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Are Shifting Worker Demographics Affecting Claims?

Apr 29 2019 Even though the number of employees age 55 and older has doubled since 2000, workers compensation claims have been declining. Why? That question led to some surprising answers in the... more

Top 10 causes of workplace injuries

Jul 31 2018 Knowledge is power, and understanding the risks to your workers and your profits is the first step to protecting your business. AMERICAN INSURANCE represents Liberty Mutual who has just... more

Are you liable?

Jun 26 2018 You need to know this .... Questions of liability follow every incident that hurts someone or damages their property. For a variety of reasons, the general person's understanding of what... more

Uninsured Drivers Average 1 in 8

Apr 12 2018 Chances are roughly one in eight that a driver is uninsured, according to new estimates from the Insurance Research Council (IRC). After a seven year decline from a high of 14.9 percent... more

2018 Insurance Rate Forecast

Jan 23 2018 The perfect storm? Record hurricanes, floods, earthquakes, mudslides and wildfires coupled with already rising costs for medical injury claims, auto repairs with new tech, distracted... more

Q & A: How can I find out if a home has had any serious claims?

Jun 10 2017 We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a... more

Auto BI Claim Costs Up 32%

Oct 9 2015 Auto injury claim costs per insured vehicle have continued to increase across the United States according to a new study from the Insurance Research Council (IRC). Long-term reductions in... more

Your Odds of Hitting a Deer Double

Sep 29 2015 Your odds of hitting a deer, an elk or a moose are twice as high during the 4th quarter months of October, November and December as in the other nine months of the year. U.S. drivers are... more

Who's Dying On The Job? 150 per day!

May 4 2015 A study of 2013 statistics shows 4,585 workers were killed on the job in the United States, and an estimated 50,000 died from occupational diseases, resulting in a loss of 150 workers each... more

One in Three Truckers Don't Buckle Up

Apr 1 2015 About 65 percent of on-the-job deaths of truck drivers in 2012 were the result of a motor vehicle crash. More than a third of the drivers who died were not wearing a seat belt. This... more

How 5 Amateur Arsonists Screwed-up

Mar 31 2015 Bedeviled by sagging bank accounts and burdensome mortgages, some cash-strapped building owners try to burn their way out of debt. Lighting up spilled gasoline or interior gas lines seems... more

New Tech to Stop Drunk Drivers

Mar 20 2015 Can we keep drunk drivers off the road? Must they kill someone with their car after being arrested 10, 20 even 30 plus times for driving drunk before we find the answer. The answer may be a... more

Homeowners Claims & Premiums Rising

Mar 5 2015 The cost of homeowners insurance claims has been increasing at twice the rate of inflation. This is according to a new report from the Insurance Research Council (IRC). Despite significant... more

The 9 Vehicles With Lowest Death Rates

Mar 3 2015 Improved vehicle designs bring down death rates (IIHS). The chances of dying in a crash in a late-model vehicle have fallen by more than a third in three years, the latest Insurance... more

Safeco Saves Rural Homes With Unique Program

Oct 21 2014 Safeco Insurance introduced an innovative Wildfire Defense Program to help protect policyholder properties threatened by active wildfires. A recent fire in Washington state, called the... more

Uninsured Driver Numbers Declining

Aug 11 2014 How many drivers are uninsured? Across the United States, the estimated percentage of uninsured motorists trended down in 2010, 2011 and 2012, according to new estimates from the Insurance... more

The Safest Small Cars On The Road

Aug 4 2014 Five small cars, all 2014 models, earn an acceptable rating in crash tests by the Insurance Institute For Highway Safety. Two earn marginal and four earn poor ratings for occupant... more

Earthquake Risk Increased In US By 1/3rd - USGS

Jul 21 2014 Idaho is one of 16 states now listed with the highest risk for earthquakes. Is your state on the list? The newly updated national seismic hazards maps from the US Geological Survey (USGS)... more

10 Most-Stolen SUVs

Jun 24 2014 Which models of sport utility vehicles (SUVs) and crossover utility vehicles (CUVs) were top theft targets? The National Insurance Crime Bureau (NICB) released a new report that examines... more

Vehicle Crashes Cost US Society $871Billion

Jun 3 2014 Motor vehicle crashes in the US had an $871 billion economic and societal impact, according to a new study by the US Department of Transportation's National Highway Traffic Safety... more

2014 Winter – One of the Costliest

Feb 25 2014 Insured losses top $1.5 billion so far. Near-record snowfall and prolonged extreme cold throughout many parts of the United States, have resulted in insured losses from winter storms of... more

Hailstorm Claims Up 84%

Jul 18 2013 Insurance claims resulting from hailstorm damage increased 84 percent in 2012 from their 2010 level according to a National Insurance Crime Bureau (NICB) report. See top 5 states for hail... more

20% Of Car Accidents Are Caused By?

