Frequently Asked Questions

Personal Insurance: Specialty

Umbrella

• Umbrella - How a policy works to cover you

  Here's how an umbrella policy works to provide you with an additional excess insurance limit in a lawsuit. 

• Umbrella - 7 Reasons You May Need One

  Real Claim Examples and 7 Reasons You May Need an Umbrella Personal Liability Policy

• Umbrella - You need one, not just for rain

  Is your personal liability coverage enough? Find out more about an Umbrella policy, available for as low as $150 per year in premium.

Motorcycles

• MOTORCYCLISTS -- Reducing fatalities

  Motorcyclists now represent approximately 14% of all motor vehicle-related fatalities, 

General

• Boat insurance - 3 options to consider

  We recommend you consider some newer boat insurance coverage options for your watercraft.

• Boat Insurance - 8 Qs to ask

  Your watercraft and its engine(s), your trailer and other equipment – it all represents a sizeable investment that’s important to protect by selecting the right insurance coverage. 

• ATV Insurance and Idaho Law

  What are the insurance, licensing and registration requirements for OSVs in Idaho?

• Trailers - Do personal trailers need specific coverage?

  While some trailer insurance coverage is automatic, you may need additional coverage to protect your ownership and use of a trailer.

• Identity Theft – Not if, but when!

  Important things you can do now to guard yourself against identity theft.

• Newlywed insurance - 6 savings tips!

  

  Getting married or know a newlywed? We have six insurance savings tips for you and your loved one as you begin your new life together!

• Wedding Insurance -- Find options here

  Why do you need the Wedding Protector Plan? Consider what could go wrong and make sure you are covered!