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Nov 6 2017
Individuals, small employers, employees, dependents, college students – anyone who relies on individual medical insurance coverage – must apply during open enrollment unless they are... more ›
Nov 6 2017 Premium Subsidies Are Not Changed.
To clarify, this information from recent news articles is NOT referring to the premium subsidies (tax credits) that lower the health insurance premiums... more ›
Nov 1 2017
Certiﬁed Health Agents Tim Gleason & Dave Root American Insurance is following the latest developments regarding the Aﬀordable Care Act (ACA). At the publication of this article,... more ›
Oct 12 2017
American Insurance health agents are certified to show all options to local clients. - Individual medical plan premiums through Your Health Idaho, the Idaho exchange, are going up in 2018.... more ›
Aug 1 2017
Idaho Department of Insurance releases 2018 health insurance rates, proposed increases, and participation areas. - Proposed rate increases in 2018 for Your Health Idaho exchange plans range... more ›
Dec 27 2016 Around 6.4 million consumers across the country have signed up for health insurance plans through the Affordable Care Act, an increase of 400,000 plan selected from last year. More than 98,... more › Nov 1 2016 Major changes in medical premiums and provider networks are coming in 2017. Open enrollment began Nov. 1 in the Idaho and Washington Health Exchange Marketplaces. Anyone who needs or is... more › Feb 1 2016 Local agents with AMERICAN INSURANCE in Lewiston can help area business owners find qualified individual health insurance coverage for your employees, their spouses and dependents to meet... more › Nov 2 2015
AMERICAN INSURANCE in Lewiston has Exchange certified health agents who provide no cost help to find you the best health care plan during the Medical Open Enrollment period. “We are doing... more ›
Oct 28 2015
The ACA individual mandate tax penalty for no health coverage is much larger for 2016. If you can afford health insurance but choose not to buy it in 2016, you must pay a fee or have a... more ›
Oct 14 2015 HOW SMART ARE YOU ABOUT MEDICARE? TAKE THIS MEDICARE QUIZ AND FIND OUT!
President Lyndon B. Johnson signed the Medicare program into law in 1965. For more than 50 years, Medicare has... more ›
Aug 6 2015 Lewis-Clark State College will no longer offer a Student Health Insurance Program
(or SHIP) this fall, due to a change by the Idaho State Board of Education
. Other regional schools that... more ›
Jun 25 2015
The latest legal attack on the Patient Protection and Affordable Care Act (PPACA) has been decided by the Supreme Court of the United States. In KING v
. BURWELL, plantiff's argued that the... more ›
Apr 24 2015
Regence BlueShield of Idaho announced additional new preventative care benefits are now included on all ACA compliant group insurance policies. Regardless of the renewal date of a Regence... more ›
Apr 8 2015 The Student Health Insurance Program (SHIP) is being withdrawn from four Idaho universities beginning July 31, 2015.
Students at Lewis-Clark State College, Boise State University, Idaho... more ›
Mar 10 2015
Nationwide, nearly 11.7 million consumers selected or were automatically re-enrolled in quality, affordable health insurance coverage through the Health Insurance Marketplace as of Feb. 22,... more ›
Mar 9 2015 The Supreme Court will decide if millions of Americans will lose their premium subsidies if they signed up under the Federal Exchange HealthCare.gov.
Fortunately, Idaho and Washington... more ›
Feb 24 2015
Since 2010, 9.4 million people with Medicare have saved over $15 billion on prescription drugs according to new information released by the Department of Health and Human Services (HHS).... more ›
Feb 20 2015
The Washington Health Benefit Exchange, a state-based health marketplace, announced a spring "Special Enrollment Opportunity" for Washington residents who want to avoid tax penalty for 2015.... more ›
Feb 20 2015 For the first time, American tax filers are facing the ACA individual mandate penalty for 2014.
If you didn't have health coverage for all or part of 2014, you have to either qualify for a... more ›
Jan 26 2015
Goals and a timeline are being set to move the Medicare program, and the health care system at large, toward paying providers based on the quality, rather than the quantity of care they... more ›
Dec 4 2014
New choices and more competition in the Health Insurance Marketplace are giving consumers affordable options during Open Enrollment this year, and the majority of returning consumers who... more ›
Oct 23 2014 A new initiative will change the way your doctor and health care providers delivery their services to you.
Health and Human Services Secretary Sylvia M. Burwell announced an initiative that... more ›
Oct 20 2014 If you are currently enrolled in a health care plan through Washington Healthplanfinder, you will need to renew your coverage for next year.
