News You Can Use
Dec 23 2011
Before saving goodbye to 2011, check out these tax reduction tips. However, you usually need to take action no later than Dec. 31st in order to claim certain tax benefits. Here are six tax-... more ›
Dec 20 2011 Housing starts soared to their highest level since April 2010
, increasing 9.3 percent from October to November and 24.3 percent from November 2010 according to the Commerce Department's US... more ›
Dec 16 2011 In a surprise move, the Obama Administration has announced that each state can decide what "essential health benefits" will be offered in their state Health Care Exchanges beginning in 2014.... more › Dec 13 2011 A ban on driver use of cell phones is urged by National Transportation Safety Board.
The safety recommendation specifically calls for the 50 states and the District of Columbia to ban the... more ›
Dec 12 2011
Feature articles include: Market Forecast 2012 Referral Reward's Winner Medical & Medicare Updates Savings Tip WATER DAMAGE - Am I Covered? Click to read our newsletter online more ›
Dec 11 2011
The US Supreme Court has agreed to decide the constitution issues of the Affordable Care Act. The court will hear oral arguments in March and then is expected to render a decision in June... more ›
Dec 8 2011 2011 set a new record of 12 separate billion+ dollar US weather/climate disasters
according to the National Climatic Data Center (NCDC). The aggregate damage total is estimated to be... more ›
Dec 2 2011 Stopping payment errors in Medicare, Medicaid, Pell Grants and Food Stamps has saved $17.6 billion dollars in 2011
according to The Office of Management and Budget (OMB). The Cut Waste... more ›
Dec 1 2011 Idaho is one of 13 new states to receive grants to help them create Health Insurance Exchanges.
The Affordable Care Act
mandates that every state have a Health Insurance Exchange, either a... more ›
Nov 27 2011
Here are some tips on how to have a great party while managing the risks of serving liquor. Whether you are hosting a personal party for friends and family or a business party for employees... more ›
Nov 17 2011
On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in non-hybrid models. Hybrids have a safety edge over their conventional... more ›
Nov 15 2011
The Affordable Care Act became law on March 23, 2010. The law's provisions are being implemented on a timeline through January 1, 2015. There are four new items being added in 2012. A brief... more ›
Nov 8 2011
Widespread flooding this fall in the eastern US has created a pool of more than 15,000 vehicles damaged by flood waters. The National Insurance Crime Bureau is warning consumers to beware... more ›
Nov 2 2011
Physicians have faced steep payment cuts annually because of a flawed 1997 law according to Kathleen Sebelius, Secretary of the US Department of Health and Human Services (HHS). Secretary... more ›
Nov 1 2011
Five minivan models have earned the 2011 Top Safety Pick award from the Insurance Institute for Highway Safety, standing out from competitors for superior protection in rollover crashes.... more ›
Oct 28 2011
Medicare Part B premiums in 2012 will be lower than previously projected and the Part B deductible will decrease by $22 according to an announcement by the U.S. Department of Health and... more ›
Oct 18 2011
Just today I was sitting in a coffee shop when a jacked-up and tricked out black Toyota pickup pulls up with the engine roaring and the music thumping. Out jump three young men to buy... more ›
Sep 29 2011 The Obama administration is asking the US Supreme Court to decide the fate of the Affordable Care Act .
Political battle lines were drawn since the Act was signed into law in March 2010. As... more ›
Sep 15 2011
This year marks an important change in Medicare's annual open enrollment, the time period during which people can choose to change plans or shift from Medicare Advantage to Traditional... more ›
Sep 7 2011
Now at the 10th anniversary of September 11, 2001, like the bombing of Pearl Harbor on December 7, 1941, it is a day that lives on in infamy for a new generation of Americans. But 9/11 was... more ›
Aug 17 2011
An initiative to build a "weather-ready" nation is being launched by the National Weather Service, in response to the nine separate natural disasters
the US has experienced so far in 2011.... more ›
Aug 9 2011 Before your "wild hog" drives his new motorcycle make sure he takes Idaho's STAR Training - it could save his life!
