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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

ACA Premium Subsidies Continue

Premium Subsidies Are Not Changed.  To clarify, this information from recent news articles is NOT referring to the premium subsidies (tax credits) that lower the health insurance premiums paid by qualifying lower income Americans. 

Individuals, small employers,  employees, dependents, college students – anyone who relies on individual medical insurance coverage – must apply during open enrollment unless they are renewing existing coverage at a different time. You Must Apply For Medical Insurance during Open Enrollment.

ACA Health Exchange Annual Open Enrollment Period began on Nov. 1 and will end on Dec. 15, 2017 for a  Jan. 1, 2018 effective date for the Idaho Health Exchange, Your Health Idaho.  The Washington state Health Exchange, Washington Healthplanfinder, has an extended open enrollment until Jan. 15, 2018, for a Feb. 1, 2018, effective date. 


Idaho and Washington residents are invited to request an appointment with an ACA Exchange Certified Health Agent Dave Root or Tim Gleason at AMERICAN INSURANCE at Medical [at] Am-Ins [dot] com or  208-746-9646 or 800-735-6355. Only an agent is authorized to explain and recommend specific Exchange health insurance plans for your family.