Frequently Asked Questions

Risk Management: General


  • Employee or Independent Contractor?

    Every employer needs an answer to this question, “Is this worker an employee or independent contractor”?  Getting it wrong can subject you to very large fines and penalties that could literally put you out of business.  

  • Business Planning - SWOT it!

    As a business owner it’s time to make plans for a new year of success! One common planning technique is listing out your Strengths, Weaknesses, Opportunities, and Threats -  also known as the SWOT test.


  • RISK MANAGEMENT - Explained

    Depositphotos_16638277_s-2015.jpgRisk management is more than just insurance. Whether you run a small one-person business or a multi-national corporation, all businesses naturally practice some form of risk management.

FAQ Disclaimer

The content of FAQ articles are general in nature and are not intended as a substitute for professional legal, financial, or insurance counsel for individuals. Insurance coverage forms vary by issuing company and by state. For specific advice contact us.

Our locations:

Lewiston office
55 Southway Ave
Lewiston, ID 83501

Moscow office
604 S. Washington St.
Moscow, ID 83843

Best of the West Join us on Facebook Reviews

Additional navigation:

Home page | Payments | Claims | About | Contact | Insurance companies | Privacy policy | Confidentiality notice | Disclaimer | Search

© 2019 American Insurance