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Is your contractor insured?

Jun 26 2018 Here's how to find out. - Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more than you ever imagined. Summer is when we hire contractors for repairs,... more

Q & A: Does homeowners insurance cover my “At-Home” business?

Mar 10 2018 We printed this Q&A column in the March 10, 2018 edition of The Lewiston Tribune. Q. Does homeowners insurance cover my “At-Home” business? A. All Homeowners policy forms contain... more

Homeowners - Beware of Business Exclusions

Jun 16 2017 A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance... more

Q & A: How can I find out if a home has had any serious claims?

Jun 10 2017 We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a... more

Dog Bite Claims Up 18% in 2016

Apr 11 2017 Dog bites and other dog-related injuries accounted for more than one-third of all homeowners liability claim dollars paid out in 2016, costing in excess of $600 million, according to the ... more

10 ways to prepare your home this fall

Oct 20 2016 Cool, crisp fall days are a wonderful time in the Lewiston-Clarkston valley and on the Palouse -- if your home is ready for them. Yes, this is the time of year to fix small problems before... more

Homeowners Claims & Premiums Rising

Mar 5 2015 The cost of homeowners insurance claims has been increasing at twice the rate of inflation. This is according to a new report from the Insurance Research Council (IRC). Despite significant... more

2013 Insurance Rate Forecast

Feb 26 2013 Premiums for insurance is expected to continue a modest rise in 2013. By John B Sullivan, CIC President, AMERICAN INSURANCE Like our political climate "more of the same" is expected. Loss... more

Homeowners Claims Rise Rapidly

Sep 26 2012 The cost of homeowners insurance claims has been rising rapidly! The combined effects of rising claim severity and increases in claim frequency were found in the study released by the... more

10 Tax Tips for Home Sellers

Aug 24 2012 If you have sold or are selling your home this year you may be able to exclude all or part of that gain from your income. Check out these ten tax tips from CPAs, Su Brown and Associates,... more

Hail & Windstorms Cause Major Damage

Aug 3 2012 The rumble of thunder, the crack of lightening, the rush of windstorm, the clatter of hail stones - thunderstorms can bring devastation to your property and your autos in a flash. How does... more

Bad Dogs Bite All Home Owners

Jul 16 2012 Dog bite claims continue to grow in numbers and cost which increases premiums for all Homeowners Insurance. In fact, from 2003 to 2011, the cost of the average dog bite claim increased by... more

Top 10 Contents Items Claimed

May 26 2012 Which personal property items were the top insurance claims in 2011? Jewelry losses were the big ticket items in value and volume for property insurance claims made in 2011 according to... more

What FBI Says Is US #1 Threat!

Mar 6 2012 Cyber security is becoming our nation's number-one threat according to FBI Director Robert S Meuller, III in comments made at the Cyber Security Conference in San Francisco. The following... more

Market Forecast 2012

Jan 5 2012 The headlines of 2011 mark the worst year ever recorded for insured losses across the globe. Worldwide natural disasters - earthquakes, tsunamis, tornadoes, hurricanes, flooding, winter... more

US Home Ownership Lowest Since 1998

Aug 1 2011 Stricter lending standards blocked purchases and foreclosures forced people out of their residences resulting in U.S. home ownership rate falling to the lowest level since 1998 in the... more

Traveling? Bedbugs are hitchhiking!

Jun 23 2011 Experts fear we are on the threshold of a bedbug pandemic! It's a public relations nightmare for hotels in major cities across America. Begbugs have checked in and guests are checking out!... more

The Most Common Household Fire Only You Can Prevent!

May 13 2011 What household appliance causes more than 1,000 residential fires per month in the US? The answer... your clothes dryer! They are a modern marvel and an indispensable convenience. We use... more

Identity Theft #1 FTC Complaint in 2010

Apr 4 2011 Identity theft was the number one complaint category in 2010 according to the Federal Trade Commission (FTC). Between January and December 2010, the FTC's Consumer Sentinel Network (CSN)... more

WIND DAMAGE - Am I Covered?

Dec 19 2010 Answers to questions about wind damage to your home, fences, tree removal and liability to others. The recent windstorm of November 16th brought us a storm of more than 50 phone calls... more

Dog Bite Claims Top $400M in 2009

Oct 13 2010 Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2009, costing $412 million and up 6.4 percent from 2008, according to the Insurance... more


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Lewiston, ID 83501

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Moscow, ID 83843

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