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Jul 31 2018
Knowledge is power, and understanding the risks to your workers and your profits is the first step to protecting your business. AMERICAN INSURANCE represents Liberty Mutual who has just... more ›
Jun 1 2018 A new report finds that in 2016, 44% of fatally-injured drivers with known test results were positive for drugs,
up from 28% just 10 years prior, according to the Governors Highway Safety... more ›
Jun 1 2018 What every motorcyclist should know
- Why are motorcyclists over-represented in overall crashes and fatalities? Motorcyclists now represent approximately 14% of all motor vehicle-related... more ›
Apr 12 2018 Chances are roughly one in eight that a driver is uninsured, according to new estimates from the Insurance Research Council (IRC).
After a seven year decline from a high of 14.9 percent... more ›
Dec 1 2015 There are three things you can do this Holiday Season to be a survivor when driving.
Here's why extra caution is necessary this year... The 2015 traffic fatality estimate for the US is up a... more ›
Oct 9 2015
Auto injury claim costs per insured vehicle have continued to increase across the United States according to a new study from the Insurance Research Council (IRC). Long-term reductions in... more ›
Sep 17 2015
If you want to pay the lowest auto insurance rates in the USA you'd better move to good ole Idaho! Yes, Idaho has the lowest auto insurance rates in the nation according to the National... more ›
May 4 2015
A study of 2013 statistics shows 4,585 workers were killed on the job in the United States, and an estimated 50,000 died from occupational diseases, resulting in a loss of 150 workers each... more ›
Apr 1 2015
About 65 percent of on-the-job deaths of truck drivers in 2012 were the result of a motor vehicle crash. More than a third of the drivers who died were not wearing a seat belt. This... more ›
Mar 5 2015 The cost of homeowners insurance claims has been increasing at twice the rate of inflation.
This is according to a new report from the Insurance Research Council (IRC). Despite significant... more ›
Mar 3 2015 Improved vehicle designs bring down death rates (IIHS)
. The chances of dying in a crash in a late-model vehicle have fallen by more than a third in three years, the latest Insurance... more ›
Oct 23 2014 A new initiative will change the way your doctor and health care providers delivery their services to you.
Health and Human Services Secretary Sylvia M. Burwell announced an initiative that... more ›
Sep 26 2014
A report released by the Department of Health and Human Services projects that hospitals will save $5.7 billion this year in uncompensated care costs because of the Affordable Care Act (... more ›
Aug 21 2014 Large U.S. employers expect a significant increase in 2015 health care costs.
If no adjustments are made employers project a 5.2% growth rate, putting absolute cost per person for health... more ›
Aug 11 2014 How many drivers are uninsured?
Across the United States, the estimated percentage of uninsured motorists trended down in 2010, 2011 and 2012, according to new estimates from the Insurance... more ›
Aug 4 2014
Five small cars, all 2014 models, earn an acceptable rating in crash tests by the Insurance Institute For Highway Safety. Two earn marginal and four earn poor ratings for occupant... more ›
Jul 21 2014 Idaho is one of 16 states now listed with the highest risk for earthquakes.
Is your state on the list? The newly updated national seismic hazards maps from the US Geological Survey (USGS)... more ›
Jun 24 2014 Which models of sport utility vehicles (SUVs) and crossover utility vehicles (CUVs) were top theft targets?
The National Insurance Crime Bureau (NICB) released a new report that examines... more ›
Jun 24 2014 "I want to die peacefully in my sleep like my grandfather did, not kicking and screaming like the passengers in his car."
No one wants this old joke to become a tragic reality. Is it time... more ›
Jun 3 2014 Motor vehicle crashes in the US had an $871 billion economic and societal impact
, according to a new study by the US Department of Transportation's National Highway Traffic Safety... more ›
Apr 21 2014 Is hands-free cell phone use safer when driving than hand-held?
That's the question the National Safety Council
asked in a public opinion poil. The new findings indicate 80 percent of... more ›
Feb 25 2014 Insured losses top $1.5 billion so far.
Near-record snowfall and prolonged extreme cold throughout many parts of the United States, have resulted in insured losses from winter storms of... more ›
Jul 19 2013
The Obama administration claims that consumers saved $3.9 billion on their premiums in 2012 due to implementation of the Affordable Care Act (ACA). The Department of Health and Human... more ›
Jul 18 2013 Insurance claims resulting from hailstorm damage increased 84 percent in 2012
from their 2010 level according to a National Insurance Crime Bureau (NICB) report. See top 5 states for hail... more ›
Jun 28 2013 Insuring risk is risky business!
As the insurance industry adjusts to a new environment of low asset returns and stricter regulation, insurers have few illusions about the challenges ahead.... more ›
Apr 23 2013
From small business delivery to large transportation fleets, distracted driving issues are a major liability to employers. Due to high profile crashes, large jury verdicts against employers,... more ›
Apr 16 2013 Nope - not texting or distracted driving.
Day or night, the leading cause of auto accidents is...driving while tired
, according to a study conducted by the Virginia Tech Transportation... more ›
Apr 3 2013
Following two of the worst years of natural catastrophic events in the history in the United States, overall customer satisfaction with the property claims experience remains high,... more ›
Mar 27 2013 Health claim costs per member, per month for non-group individual health insurance plans will increase 32% under the Affordable Care Act
(ACA) is a key finding in the Society of Actuaries... more ›
Mar 20 2013 Over the last 10 years the public acceptance of insurance fraud behavior has decreased from 33 percent in 2002 to 24 percent in 2012 according to the Insurance Research Council (IRC).
