have premium increases...

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Medical premium, network changes for 2017

Major changes in medical premiums and provider networks are coming in 2017. Open enrollment began Nov. 1 in the Idaho and Washington Health Exchange Marketplaces. Anyone who needs or is covered under an Individual...

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10 ways to prepare your home this fall

Cool, crisp fall days are a wonderful time in the Lewiston-Clarkston valley and on the Palouse -- if your home is ready for them. Yes, this is the time of year to fix small problems before they become big, and big ones...

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Changes to Medicare & You 2017

If you are on Medicare, you should have received your Medicare & You 2017 booklet that outlines changes and answers questions you may have about coverage options. One update is the Quality Payment Program to work...

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Medicare Yearly Enrollment begins Oct. 15

AMERICAN INSURANCE reminds area seniors to take note of the Medicare Open Enrollment Period from Oct. 15 to Dec. 7. This is when everyone who has Medicare – not only seniors – can change to different Medicare Advantage...

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'Grandmothered' health plans ending

Days are numbered for “grandmothered” small group medical plans. The so-called “grandmothered” medical plans are those small groups purchased from March 23, 2010 to Oct. 1, 2013 that are not yet ACA (Affordable Care Act)...

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Scam alert - Health insurance enrollment

The Idaho Department of Insurance is alerting Idaho residents about a possible scam by a company using deceptive practices to market health insurance in Idaho. Your Health Idaho, Idaho’s health insurance exchange, has...

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Premera’s new bill pay portal opens

Premera Blue Cross has launched a new, easy-to-use bill payment portal for their members. Customers who currently pay their bills online will receive an email notifying them of the new portal and the action they should...

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Independence - The American Advantage

This Independence Day we celebrate our nation’s 240th birthday!Independence is that strong human drive for freedom in our personal, political and business lives. It has given America an advantage over competing...

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Helping businesses find health coverage for employees

Local agents with AMERICAN INSURANCE in Lewiston can help area business owners find qualified individual health insurance coverage for your employees, their spouses and dependents to meet health care mandates. “We...

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