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Washington Updates Distracted Driving Law

Jul 24 2017 Violations are now reported to your insurance company. - Washington state has defined its Distracted Driving law that just took effect on July 23, 2017. These changes include: No Hand-... more

Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

Jul 10 2017 We printed this Q&A column in today's edition (on July 10) of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP)... more

Q&A: When should I re-shop my auto insurance?

Mar 10 2017 We printed this Q&A column in today's edition (March 10) of The Lewiston Tribune.When should I re-shop my auto insurance? - Right now many companies are taking large increases in their... more

3 Behaviors That Kill Us on the Road

Dec 1 2015 There are three things you can do this Holiday Season to be a survivor when driving. Here's why extra caution is necessary this year... The 2015 traffic fatality estimate for the US is up a... more

Biggest threat to teens revealed

Oct 22 2015 Half of all teens will be involved in an automotive crash and motor vehicle crashes are the leading cause of death for 14- to 18-year-olds, according to the National Safety Council. Even... more

Auto BI Claim Costs Up 32%

Oct 9 2015 Auto injury claim costs per insured vehicle have continued to increase across the United States according to a new study from the Insurance Research Council (IRC). Long-term reductions in... more

Your Odds of Hitting a Deer Double

Sep 29 2015 Your odds of hitting a deer, an elk or a moose are twice as high during the 4th quarter months of October, November and December as in the other nine months of the year. U.S. drivers are... more

Which States Have Lowest Auto Insurance Rates?

Sep 17 2015 If you want to pay the lowest auto insurance rates in the USA you'd better move to good ole Idaho! Yes, Idaho has the lowest auto insurance rates in the nation according to the National... more

Sullivan’s Hell Raising '65 Mustang

Aug 27 2015 Philip Sullivan, Insurance Agent and Personal Lines Manager at AMERICAN INSURANCE, fell in love with his first car, a 1965 Ford Mustang Fastback. Through his access to and abilities with... more

One in Three Truckers Don't Buckle Up

Apr 1 2015 About 65 percent of on-the-job deaths of truck drivers in 2012 were the result of a motor vehicle crash. More than a third of the drivers who died were not wearing a seat belt. This... more

Law Enforcement Crackdown on Texting & Driving

Mar 27 2015 From April 10 to 15, 2015, law enforcement personnel will be using a combination of traditional and innovative strategies to crack down on motorists who text while driving. This effort is a... more

New Tech to Stop Drunk Drivers

Mar 20 2015 Can we keep drunk drivers off the road? Must they kill someone with their car after being arrested 10, 20 even 30 plus times for driving drunk before we find the answer. The answer may be a... more

The 9 Vehicles With Lowest Death Rates

Mar 3 2015 Improved vehicle designs bring down death rates (IIHS). The chances of dying in a crash in a late-model vehicle have fallen by more than a third in three years, the latest Insurance... more

Uninsured Driver Numbers Declining

Aug 11 2014 How many drivers are uninsured? Across the United States, the estimated percentage of uninsured motorists trended down in 2010, 2011 and 2012, according to new estimates from the Insurance... more

The Safest Small Cars On The Road

Aug 4 2014 Five small cars, all 2014 models, earn an acceptable rating in crash tests by the Insurance Institute For Highway Safety. Two earn marginal and four earn poor ratings for occupant... more

10 Most-Stolen SUVs

Jun 24 2014 Which models of sport utility vehicles (SUVs) and crossover utility vehicles (CUVs) were top theft targets? The National Insurance Crime Bureau (NICB) released a new report that examines... more

The Driving Talk With Aging Seniors

Jun 24 2014 "I want to die peacefully in my sleep like my grandfather did, not kicking and screaming like the passengers in his car." No one wants this old joke to become a tragic reality. Is it time... more

Vehicle Crashes Cost US Society $871Billion

Jun 3 2014 Motor vehicle crashes in the US had an $871 billion economic and societal impact, according to a new study by the US Department of Transportation's National Highway Traffic Safety... more

Is Hands-Free Cell Use Safer?

