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Homeowners - Beware of Business Exclusions

Jun 16 2017 A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance... more

Q&A: How can I get the lowest rate on business insurance?

Feb 10 2017 We printed this Q&A column in today's edition (Feb. 10) of The Lewiston Tribune.How can I get the lowest rates on business insurance? - Business Insurance rates vary dramatically from... more

Who's Dying On The Job? 150 per day!

May 4 2015 A study of 2013 statistics shows 4,585 workers were killed on the job in the United States, and an estimated 50,000 died from occupational diseases, resulting in a loss of 150 workers each... more

One in Three Truckers Don't Buckle Up

Apr 1 2015 About 65 percent of on-the-job deaths of truck drivers in 2012 were the result of a motor vehicle crash. More than a third of the drivers who died were not wearing a seat belt. This... more

2013 Insurance Rate Forecast

Feb 26 2013 Premiums for insurance is expected to continue a modest rise in 2013. By John B Sullivan, CIC President, AMERICAN INSURANCE Like our political climate "more of the same" is expected. Loss... more

Data Breach - Uninsured Business Threat?

Jul 27 2011 Businesses, even very large ones, are typically not insured for data breach liability claims. Companies that rely on a Commercial General Liability (CGL) form, the most common policy form,... more

Hackers Now Target Small Businesses

Jul 21 2011 Your small business is a target! Hackers are expanding their sights beyond multinationals to include any business that stores data in electronic form, according to a ProgramBusiness.com... more

WA Voters Alert - Initiative 1082

Oct 12 2010 WA ballot initiative to privatize workers compensation Watch for November ballot Initiative-1082 The 30 year battle to end the state monopoly of Workers Compensation insurance goes to... more

Liability lawsuits cost small businesses 33% out of pocket

Jul 22 2010 A U.S. Chamber of Commerce study shows that small businesses paid $105.4 billion in 2008 driving up liability insurance costs and forcing labor and benefit reductions. Read more – Tort... more


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