Motorcycle riding has become more popular in recent years, appealing to a... more ›
Aug 2 2011
Historic new guidelines that will ensure women receive preventive health services at no additional cost were announced today by the U.S. Department of Health and Human Services (HHS).... more ›
Aug 2 2011
After just six months, 2011 is already the most expensive catastrophe year for the insurance industry on record, according to a ProgramBusiness.com story taken from The Guardian.
Through... more ›
Aug 1 2011
Stricter lending standards blocked purchases and foreclosures forced people out of their residences resulting in U.S. home ownership rate falling to the lowest level since 1998 in the... more ›
Jul 27 2011 Businesses, even very large ones, are typically not insured for data breach liability claims.
Companies that rely on a Commercial General Liability
(CGL) form, the most common policy form,... more ›
Jul 21 2011 Your small business is a target!
Hackers are expanding their sights beyond multinationals to include any business that stores data in electronic form, according to a ProgramBusiness.com... more ›
Jul 18 2011
Feature articles include: Why We Need to Talk! Rental Cars - What coverage is provided by my auto policy? 26 Year Sponsor - Independence Day Fireworks Auto Policy - Is Pizza Delivery... more ›
Jul 17 2011 What will your Social Security benefits be at retirement?
The Social Security Administration, for expense savings, has suspended sending out written estimates but is now providing an... more ›
Jul 15 2011
The median premium cost per employee was $400 per month under private-sector group health insurance plans in 2010 according to a survey just released by the US Dept of Health & Human... more ›
Jun 23 2011 Experts fear we are on the threshold of a bedbug pandemic!
It's a public relations nightmare for hotels in major cities across America. Begbugs have checked in and guests are checking out!... more ›
Jun 23 2011 April period witnessed the largest tornado outbreak in world history. May period includes two of the costliest tornadoes ever recorded.
Yes, it was really THAT bad - 3 times the average of... more ›
Jun 14 2011 NFIP faces external challenges that threaten the program's long-term health.
As the nation's flood waters are highest, the National Flood Insurance Program
(NFIP) is a sinking ship... more ›
Jun 13 2011 Thirty percent of employers will cancel health plans by 2014 because of Health Care Reform, according to a McKinsey Research study.
The research suggests that when employers become more... more ›
May 13 2011 What household appliance causes more than 1,000 residential fires per month in the US? The answer... your clothes dryer!
They are a modern marvel and an indispensable convenience. We use... more ›
May 5 2011 Five separate severe weather outbreaks in April will result in combined insured losses in excess of $4 billion, according to Aon Benfield report.
The first outbreak, from April 3-5,... more ›
Apr 28 2011
A divided Supreme Court, ruled on a 5-4 split decision along ideological lines, that corporations can enforce arbitration clauses to block dissatisfied customers from bring class-action... more ›
Apr 27 2011 Organized Scams Defraud Consumers and Insurers Alike, Costing Billions of Dollars Annually
If you have been involved in an auto accident that just didn't feel right, it might not have been... more ›
Apr 27 2011
The Chevrolet Volt and Nissan Leaf earn the highest safety ratings from the Insurance Institute for Highway Safety in the first-ever U.S. crash test evaluations of plug-in electric cars.... more ›
Apr 15 2011 Supporters claim reform bill will save $100 million in first year.
Montana's workers compensation rates are the highest in the nation which led to urgent reform efforts that culminated on... more ›
Apr 8 2011 Toyota was found "not guilty" by a New York jury in the 2005 unintended acceleration case brought by Dr. Amir Sitafalwalla.
The case had prompted a massive recall of 8 million vehicles, a... more ›
Apr 6 2011 DOT estimates a 3% drop in 2010 fatalities over previous year's record low.
U.S. Transportation Secretary Ray LaHood today announced that the number and rate of traffic fatalities in 2010... more ›
Apr 6 2011 Finances cause one in seven parents to delay teen driving.
With high unemployment, concerns over rising gas prices and inflation, plus the cost of auto insurance for young drivers, the... more ›
Apr 4 2011 Identity theft was the number one complaint category in 2010 according to the Federal Trade Commission (FTC).