Apr 16 2013 Nope - not texting or distracted driving. Day or night, the leading cause of auto accidents is...driving while tired, according to a study conducted by the Virginia Tech Transportation... more

Home Claims Satisfaction Study

Apr 3 2013 Following two of the worst years of natural catastrophic events in the history in the United States, overall customer satisfaction with the property claims experience remains high,... more

86% Rise In Jewelry Questionable Claims

Feb 13 2013 There was a sharp 26.7% overall rise in "questionable claims" (QC) in 2012 reported to the National Insurance Crime Bureau (NICB). QCs went from 91,797 in 2010 to 116,268 in 2012-a new... more

Homeowners Claims Rise Rapidly

Sep 26 2012 The cost of homeowners insurance claims has been rising rapidly! The combined effects of rising claim severity and increases in claim frequency were found in the study released by the... more

4 Myths About Renters Claims

Aug 22 2012 Renting a dorm room, an apartment or a rental house may be your first experience with being out on your own. After a fire or a theft, there are some common misconceptions about who is... more

Hail & Windstorms Cause Major Damage

Aug 3 2012 The rumble of thunder, the crack of lightening, the rush of windstorm, the clatter of hail stones - thunderstorms can bring devastation to your property and your autos in a flash. How does... more

Thunderstorms & Wildfires Bring Destruction

Jul 24 2012 At least 28 people were killed following a prolonged stretch of severe weather in central and eastern U.S. states, which included a violent derecho - a fast-moving, long-lived cluster of... more

Bad Dogs Bite All Home Owners

Jul 16 2012 Dog bite claims continue to grow in numbers and cost which increases premiums for all Homeowners Insurance. In fact, from 2003 to 2011, the cost of the average dog bite claim increased by... more

Top 10 Contents Items Claimed

May 26 2012 Which personal property items were the top insurance claims in 2011? Jewelry losses were the big ticket items in value and volume for property insurance claims made in 2011 according to... more

Stolen! 1 in 10 of these vehicles

May 16 2012 Corvettes...we love to look at them and thieves love to steal them! The Chevrolet Corvette holds the title as America's oldest, continuously produced sports car. According to a National... more

Crop Insurance Claims Break $10 Billion

Mar 5 2012 For the first time in history, crop insurance indemnities to farmers and ranchers has exceeded $10.08 billion to cover agricultural losses, reports This underscores... more

What Does A Cruise Ship Cost?

Feb 14 2012 Ever wonder what a cruise ship costs? The grounding of the Carnival Corp. cruise ship Costa Concordia off the coast of Italy with more than 4,000 passengers and 1,100 crew aboard, may cost... more

US Record -12 Billion $ Disasters

Dec 8 2011 2011 set a new record of 12 separate billion+ dollar US weather/climate disasters according to the National Climatic Data Center (NCDC). The aggregate damage total is estimated to be... more

Beware of Flood Damaged Vehicles

Nov 8 2011 Widespread flooding this fall in the eastern US has created a pool of more than 15,000 vehicles damaged by flood waters. The National Insurance Crime Bureau is warning consumers to beware... more

Who was 9/11's "Economic First Responder"?

Sep 7 2011 Now at the 10th anniversary of September 11, 2001, like the bombing of Pearl Harbor on December 7, 1941, it is a day that lives on in infamy for a new generation of Americans. But 9/11 was... more

New Initiative To Build "Weather-Ready" USA

Aug 17 2011 An initiative to build a "weather-ready" nation is being launched by the National Weather Service, in response to the nine separate natural disasters the US has experienced so far in 2011.... more

Motorcycle Crash Risk Reduced 71% With STAR

Aug 9 2011 Before your "wild hog" drives his new motorcycle make sure he takes Idaho's STAR Training - it could save his life! Motorcycle riding has become more popular in recent years, appealing to a... more

Top 10 Stolen Vehicles in US

Aug 3 2011 Hot Wheels-the list of the 10 most stolen vehicles in the United States was released today by The National Insurance Crime Bureau (NICB). Nationally, for the first time since 2002, thieves... more

2011 Already Insurer's Costliest Year Ever

Aug 2 2011 After just six months, 2011 is already the most expensive catastrophe year for the insurance industry on record, according to a story taken from The Guardian. Through... more

US Weather Losses 300% of Normal

Jun 23 2011 April period witnessed the largest tornado outbreak in world history. May period includes two of the costliest tornadoes ever recorded. Yes, it was really THAT bad - 3 times the average of... more

The Most Common Household Fire Only You Can Prevent!

