Frequently Asked Questions

Personal Insurance: Home Insurance

Optional Coverage

Identity Recovery Insurance

Most people have heard about identity thieves who target credit card companies, banks and other financial institutions. However, identity theft can also be used to acquire utilities, insurance, employment, rental agreements, health and welfare benefits, divert arrest warrants for criminal activities onto another person, and even steal tax refunds.

Identity theft is a stressful experience. Restoring your identity after it’s been stolen can take a lot of time, money and effort. With identity-recovery coverage, you can replace your stress and worry with calm knowing you have identity theft protection. Plus, if you ever have to make an identity theft claim, your insurance rates will not be affected or increased.

For as little as $1 a month Identity Recovery Insurance coverage offers:

  • Personal Assistance
    A dedicated case manager will help you work through the recovery process, including helping you contact and deal with authorities, credit bureaus, creditors and businesses.
  • Lost Wages, Child and Eldercare Assistance
    Provides up to $250 per day or a total of up to $5,000 for lost wages, child or eldercare expenses incurred as the result of restoring your identity.
  • Expense Reimbursement
    Provides for up to $25,000 annually for expenses related to identity theft.

Add Identity Recovery Coverage to Your Homeowners Policy

Call us at (208) 746-9646 or contact us online here to ask your AMERICAN INSURANCE Agent about adding Identity Recovery coverage to your Homeowners* policy. It is an optional coverage that is essential these days and very affordable at only $1 per month.

*NOTE: Identity Theft or Recovery insurance is not available in every insurance company. Rates and benefits provided for Identity Theft insurance vary from company to company and from state to state.

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FAQ Disclaimer

The content of FAQ articles are general in nature and are not intended as a substitute for professional legal, financial, or insurance counsel for individuals. Insurance coverage forms vary by issuing company and by state. For specific advice contact us.

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Lewiston office
55 Southway Ave
Lewiston, ID 83501

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604 S. Washington St.
Moscow, ID 83843

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