News You Can Use


3 Behaviors That Kill Us on the Road

Dec 1 2015 There are three things you can do this Holiday Season to be a survivor when driving. Here's why extra caution is necessary this year... The 2015 traffic fatality estimate for the US is up a... more

Health Exchange Shopping? Find FREE help here.

Nov 2 2015 AMERICAN INSURANCE in Lewiston has Exchange certified health agents who provide no cost help to find you the best health care plan during the Medical Open Enrollment period. “We are doing... more

ACA Penalty Tax doubles for 2016

Oct 28 2015 The ACA individual mandate tax penalty for no health coverage is much larger for 2016. If you can afford health insurance but choose not to buy it in 2016, you must pay a fee or have a... more

Biggest threat to teens revealed

Oct 22 2015 Half of all teens will be involved in an automotive crash and motor vehicle crashes are the leading cause of death for 14- to 18-year-olds, according to the National Safety Council. Even... more

Medicare Quiz - 10 Things Everyone Should Know

Oct 14 2015 HOW SMART ARE YOU ABOUT MEDICARE? TAKE THIS MEDICARE QUIZ AND FIND OUT! President Lyndon B. Johnson signed the Medicare program into law in 1965. For more than 50 years, Medicare has... more

Auto BI Claim Costs Up 32%

Oct 9 2015 Auto injury claim costs per insured vehicle have continued to increase across the United States according to a new study from the Insurance Research Council (IRC). Long-term reductions in... more

Smoke alarms focus of awareness event

Oct 5 2015 BOISE – Idaho Gov. C.L. “Butch” Otter has signed a proclamation declaring this as Fire Prevention Week. The Idaho State Fire Marshal’s key message for the event is to encourage smoke alarm... more

New Flu Drug Funded by HHS

Sep 29 2015 A new drug provides a novel approach to treating patients with influenza and will advance in development with funding from the U.S. Department of Health and Human Services' Office of the... more

Your Odds of Hitting a Deer Double

Sep 29 2015 Your odds of hitting a deer, an elk or a moose are twice as high during the 4th quarter months of October, November and December as in the other nine months of the year. U.S. drivers are... more

Which States Have Lowest Auto Insurance Rates?

Sep 17 2015 If you want to pay the lowest auto insurance rates in the USA you'd better move to good ole Idaho! Yes, Idaho has the lowest auto insurance rates in the nation according to the National... more

Sullivan’s Hell Raising '65 Mustang

Aug 27 2015 Philip Sullivan, Insurance Agent and Personal Lines Manager at AMERICAN INSURANCE, fell in love with his first car, a 1965 Ford Mustang Fastback. Through his access to and abilities with... more

Safety Council: Traffic deaths up in 2015 in WA, ID

Aug 18 2015 LEWISTON - Aug. 18, 2015 - A spike in traffic deaths brings a caution warning from AMERICAN INSURANCE to all drivers as they prepare for the Labor Day weekend. Traffic deaths in the U.S.... more

Student health insurance options explained

Aug 6 2015 Lewis-Clark State College will no longer offer a Student Health Insurance Program (or SHIP) this fall, due to a change by the Idaho State Board of Education. Other regional schools that... more

7 Tips for Managing Stress

Jul 28 2015 We can all use some help managing stress in our lives. Here are 7 very practical, free and easy tips for managing daily anxieties from Business Psychology Associates (BPA). THE BINGE &... more

Join Us! 4th of July Fireworks Show

Jul 1 2015 For our 30th year, AMERICAN INSURANCE invites you to join us in Adams Field at Clarkston High School for the Independence Day Fireworks Celebration. You are invited to Adam's Field at... more

ACA Exchange Subsidies Secured - Supreme Court

Jun 25 2015 The latest legal attack on the Patient Protection and Affordable Care Act (PPACA) has been decided by the Supreme Court of the United States. In KING v. BURWELL, plantiff's argued that the... more

Who's Dying On The Job? 150 per day!