May 13 2011 What household appliance causes more than 1,000 residential fires per month in the US? The answer... your clothes dryer! They are a modern marvel and an indispensable convenience. We use... more

April Weather Claims Exceed $4B

May 5 2011 Five separate severe weather outbreaks in April will result in combined insured losses in excess of $4 billion, according to Aon Benfield report. The first outbreak, from April 3-5,... more

Was Your Accident “Staged”?

Apr 27 2011 Organized Scams Defraud Consumers and Insurers Alike, Costing Billions of Dollars Annually If you have been involved in an auto accident that just didn't feel right, it might not have been... more

Toyota “NOT GUILTY”- Accelerator Case

Apr 8 2011 Toyota was found "not guilty" by a New York jury in the 2005 unintended acceleration case brought by Dr. Amir Sitafalwalla. The case had prompted a massive recall of 8 million vehicles, a... more

Workers Comp Sparked By 100 Year Old Tragedy

Mar 25 2011 On March 25, 1911 the Triangle Shirtwaist Factory in New York City caught fire taking the lives of 146 people. This tragedy led to the beginnings of workers compensation insurance and... more

Japan Quake Disrupts Global Supply Chains

Mar 18 2011 Global supply chain disruptions for thousands of multinational companies that rely on Japanese manufacturers for goods and services, as well as for sales, will be significant and last up to... more

Insurance Goes Nuclear

Mar 18 2011 If you lived in the shadow of a nuclear power plant would you have any insurance to cover your loss due to a nuclear accident? As events unfold at Japan's Fukushima Daiichi nuclear power... more

Japan: Insured Losses $35B

Mar 17 2011 Based on currently available information, the estimates of insured property losses from Japan's earthquake are between $15 billion and $35 billion USD according to AIR Worldwide, a pioneer... more

10 Costliest Catastrophes

Mar 17 2011 The cost of natural disasters can be counted in many different ways - loss of life, overall economic loss both public and private, insured and uninsured property loss, loss of business... more

Can Insurers Withstand Catastrophes?

Mar 17 2011 Insurers and reinsurers worldwide have the financial strength to pay the claims that will emerge from Japan's 9.0 magnitude earthquake and the resulting tsunami but these events, coupled... more

Red Light Cameras Reduce Crashes 24%

Feb 8 2011 Red light cameras saved 159 lives in 2004-08 in 14 of the biggest US cities, a new analysis by the Insurance Institute for Highway Safety shows. Had cameras been operating during that... more

76% Oppose Accident Response Tax

Jan 31 2011 Should you pay a fee for emergency response services following an accident? A resounding three out of four adults said "no" when recently surveyed by telephone in a Harris Interactive poll.... more

11 Issues Impact Work Comp in 2011

Jan 24 2011 Every business owner will be impacted by the troubles brewing in workers compensation insurance. Among the top trends identified to watch are - medical costs continue to rise, injured... more

New Rule to Reduce Auto Rollover Deaths

Jan 18 2011 U.S. Transportation Secretary Ray LaHood today announced a final rule aimed at decreasing occupant ejections in passenger vehicles. The new U.S. Department of Transportation standard, which... more

WIND DAMAGE - Am I Covered?

Dec 19 2010 Answers to questions about wind damage to your home, fences, tree removal and liability to others. The recent windstorm of November 16th brought us a storm of more than 50 phone calls... more

Denied Health Claims Subject to Review

Nov 5 2010 If you have a health claim denied in Idaho you have the right to the have the decision independently reviewed. This independent review process was instituted as part of Idaho's Health... more

Auto Claims Fraud by Medical Providers Rampant

Oct 21 2010 Higher auto insurance rates for New Yorkers is blamed on rampant fraud by unscrupulous medical providers. Health care costs for automobile accident victims in New York increased 42 percent... more

Claims & Fraud Up - Says New Survey

Sep 23 2010 During an economic downturn people are more likely to commit insurance fraud than they are in normal times. That was the opinion of more than three quarters (76%) of consumers in a survey... more

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