Between January and December 2010, the FTC's Consumer Sentinel Network
(CSN)... more ›
Mar 25 2011
On March 25, 1911 the Triangle Shirtwaist Factory in New York City caught fire taking the lives of 146 people. This tragedy led to the beginnings of workers compensation insurance and... more ›
Mar 25 2011
March 23rd marked the one-year anniversary of the Patient Protection and Affordable Care Act (PPACA). The date was marked with numerous events on Capitol Hill and around the country, some... more ›
Mar 18 2011
Global supply chain disruptions for thousands of multinational companies that rely on Japanese manufacturers for goods and services, as well as for sales, will be significant and last up to... more ›
Mar 18 2011
If you lived in the shadow of a nuclear power plant would you have any insurance to cover your loss due to a nuclear accident? As events unfold at Japan's Fukushima Daiichi nuclear power... more ›
Mar 17 2011
Based on currently available information, the estimates of insured property losses from Japan's earthquake are between $15 billion and $35 billion USD according to AIR Worldwide
, a pioneer... more ›
Mar 17 2011
The cost of natural disasters can be counted in many different ways - loss of life, overall economic loss both public and private, insured and uninsured property loss, loss of business... more ›
Mar 17 2011
Fueled by worldwide catastrophe losses, the combined ratios
(claims + expenses) of US Insurance and reinsurance companies deteriorated 3.4% in 2010 compared to 2009. Fitch Ratings, in its... more ›
Mar 17 2011
Insurers and reinsurers worldwide have the financial strength to pay the claims that will emerge from Japan's 9.0 magnitude earthquake and the resulting tsunami but these events, coupled... more ›
Mar 10 2011
Employers are taking bold action to manage health care costs and offer affordable care according to the National Business Group on Health Survey just released by Towers Watson. Over the... more ›
Mar 10 2011
Seventeen people covered by Oregon's workers' compensation system died on the job during 2010, the Department of Consumer and Business Services (DCBS) announced today. The total represents... more ›
Feb 28 2011
Oregon is one of seven states awarded "Early Innovator" grants to design and implement the Information Technology (IT) infrastructure needed to operate Health Insurance Exchanges as part of... more ›
Feb 25 2011
Montana Rep. Scott Reichner wants to reform Montana's workers compensation system. Montana has the most expensive workers' compensation premium rates in the country with an average of $3.33... more ›
Feb 14 2011
Angelina Jolie's "Salt
" was the riskiest movie to insure in 2010 according to Fireman's Fund Insurance Co, the leading insurer of Hollywood films for more than 85 years. "Salt
," featured... more ›
Feb 14 2011
Local food banks and other community service's core funding may be cut by 60% this year. For 2011, a budget bill currently being proposed in the House of Representatives will potentially... more ›
Feb 8 2011
Each year consumers pay more for their auto and homeowners insurance policies as a direct result of fraud. The National Insurance Crime Bureau has heard all the stories-unnecessary auto... more ›
Feb 8 2011
Red light cameras saved 159 lives in 2004-08 in 14 of the biggest US cities, a new analysis by the Insurance Institute for Highway Safety shows. Had cameras been operating during that... more ›
Feb 8 2011
What vehicles are the top safety picks for 2011? To check out a specific 2011 vehicle before you buy - click on TOP SAFETY PICKS 2011 The 2011 Dodge Charger and Chrysler 300 earned the "
... more ›
Jan 31 2011
Should you pay a fee for emergency response services following an accident? A resounding three out of four adults said "no" when recently surveyed by telephone in a Harris Interactive poll.... more ›
Jan 24 2011
Every business owner will be impacted by the troubles brewing in workers compensation insurance.
Among the top trends identified to watch are - medical costs continue to rise, injured... more ›
Jan 18 2011
U.S. Transportation Secretary Ray LaHood today announced a final rule aimed at decreasing occupant ejections in passenger vehicles. The new U.S. Department of Transportation standard, which... more ›
Jan 13 2011
The property/casualty insurance industry turned a corner and will show a profitable year for 2010, but underwriting discipline will be more important than ever in 2011, said chief executive... more ›
Jan 5 2011
Workers compensation rates in Idaho will rise 3.7% in 2011. This is the first increase since 2005, when the overall rate increase was 5.3%. Employers in Idaho are required by law to cover... more ›
Jan 1 2011
35 million US households (about 30%) have no life insurance protection at all, according to the 2010 Life Insurance Ownership Study done by LIMRA. Among households with children under 18, 4... more ›