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Q & A: Does Idaho have a new cell phone law?

We printed this Q&A column in the April 10, 2021 edition of The Lewiston Tribune. Q: Does Idaho have a new cell phone law? A: Yes, Idaho is now enforcing the “hands-free cell phone” law passed last July. The Idaho...

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Q & A: What is Classic Car Insurance?

We printed this Q&A column in the Aug. 10, 2020 edition of The Lewiston Tribune. Q: What is Classic Car Insurance? A: Classic cars aren't just antiques, they also include restored cars, street rods, low riders,...

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Idaho Hands-Free Cell Phone Law Begins

Beginning Wednesday, July 1, 2020, drivers throughout Idaho will be responsible to follow a new law meant to keep drivers safe and engaged while behind the wheel. The new Idaho State Code 49-1401A requires electronic...

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Navigating Idaho’s new auto insurance law

Uninsured vehicle compliance begins January 1, 2020 Starting January 1, 2020, vehicle owners without auto insurance coverage for two consecutive months will receive a warning and be given 30 days to provide proof of...

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Auto wish list: You want these coverages

“After an auto accident, what optional coverages – other than comprehensive and collision – do most people wish they had purchased?” That was the question posed to the insurance company claims adjusters and agents at a...

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Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

We printed this Q&A column in the July 10, 2017 edition of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP) extends auto liability, uninsured /...

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Sullivan’s Hell Raising '65 Mustang

Philip Sullivan, Insurance Agent and Personal Lines Manager at AMERICAN INSURANCE, fell in love with his first car, a 1965 Ford Mustang Fastback. Through his access to and abilities with the car, he spent his teenage...

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Distracted Driving - Employer Issues

From small business delivery to large transportation fleets, distracted driving issues are a major liability to employers. Due to high profile crashes, large jury verdicts against employers, and a changing regulatory...

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Market Forecast 2012

The headlines of 2011 mark the worst year ever recorded for insured losses across the globe. Worldwide natural disasters - earthquakes, tsunamis, tornadoes, hurricanes, flooding, winter storms, and unusual freakish...

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