Apr 21 2014 Is hands-free cell phone use safer when driving than hand-held? That's the question the National Safety Council asked in a public opinion poil. The new findings indicate 80 percent of... more

Distracted Driving - Employer Issues

Apr 23 2013 From small business delivery to large transportation fleets, distracted driving issues are a major liability to employers. Due to high profile crashes, large jury verdicts against employers,... more

20% Of Car Accidents Are Caused By?

Apr 16 2013 Nope - not texting or distracted driving. Day or night, the leading cause of auto accidents is...driving while tired, according to a study conducted by the Virginia Tech Transportation... more

Auto Insurance Is 5 Year Loser

Mar 20 2013 The US Auto Insurance industry will post a statutory underwriting loss in private passenger auto for the fifth consecutive year in 2012, according to a report by Fitch Ratings. Spurred by... more

2013 Insurance Rate Forecast

Feb 26 2013 Premiums for insurance is expected to continue a modest rise in 2013. By John B Sullivan, CIC President, AMERICAN INSURANCE Like our political climate "more of the same" is expected. Loss... more

A "Classic" Love Affair Confession

Aug 13 2012 By Mike Everett, agent I've had a love affair with vintage cars for most of my adult life. It grew out of necessity (fixing my cars) and turned into a hobby by my thirties. Cars, trucks -... more

Idaho Police Target Aggressive Drivers

Aug 6 2012 Now through August 13th Idaho law enforcement is targeting aggressive drivers and motorcycle riders on Idaho's roads. Speeding, failure to yield, following too close and disregarding... more

Hail & Windstorms Cause Major Damage

Aug 3 2012 The rumble of thunder, the crack of lightening, the rush of windstorm, the clatter of hail stones - thunderstorms can bring devastation to your property and your autos in a flash. How does... more

Traffic Deaths Spike Upward +13.5%

Jul 23 2012 An alarming spike in traffic fatalities is being studied by the National Highway Traffic Safety Administration. A statistical projection shows a 13.5 percent increase in traffic fatalities... more

Leading Cause of Death Ages 8-24

May 21 2012 More children and young adults die of this than any other cause. Perhaps it is no surprise that motor vehicle traffic crashes continue to be the leading cause of death in the group of age... more

Stolen! 1 in 10 of these vehicles

May 16 2012 Corvettes...we love to look at them and thieves love to steal them! The Chevrolet Corvette holds the title as America's oldest, continuously produced sports car. According to a National... more

Turns Out - Death & Taxes Are Linked!

Apr 13 2012 Benjamin Franklin's famous quip "in this world nothing can be said to be certain, except death and taxes" has a closer connection than he knew. A 30-year study of traffic accidents in the... more

“Check Engine” #1 Repair Item

Mar 31 2012 The most common "check engine" light repair is "replace Oxygen Sensor." A faulty O2 sensor costs less than $250 to fix, but can lead to as much as a 40% reduction in gas mileage if ignored -... more

Cell Phone Related Fatalities Down 47% In CA

Mar 7 2012 Traffic deaths due to hand-held cell phone use by drivers have dropped 47% since California enacted a ban in July, 2008. The analysis, conducted by the Safe Transportation Research and... more

Market Forecast 2012

Jan 5 2012 The headlines of 2011 mark the worst year ever recorded for insured losses across the globe. Worldwide natural disasters - earthquakes, tsunamis, tornadoes, hurricanes, flooding, winter... more

Distracted Driving Not Just Cell Phones

Dec 19 2011 "Cell phone usage is only one of many bad habits that are distracting American drivers," said Robert Passmore, senior director of personal lines for Property Casualty Insurers Association... more

Driver Cell Phone Ban Urged

Dec 13 2011 A ban on driver use of cell phones is urged by National Transportation Safety Board. The safety recommendation specifically calls for the 50 states and the District of Columbia to ban the... more

Hybrids Safer Than Conventional Autos

Nov 17 2011 On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in non-hybrid models. Hybrids have a safety edge over their conventional... more

Beware of Flood Damaged Vehicles

Nov 8 2011 Widespread flooding this fall in the eastern US has created a pool of more than 15,000 vehicles damaged by flood waters. The National Insurance Crime Bureau is warning consumers to beware... more

Which Minivans Win Top Safety Pick 2011?