Customers who signed up for a Qualified Health... more ›
Sep 26 2014
A report released by the Department of Health and Human Services projects that hospitals will save $5.7 billion this year in uncompensated care costs because of the Affordable Care Act (... more ›
Sep 11 2014 Up to 8% of the 164,000 Health Exchange customers of the Washington HealthPlanFinder experienced on-going billing and administrative problems.
This caused some Washington residents to go... more ›
Sep 8 2014
The Idaho Health Exchange, Your Health Idaho
, is preparing to launch its own state exchange software platform prior to the 2015 Open Enrollment which begins on November 15, 2014. Last year,... more ›
Aug 26 2014
ProgramBusiness.com reports that the state of Oregon filed a lawsuit Friday against Oracle Corp. and several of its executives over the technology company's role in creating the troubled... more ›
Aug 21 2014 Large U.S. employers expect a significant increase in 2015 health care costs.
If no adjustments are made employers project a 5.2% growth rate, putting absolute cost per person for health... more ›
Jul 22 2014 A US appeals court ruled against Obamacare subsidies for policies issued through the Federal Health Exchanges.
In the case, Halbig v. Sebelius, 14-5018,
the U.S. Court of Appeals for the... more ›
May 23 2014
The Centers for Medicare and Medicaid recently announced a new Special Enrollment Period for individuals and families that are currently enrolled in COBRA continuation coverage, known as... more ›
May 14 2014 Keeping your current non-grandfathered individual or small group medical plan (also referred to as "grandmothered" plans) has been extended for policies with annual renewals on or before... more › Apr 23 2014 "Idaho's success in enrolling consumers during the 2014 enrollment period is due, in no small part, to the many Idaho insurance agents and brokers who provided invaluable assistance to... more › Apr 7 2014 "Be Healthy From the Start"
is the main theme for National Public Health Week, April 6 - 12. HHS credits the Affordable Care Act's establishment of preventative services and the new... more ›
Apr 3 2014
An extended "Special Enrollment Period" was announced by The White House to allow more time to finish health insurance enrollments with glitches or other special circumstances. The Health... more ›
Mar 9 2014 What happens when the Health Exchange Marketplace "Open Enrollment Period" closes on March 31st?
This is the next question as American's struggle to understand and comply with the massive,... more ›
Mar 7 2014
The "keep your current health insurance plan" promise by President Obama is being extended even further. The Obama administration announced that Americans can keep their health plans that... more ›
Dec 12 2013 Can I keep my plan? It depends says the Regence Group which does business in Idaho, Washington, Oregon and Utah.
- Fall 2013 promised to be a dynamic time in the rollout of the Affordable... more ›
Dec 10 2013
Political passions run high over the looming January 1, 2014 deadline of the "Individual Mandate" and other provisions of The Affordable Care Act
(ACA). To add fuel to the fire, the ACA... more ›
Oct 25 2013 The Health Exchange Marketplace opened on October 1st and has experienced serious technical problems ever since.
In the meantime, the Individual Mandate of the Affordable Care Act (ACA)... more ›
Oct 24 2013
The Idaho and Washington State Health Exchanges including their navigators (online and phone assistants) will not explain or recommend any insurance plans offered in the exchanges. They... more ›
Oct 23 2013 The new Health Insurance Exchange Marketplace isn't just for the uninsured!
Almost everyone needs to take a serious look at their own state's Health Exchange Marketplace before January 1,... more ›
Jul 19 2013
The Obama administration claims that consumers saved $3.9 billion on their premiums in 2012 due to implementation of the Affordable Care Act (ACA). The Department of Health and Human... more ›
Jul 2 2013
The penalties imposed by the Affordable Care Act (ACA) on large employers (50+ employees) has been delayed one year in an announcement by the Treasury Department for the Obama... more ›
May 10 2013 New data shows significant variation across the country and within communities in what hospitals charge for common inpatient services.
Also, HHS made approximately $87 million available to... more ›
May 10 2013 Republicans renew call to repeal the entire healthcare law while the Obama administration is providing $150 million for health centers to offer Affordable Health Care (AHC) enrollment... more › May 6 2013 Now a new series of shorter and easier applications have been released by CMS.
Stinging from criticism that the new Health Care applications were too long and too complicated, the Obama... more ›
May 1 2013 Agents and brokers will play a critical role in helping consumers access health insurance coverage through Affordable Insurance Exchanges or Health Insurance Marketplaces
, according to an... more ›
Apr 23 2013 Test your knowledge on key items from The Patient Protection and Affordable Care Act (PPACA).
The health reform law promises to deliver big changes in the U.S. health care system. But, as... more ›
Apr 23 2013 Confused about how the new health reform law really works?
