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Q & A: Does homeowners insurance cover my “At-Home” business?

Mar 10 2018 We printed this Q&A column in today's edition (March 10, 2018) of The Lewiston Tribune. Q. Does homeowners insurance cover my “At-Home” business? A. All Homeowners policy forms contain... more

Q & A: Are business insurance premiums rising?

Feb 10 2018 We printed this Q&A column in today's edition (Feb. 10, 2018) of The Lewiston Tribune. Q. Are business insurance premiums rising? A. Natural disasters in 2017 will have little effect... more

2018 Commercial Insurance Rate Forecast

Feb 7 2018 Natural disasters in 2017 will have little effect on Commercial Lines premiums in 2018. That is not to say that natural disasters were insignificant. The record hurricanes, floods,... more

Homeowners - Beware of Business Exclusions

Jun 16 2017 A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance... more

Q&A: How can I get the lowest rate on business insurance?

Feb 10 2017 We printed this Q&A column in today's edition (Feb. 10) of The Lewiston Tribune.How can I get the lowest rates on business insurance? - Business Insurance rates vary dramatically from... more

Who's Dying On The Job? 150 per day!

May 4 2015 A study of 2013 statistics shows 4,585 workers were killed on the job in the United States, and an estimated 50,000 died from occupational diseases, resulting in a loss of 150 workers each... more

One in Three Truckers Don't Buckle Up

Apr 1 2015 About 65 percent of on-the-job deaths of truck drivers in 2012 were the result of a motor vehicle crash. More than a third of the drivers who died were not wearing a seat belt. This... more

2013 Insurance Rate Forecast

Feb 26 2013 Premiums for insurance is expected to continue a modest rise in 2013. By John B Sullivan, CIC President, AMERICAN INSURANCE Like our political climate "more of the same" is expected. Loss... more

Data Breach - Uninsured Business Threat?

Jul 27 2011 Businesses, even very large ones, are typically not insured for data breach liability claims. Companies that rely on a Commercial General Liability (CGL) form, the most common policy form,... more

Hackers Now Target Small Businesses

Jul 21 2011 Your small business is a target! Hackers are expanding their sights beyond multinationals to include any business that stores data in electronic form, according to a ProgramBusiness.com... more

WA Voters Alert - Initiative 1082

Oct 12 2010 WA ballot initiative to privatize workers compensation Watch for November ballot Initiative-1082 The 30 year battle to end the state monopoly of Workers Compensation insurance goes to... more

Liability lawsuits cost small businesses 33% out of pocket

Jul 22 2010 A U.S. Chamber of Commerce study shows that small businesses paid $105.4 billion in 2008 driving up liability insurance costs and forcing labor and benefit reductions. Read more – Tort... more


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