... more ›
Feb 13 2013 There was a sharp 26.7% overall rise in "questionable claims" (QC) in 2012 reported to the National Insurance Crime Bureau (NICB).
QCs went from 91,797 in 2010 to 116,268 in 2012-a new... more ›
Sep 26 2012 The cost of homeowners insurance claims has been rising rapidly!
The combined effects of rising claim severity and increases in claim frequency were found in the study released by the... more ›
Jul 24 2012
At least 28 people were killed following a prolonged stretch of severe weather in central and eastern U.S. states, which included a violent derecho - a fast-moving, long-lived cluster of... more ›
Jul 23 2012
An alarming spike in traffic fatalities is being studied by the National Highway Traffic Safety Administration. A statistical projection shows a 13.5 percent increase in traffic fatalities... more ›
Jun 19 2012 More than 13.5 million Americans are now covered by Health Savings Account (HSA)
-eligible insurance plans, a more than 18 percent increase since last year, according to a new census
... more ›
Jun 15 2012 The number of data breaches involving smaller businesses continues to grow,
but a new survey by The Hartford finds that 85 percent of small business owners believe a data breach is unlikely,... more ›
May 30 2012 Skyrocketing costs for opioid pain management and abuse is damaging the health care and workers compensation systems.
Dan Reynolds, managing editor of Risk & Insurance writes "An... more ›
May 26 2012 Which personal property items were the top insurance claims in 2011?
Jewelry losses were the big ticket items in value and volume for property insurance claims made in 2011 according to... more ›
May 24 2012 Idaho and Montana ranked among the worst states with the highest ratios of injury deaths
while Washington state was ranked among the best. A new report ranks each state by their injury... more ›
May 23 2012
The newly formed Health Care Cost Institute (HCCI) compared data from 2009 to 2010 showing that pure price increases for care rather than increased utilization is driving spending higher.... more ›
May 22 2012 A summer road trip on your motorcycle may be no safer than last year.
No progress was made in reducing motorcyclist deaths in 2011, according to a report released by the Governors Highway... more ›
May 21 2012 More children and young adults die of this than any other cause.
Perhaps it is no surprise that motor vehicle traffic crashes continue to be the leading cause of death in the group of age... more ›
May 16 2012 Corvettes...we love to look at them and thieves love to steal them!
The Chevrolet Corvette holds the title as America's oldest, continuously produced sports car. According to a National... more ›
May 15 2012 Obesity now accounts for almost 21 percent of U.S. health care costs --
more than twice the previous estimates, reports a revised Cornell University study. The research, originally done in... more ›
May 15 2012
A typical American family of four receiving healthcare through an employer-sponsored preferred provider organization (PPO) plan now pays $20,728. This according to the latest study by... more ›
Apr 13 2012
Benjamin Franklin's famous quip "in this world nothing can be said to be certain, except death and taxes"
has a closer connection than he knew. A 30-year study of traffic accidents in the... more ›
Mar 31 2012
The most common "check engine" light repair is "replace Oxygen Sensor." A faulty O2 sensor costs less than $250 to fix, but can lead to as much as a 40% reduction in gas mileage if ignored -... more ›
Nov 17 2011
On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in non-hybrid models. Hybrids have a safety edge over their conventional... more ›
Nov 1 2011
Five minivan models have earned the 2011 Top Safety Pick award from the Insurance Institute for Highway Safety, standing out from competitors for superior protection in rollover crashes.... more ›
Oct 18 2011
Just today I was sitting in a coffee shop when a jacked-up and tricked out black Toyota pickup pulls up with the engine roaring and the music thumping. Out jump three young men to buy... more ›
Aug 9 2011 Before your "wild hog" drives his new motorcycle make sure he takes Idaho's STAR Training - it could save his life!
Motorcycle riding has become more popular in recent years, appealing to a... more ›
Aug 1 2011
Stricter lending standards blocked purchases and foreclosures forced people out of their residences resulting in U.S. home ownership rate falling to the lowest level since 1998 in the... more ›
Apr 6 2011 DOT estimates a 3% drop in 2010 fatalities over previous year's record low.
U.S. Transportation Secretary Ray LaHood today announced that the number and rate of traffic fatalities in 2010... more ›
Mar 17 2011
Fueled by worldwide catastrophe losses, the combined ratios
(claims + expenses) of US Insurance and reinsurance companies deteriorated 3.4% in 2010 compared to 2009. Fitch Ratings, in its... more ›
Feb 8 2011
Red light cameras saved 159 lives in 2004-08 in 14 of the biggest US cities, a new analysis by the Insurance Institute for Highway Safety shows. Had cameras been operating during that... more ›
Feb 8 2011
What vehicles are the top safety picks for 2011? To check out a specific 2011 vehicle before you buy - click on TOP SAFETY PICKS 2011 The 2011 Dodge Charger and Chrysler 300 earned the "
... more ›
Jan 1 2011
35 million US households (about 30%) have no life insurance protection at all, according to the 2010 Life Insurance Ownership Study done by LIMRA. Among households with children under 18, 4... more ›
Nov 12 2010
The number of uninsured rose sharply in 2009, reaching 50 million people. Decreasing the number of uninsured is a key goal of the 2010 Patient Protection and Affordable Care Act, which will... more ›
Oct 13 2010
2009 saw the lowest traffic fatalities ever recorded according to the US Transportation Department. Highway deaths fell to 33,808 for the year, the lowest number since 1950. In fact,... more ›