Get answers in just 9 minutes by watching this animated movie from The Henry J Kaiser Family Foundation. Click Health Reform Hits... more ›
Apr 8 2013
A free replay of the webinar "Health Care Reform: Strategies to Help Control Costs, Mitigate Risk, & Decrease Penalties,"
has been made available by ADP
®, a leading provider of... more ›
Apr 3 2013
The Small Business Health Options Program (SHOP) included in the Patient Protection and Affordable Care Act (PPAC) was to begin in every state by January 1, 2014 but is being delayed one... more ›
Apr 1 2013 The federal government will pay 100 percent of the cost of certain newly eligible adult Medicaid beneficiaries effective January 1, 2014.
The final rule was announced today by Health and... more ›
Mar 27 2013 Health claim costs per member, per month for non-group individual health insurance plans will increase 32% under the Affordable Care Act
(ACA) is a key finding in the Society of Actuaries... more ›
Mar 13 2013 Idaho Governor C.L. "Butch" Otter needs citizen support in his battle for a state-based Health Exchange.
After winning a hard fought battle in the Idaho House on Wednesday, the legislation... more ›
Feb 26 2013 A final rule that implements five key consumer protections from the Affordable Care Act were issued by the U.S. Department of Health and Human Services (HHS). "Because of the Affordable... more › Feb 22 2013 Final rules for "essential" health benefits were announced by the Department of Health and Human Services (HHS).
The rule outlines health insurance issuer standards for a core package of... more ›
Feb 4 2013 Idaho Governor Butch Otter's top five reasons for creating a state-based health insurance exchange are listed below.
He strongly supports an Idaho Health Insurance Exchange and is asking... more ›
Feb 1 2013
Only 11 of the 50 US states have moved to implement new consumer safeguards under President Barack Obama's healthcare law according to this Reuters
report posted today by Insurance Journal.
... more ›
Jan 29 2013
Governor Butch Otter is appealing to all Idahoans for help passing legislation for a state based health insurance exchange. Facing opposition from far-right legislators Otter has taken the... more ›
Dec 21 2012
Three more states are on track to implement the health care law and establish health insurance marketplaces, or Exchanges, in their states. Health and Human Services (HHS) issued the first... more ›
Dec 13 2012
Only 15 U.S. states so far plan to operate health insurance exchanges under President Barack Obama's reform law, leaving Washington with the daunting prospect of creating and operating the... more ›
Dec 11 2012 Governor C.L. "Butch" Otter announced today that Idaho is opting for a state-based health insurance exchange under the terms of Obamacare, subject to legislative approval. In his news... more › Nov 29 2012 It appears that the Patient Protection and Affordable Care Act (PPACA) is here to stay.
It survived the constitutional challenge in the US Supreme Court and the electoral challenge with the... more ›
Nov 25 2012 The Obama administration moved forward to implement provisions in the health care law that would make it illegal for insurance companies to discriminate against people with pre-existing... more › Aug 8 2012 What's changed and what's not under Health Care Reform?
In light of the recent ruling by the U.S. Supreme Court and the complex nature of the Patient Protection and Affordable Care Act (... more ›
Aug 7 2012
Basic premiums for Medicare prescription drug plans, on average, are projected to remain constant in 2013, Health and Human Services Secretary (HHS) Kathleen Sebelius announced today. The... more ›
Aug 3 2012
Women are getting access to eight new prevention-related health care services free beginning Aug. 1, 2012 announced Health and Human Services (HHS) Secretary Kathleen Sebelius. The new... more ›
Jul 26 2012 Idaho is playing "catch-up" with Health Care Reform.
The first meeting of the Idaho work group studying formation of a state operated Health Insurance Exchange was announced by Idaho... more ›
Jul 18 2012
The first Medical Loss Ratio rebate checks were mailed to small groups insured by Regence BlueShield of Idaho on July 16th. This is a rebate on their 2011 premium under the Affordable Care... more ›
Jun 15 2012 Three different physician events saw national doctor groups calling for less medical care.
In a bold and unprecedented announcement, they say doctors need to use clinical evidence to make... more ›
May 17 2012 Washington and Oregon were among the six new states to take Health Exchange grants to implement the new health care law.
Idaho, a highly conservative and Republican majority state, snubbed... more ›
May 15 2012
A typical American family of four receiving healthcare through an employer-sponsored preferred provider organization (PPO) plan now pays $20,728. This according to the latest study by... more ›
May 3 2012 1 in 3 U.S. adults-an estimated 68 million of us-have this and it is the "silent killer".
