Q & A: What is Classic Car Insurance?

by Philip Sullivan, CIC, Personal Insurance Mgr on Aug 10, 2020

We printed this Q&A column in the Aug. 10, 2020 edition of The Lewiston Tribune.

Q: What is Classic Car Insurance?

A:  Classic cars aren't just antiques, they also include restored cars, street rods, low riders, exotic, and replica cars. I fell in love with my first car, a 1965 Ford Mustang Fastback, and still have it.  It’s a classic and qualifies for Classic Insurance at very low rates with the special coverage I need.  If you are holding onto a collectable vehicle that is at least 20 years old and not used as a daily driver it may qualify for better coverage at a lower premium.

What specialized “classic” coverage is available?

  • Low annual premiums / No mileage limits
  • Auto liability, UM, UIM & Medical
  • Guaranteed Value settlement limit
  • No deductible physical damage
  • Specialized options like –
    • Emergency Road Assistance
    • Flatbed Towing
    • Spare parts included
    • Vehicle under construction/restoration
    • Auto show medical reimbursement

Get a Classic Car quote!  Contact an experienced American Insurance agent today. Call, stop by or visit online auto insurance quotes here click find online auto insurance quote options here..     

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Lewiston, ID 83501

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