May 4 2015 A study of 2013 statistics shows 4,585 workers were killed on the job in the United States, and an estimated 50,000 died from occupational diseases, resulting in a loss of 150 workers each... more

Preventative Care Benefits Expanded

Apr 24 2015 Regence BlueShield of Idaho announced additional new preventative care benefits are now included on all ACA compliant group insurance policies. Regardless of the renewal date of a Regence... more

Idaho Universities Withdraw Student Health Plan

Apr 8 2015 The Student Health Insurance Program (SHIP) is being withdrawn from four Idaho universities beginning July 31, 2015. Students at Lewis-Clark State College, Boise State University, Idaho... more

One in Three Truckers Don't Buckle Up

Apr 1 2015 About 65 percent of on-the-job deaths of truck drivers in 2012 were the result of a motor vehicle crash. More than a third of the drivers who died were not wearing a seat belt. This... more

How 5 Amateur Arsonists Screwed-up

Mar 31 2015 Bedeviled by sagging bank accounts and burdensome mortgages, some cash-strapped building owners try to burn their way out of debt. Lighting up spilled gasoline or interior gas lines seems... more

Law Enforcement Crackdown on Texting & Driving

Mar 27 2015 From April 10 to 15, 2015, law enforcement personnel will be using a combination of traditional and innovative strategies to crack down on motorists who text while driving. This effort is a... more

Blue Cross Cyber Attacks Affect 91 Million

Mar 26 2015 Some Blue Cross policyholders in Idaho and Washington states are among the 91 million people who had their personal information compromised in a cyber-attack. Anthem Blue Cross Blue Shield... more

New Tech to Stop Drunk Drivers

Mar 20 2015 Can we keep drunk drivers off the road? Must they kill someone with their car after being arrested 10, 20 even 30 plus times for driving drunk before we find the answer. The answer may be a... more

Hackers Filed Your Taxes Early

Mar 20 2015 Your income taxes were filed early electronically by hackers looking to steal your tax refund. Can't happen to you? It happened to a close friend of mine, an Idaho resident, who received... more

Insuring Celebs ... Body Parts?

Mar 19 2015 If you were Jennifer Lopez, which body part would you insure? Tough choice! How about Taylor Swift, Bette Davis, Bruce Springsteen, Daniel Craig, or Dolly Parton? Find out which body parts... more

ACA - Large Employer Reporting 2015

Mar 13 2015 How to complete IRS forms 1095-C and 1094-C. Two new IRS forms will be required of large employers for the 2015 calendar year due in early 2016 - IRS forms 1095-C and 1094-C. Large... more

11.7M Enrolled In 2015 ACA Health Insurance

Mar 10 2015 Nationwide, nearly 11.7 million consumers selected or were automatically re-enrolled in quality, affordable health insurance coverage through the Health Insurance Marketplace as of Feb. 22,... more

Three Hackers Charged In Largest Ever Data Breach

Mar 10 2015 The U.S. Department of Justice has charged three men in connection to the largest data breach ever, which exposed 1 billion e-mail records from more than 100 different businesses from 2009... more

Future ACA Health Premium Subsidies Uncertain

Mar 9 2015 The Supreme Court will decide if millions of Americans will lose their premium subsidies if they signed up under the Federal Exchange Fortunately, Idaho and Washington... more

7 Dangerous Weather Myths

Mar 9 2015 What should you do during extreme weather events? Tornadoes and hurricanes, lightening, earthquakes, floodwaters, extreme cold - PropertyCasualty360 says, "Misconceptions about the weather... more

Homeowners Claims & Premiums Rising

Mar 5 2015 The cost of homeowners insurance claims has been increasing at twice the rate of inflation. This is according to a new report from the Insurance Research Council (IRC). Despite significant... more

The 9 Vehicles With Lowest Death Rates

Mar 3 2015 Improved vehicle designs bring down death rates (IIHS). The chances of dying in a crash in a late-model vehicle have fallen by more than a third in three years, the latest Insurance... more

ACA Saved Seniors $15B on RX

Feb 24 2015 Since 2010, 9.4 million people with Medicare have saved over $15 billion on prescription drugs according to new information released by the Department of Health and Human Services (HHS).... more

WA Health Exchange Extends 2015 Enrollment

Feb 20 2015 The Washington Health Benefit Exchange, a state-based health marketplace, announced a spring "Special Enrollment Opportunity" for Washington residents who want to avoid tax penalty for 2015.... more

Uninsured Face ACA Penalty Tax for 2014

Feb 20 2015 For the first time, American tax filers are facing the ACA individual mandate penalty for 2014. If you didn't have health coverage for all or part of 2014, you have to either qualify for a... more

Medicare Shifting From Volume To Value

Jan 26 2015 Goals and a timeline are being set to move the Medicare program, and the health care system at large, toward paying providers based on the quality, rather than the quantity of care they... more

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