Untreated high blood pressure, also called hypertension can damage the heart, brain, and kidneys... more ›
Apr 19 2012
What is the status of the Idaho Health Insurance Exchange? The US Supreme Court will be making its decision in June whether all, part or none of the Affordable Care Act will stand as... more ›
Apr 13 2012
Ten states including Washington State received grants to provide early childhood support and home visits to families who volunteer to receive these services, Health and Human Services (HHS)... more ›
Apr 11 2012
A proposed rule that would establish a unique "health plan identifier" under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) was announced today by Department of... more ›
Mar 13 2012 New rules released today will offer states substantial flexibility as they design a health insurance exchange marketplace that works for their residents.
The Idaho Legislature said "no... more ›
Mar 6 2012 The maximum benefit limits under medical insurance plans for an individual's lifetime have been eliminated under the Affordable Care Act. "For years, Americans with lifetime caps imposed on... more › Feb 16 2012 Don't forget you have free preventative services to use in 2012! "Americans of all ages can now get the preventive services they need, like mammograms and the new Annual Wellness Visit,... more › Feb 10 2012 Do you have trouble understanding health insurance?
People in the market for health insurance will soon have clear, understandable and straightforward information on what health plans will... more ›
Dec 16 2011 In a surprise move, the Obama Administration has announced that each state can decide what "essential health benefits" will be offered in their state Health Care Exchanges beginning in 2014.... more › Dec 11 2011
The US Supreme Court has agreed to decide the constitution issues of the Affordable Care Act. The court will hear oral arguments in March and then is expected to render a decision in June... more ›
Dec 1 2011 Idaho is one of 13 new states to receive grants to help them create Health Insurance Exchanges.
The Affordable Care Act
mandates that every state have a Health Insurance Exchange, either a... more ›
Nov 15 2011
The Affordable Care Act became law on March 23, 2010. The law's provisions are being implemented on a timeline through January 1, 2015. There are four new items being added in 2012. A brief... more ›
Sep 29 2011 The Obama administration is asking the US Supreme Court to decide the fate of the Affordable Care Act .
Political battle lines were drawn since the Act was signed into law in March 2010. As... more ›
Aug 2 2011
Historic new guidelines that will ensure women receive preventive health services at no additional cost were announced today by the U.S. Department of Health and Human Services (HHS).... more ›
Jun 13 2011 Thirty percent of employers will cancel health plans by 2014 because of Health Care Reform, according to a McKinsey Research study.
The research suggests that when employers become more... more ›
Mar 25 2011
March 23rd marked the one-year anniversary of the Patient Protection and Affordable Care Act (PPACA). The date was marked with numerous events on Capitol Hill and around the country, some... more ›
Feb 28 2011
Oregon is one of seven states awarded "Early Innovator" grants to design and implement the Information Technology (IT) infrastructure needed to operate Health Insurance Exchanges as part of... more ›
Dec 14 2010
Mandated health insurance was ruled unconstitutional by a Federal judge in Virginia today. US District Judge, Henry Hudson, dealt the first significant blow to a key provision of the... more ›
Nov 15 2010
January 1, 2011 is a key date for six new health care reforms created by the Affordable Care Act
. Seniors primarily benefit from this current round of reforms but premium vs profit... more ›
Nov 12 2010
The number of uninsured rose sharply in 2009, reaching 50 million people. Decreasing the number of uninsured is a key goal of the 2010 Patient Protection and Affordable Care Act, which will... more ›
Oct 13 2010
Millions of seniors must choose new Medicare supplement plans before 1/1/2011. Some plans are being discontinued to comply with the Affordable Care Act. Call us for an appointment with a... more ›
Oct 8 2010
A US judge upheld a key part of President Barack Obama’s signature healthcare law, The Patient Protection and Affordable Care Act, that requires Americans to obtain coverage, rejecting a... more ›
Oct 6 2010
Tens of millions of dollars are being spent by insurance companies to comply with Health Care Reform. September 23rd was a major deadline, ushering in new health benefits for consumers... more ›
Aug 19 2010
Beginning September 23, 2010 all new health insurance plans are required by the Affordable Care Act to include a long list of preventive services without you having to pay a copayment or... more ›
Aug 16 2010
Idaho, Washington and Oregon receive $1M each to police unjustified health insurance premium increases. The Department of Health and Human Services announced the award of $46 million in... more ›
Jul 20 2010
President Obama signed into law on March 23, 2010 H.R. 3590
, the Patient Protection and Affordable Care Act
. This sweeping and controversial reform law includes many provisions that will... more ›
Jul 18 2010
One of the new provisions in the Patient Protection and Affordable Care Act mandates that health plans make dependent coverage available for your children until their 26th birthday. The... more ›