Frequently Asked Questions

Risk Management: Loss Control

General

• Is my contractor insured?
• EPLI - Guide To Employee Discrimination Lawsuits (2017 Hiscox)

  Learn three ways to protect your business in the event of a complaint and what constitutes discrimination, how charges are brought, the high-risk states for lawsuits, key state laws, the most common type of discrimination and the cost of employee lawsuits. 
  

• Are you liable for an accident?

  Questions of liability follow every incident that hurts someone or damages their property.

• Are you liable if you don’t call 811?
• Tag-Out Program - A way to possibly reduce claims

  

  Contractors who build, install, maintain, service or repair and any other type of small business can reduce workers compensation and liability claims by implementing a “tag-out” program. 

• Wildfire Insurance – You Must Plan Ahead

  If you own rural property, you must insure it before it becomes threatened by fire. Contact us today to review your Farm or Ranch policy to make sure all your important structures are insured for the best rates and coverage.

• Employee Dishonesty - Controls & Policies

  Specific controls and procedures you can adopt to reduce employee dishonesty losses.