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Frequently Asked Questions

All You Ever Wanted to Know About Insurance

Personal Insurance: Home Insurance


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  • How to protect your most cherished possessions

    While your homeowners insurance is invaluable for covering the loss or destruction of many of your belongings, it might provide only partial coverage for your most cherished items.

  • Plugging holes in a homeowners policy

    Even though your Homeowners insurance policy provides great coverage it still contains some necessary exclusions. Here's how we can help you with that.

  • Identity Recovery Insurance

    For as little as $1 per month premium you can have Identity Recovery Insurance added to your Homeowners policy.


  • Much of your home’s value is what’s inside

    Most will agree a home is not just a pile of bricks and mortar. Rather, a true “home” comprises much more, including everything inside it.

  • PERSONAL PROPERTY - How is it insured?

    The loss of our personal items to fire, theft, vandalism, natural disaster or any other cause creates a financial loss as well as being unsettling to our lives. So, how do you insure all your stuff?

  • Personal Property - Where is it insured?

    When you travel on vacation, move to a new residence, put items in a storage unit, have a family member living at college, or pack up all your earthly belongings in a U-Haul truck, suddenly you wonder, “Is all my stuff insured when away from my residence premises?”