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American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

It's open enrollment time For ACA Medical And Medicare

There are two “open enrollment periods” that are critically important for health insurance -- for individuals and seniors in our area. These limited time periods are the only times that new Affordable Care Act (ACA) Medical plans can be purchased or changes can be made to Medicare or Part D drug plans. 

Senior medical enrollment

Medicare Open Enrollment Period is from Oct. 15 through Dec. 7.  This is when everyone who has Medicare (not just seniors), can change to different Medicare Advantage or Part D Prescription Drug Plans. Contact Dave Root or Tim Gleason, for an appointment online here or by calling 208-746-9646 to make an appointment today.

  • Related: What changes can be made during this period?
  • *Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Individual medical open enrollment

ACA Health Exchange Annual Open Enrollment Period is now through Dec. 15.

You may still qualify for premium subsidy (tax credits) and cost sharing (lowered deductibles and coinsurance) for an ACA Exchange medical plan. Individuals, small employers, employees, dependents, college students - anyone who relies on individual medical insurance coverage - must apply during open enrollment unless they are renewing existing coverage at a different time. Contact Dave Root or Tim Gleason, for an appointment online here or by calling 208-746-9646 to make an appointment today.

Only an Exchange Certified and licensed health agent is authorized to explain and recommend specific Exchange health insurance plans.

GET LOCAL, NO-COST ASSISTANCE 

Idaho and Washington residents are invited to contact our ACA Exchange Certified Health Agents, Dave Root or Tim Gleason, for an appointment at AMERICAN INSURANCE or by calling 208-746-9646 to make an appointment today.

Related: Attract and retain your best employees with a free benefit review