Nov 1 2011 Five minivan models have earned the 2011 Top Safety Pick award from the Insurance Institute for Highway Safety, standing out from competitors for superior protection in rollover crashes.... more

Who Tends To Be An Aggressive Driver?

Oct 18 2011 Just today I was sitting in a coffee shop when a jacked-up and tricked out black Toyota pickup pulls up with the engine roaring and the music thumping. Out jump three young men to buy... more

Top 10 Stolen Vehicles in US

Aug 3 2011 Hot Wheels-the list of the 10 most stolen vehicles in the United States was released today by The National Insurance Crime Bureau (NICB). Nationally, for the first time since 2002, thieves... more

Uninsured Drivers Average 1 in 7

May 20 2011 Chances are roughly one in seven that a driver is uninsured, according to new estimates from the Insurance Research Council (IRC). After four straight years of declines, the recession... more

Was Your Accident “Staged”?

Apr 27 2011 Organized Scams Defraud Consumers and Insurers Alike, Costing Billions of Dollars Annually If you have been involved in an auto accident that just didn't feel right, it might not have been... more

Electric Cars Earn 1st Top Safety Ratings

Apr 27 2011 The Chevrolet Volt and Nissan Leaf earn the highest safety ratings from the Insurance Institute for Highway Safety in the first-ever U.S. crash test evaluations of plug-in electric cars.... more

Toyota “NOT GUILTY”- Accelerator Case

Apr 8 2011 Toyota was found "not guilty" by a New York jury in the 2005 unintended acceleration case brought by Dr. Amir Sitafalwalla. The case had prompted a massive recall of 8 million vehicles, a... more

Traffic Fatalities Lowest Ever Recorded

Apr 6 2011 DOT estimates a 3% drop in 2010 fatalities over previous year's record low. U.S. Transportation Secretary Ray LaHood today announced that the number and rate of traffic fatalities in 2010... more

Fewer Teens Getting Driver’s License

Apr 6 2011 Finances cause one in seven parents to delay teen driving. With high unemployment, concerns over rising gas prices and inflation, plus the cost of auto insurance for young drivers, the... more

Red Light Cameras Reduce Crashes 24%

Feb 8 2011 Red light cameras saved 159 lives in 2004-08 in 14 of the biggest US cities, a new analysis by the Insurance Institute for Highway Safety shows. Had cameras been operating during that... more

Top Auto Safety Picks 2011

Feb 8 2011 What vehicles are the top safety picks for 2011? To check out a specific 2011 vehicle before you buy - click on TOP SAFETY PICKS 2011 The 2011 Dodge Charger and Chrysler 300 earned the "... more

76% Oppose Accident Response Tax

Jan 31 2011 Should you pay a fee for emergency response services following an accident? A resounding three out of four adults said "no" when recently surveyed by telephone in a Harris Interactive poll.... more

New Rule to Reduce Auto Rollover Deaths

Jan 18 2011 U.S. Transportation Secretary Ray LaHood today announced a final rule aimed at decreasing occupant ejections in passenger vehicles. The new U.S. Department of Transportation standard, which... more

Auto Claims Fraud by Medical Providers Rampant

Oct 21 2010 Higher auto insurance rates for New Yorkers is blamed on rampant fraud by unscrupulous medical providers. Health care costs for automobile accident victims in New York increased 42 percent... more

Traffic Fatalities Lowest in 60 Years

Oct 13 2010 2009 saw the lowest traffic fatalities ever recorded according to the US Transportation Department. Highway deaths fell to 33,808 for the year, the lowest number since 1950. In fact,... more

Crash Test - 1959 vs 2009 Chevy

Oct 13 2010 Which vehicle is safer in a crash test - a 1959 Chevy Bel Air or a 2009 Chevy Malibu? The Insurance Institute for Highway Safety celebrated their 50th anniversary with a crash test to... more

Are you a distracted driver?

Jun 28 2010 New survey says 38% of drivers say they have been hit or nearly hit by people “driving while distracted” (DWD). Read more – survey, facts & figures, safety tips. http://www.nationwide.... more


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