News You Can Use


Q&A: Is life insurance expensive?

Dec 10 2018 Q: Is life insurance expensive?A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly most people don’t have enough coverage. For example, a... more

Moscow Christmas Open House planned Dec. 10-14

Dec 6 2018 AMERICAN INSURANCE - invites you to visit - our new Moscow office - 604 S. Washington St. - (across from Umpqua Bank, diagonal from Moscow Food Co-op ) During our office closures,... more

2019 Business Planning - SWOT it!

Nov 27 2018 SWOT IT! - As a business owner it’s time to make plans for a new year of success! One common planning technique is listing out your Strengths, Weaknesses, Opportunities, and Threats - also... more

Thanks-a-TON for 2,655 lbs. of Food Drive donations!

Nov 21 2018 2,655 lbs. - A TON of Thanks-giving! - Here are John and Philip Sullivan with one of three full pallets of food donations. Also pictured is the new Fork Lift purchased with the Make More... more

Q & A: Can I get subsidized Medical Insurance now?

Nov 10 2018 Q: Can I get subsidized Medical Insurance now? A: Yes, the Health Exchanges are now open and you may qualify for a premium subsidy (tax credits) and cost sharing (lowered deductibles and... more

Philip Sullivan receives SOAR award from Safeco

Nov 6 2018 Safeco Insurance Senior Territory Manager, Amy Faucheux, CIC, is shown with Philip Sullivan, CIC and his SOAR award.Philip Sullivan, CIC, has received the Safeco Outstanding Agent... more

Our Moscow office has moved!

Nov 1 2018 New location at 604 S Washington St, Moscow - The Moscow office has moved now into our new office location at 604 S Washington St (the former Whitney Law office). The Sullivan family... more

Text us for policy services

Nov 1 2018 For your convenience we have added a new way to communicate with us – texting! Cell phones have become part of our everyday life. Now all you have to do is text this number and the message... more

Now is ACA Medical Open Enrollment until Dec 15

Oct 30 2018 Now is the time to renew or change ACA individual and family medical plans during the annual open enrollment period. American Insurance agents, Tim Gleason are Dave Root, are fully exchange... more

Adding a teen driver? What every parent should know

Oct 17 2018 Here are 10 teen driving stats that may surprise you and some ways to save money on your auto insurance with a new driver. Signing your teen up for an approved driver education program... more

Final 2019 Idaho Health Insurance Rates

Oct 15 2018 Slight increase for individual plans much lower than in recent years. Final 2019 premium rates for individual and small group health insurance plans have been released by the Idaho... more

Q & A: When can I change my Rx and Medicare Plans?

Oct 10 2018 We published this Q&A column in the Oct. 10 edition of The Lewiston Tribune. Q: When can I change my Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from... more

Idaho 2019 Workers’ Comp Rates to Decrease

Oct 9 2018 A proposal for a (minus) -4.2 percent overall rate change to Idaho workers’ compensation insurance, effective January 1, 2019, has been approved by the Idaho Department of Insurance. The... more

Together We Made More Happen - $5K More!

Oct 5 2018 YOU MADE IT HAPPEN! - Our thanks to all who “liked” and “shared” the Safeco Make More Happen post to benefit our Community Action Partnership (CAP) Food Banks. Safeco offered to double the... more

3rd Annual Hometown Business Food Drive ends Nov. 20

Sep 28 2018 American Insurance is inviting all small business owners to partner with us again from Nov. 12-20 - now extended! - for the 3rd Annual Hometown Business Food Drive. Just bring your... more

Final 2019 Washington Health Insurance Rates

Sep 26 2018 The Washington Health Benefit Exchange Board recently certified the 2019 Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to be offered through Washington Healthplanfinder... more

Q & A: Do I need an 'Umbrella'?

Aug 10 2018 We printed this Q&A column in the Aug. 10, 2018 edition of The Lewiston Tribune. Q: Do I need an “Umbrella”? A: Yes, even in August you may need an Umbrella. When we talk about an... more

2019 Idaho health rates proposed

Aug 7 2018 The Idaho Department of Insurance (DOI) has posted proposed health insurance premium rates and the requested increases for plans sold starting January 2019. Health insurance companies have... more

Top 10 causes of workplace injuries

Jul 31 2018 Knowledge is power, and understanding the risks to your workers and your profits is the first step to protecting your business. AMERICAN INSURANCE represents Liberty Mutual who has just... more

Q & A: Is my contractor insured?

Jul 10 2018 We printed this Q&A column in the July 10, 2018 edition of The Lewiston Tribune. Q. Is my contractor insured? A: Good question! Hiring an uninsured contractor can end up embroiling... more

What’s next for the big fireworks display?

Jun 26 2018 You are part of something BIG! Your trust and confidence in AMERICAN INSURANCE has made it possible for us to be a major sponsor of the valley’s Independence Day Fireworks Celebration for... more

Soup-Porting the YWCA!

Jun 26 2018 American Insurance was recognized by the YWCA of Lewiston-Clarkston for being the dessert sponsor of their 2018 fundraising event on February 23rd. Amanda Wilhelm, YWCA community... more

Best of the West Winners Announced

Jun 26 2018 The votes are in! AMERICAN INSURANCE is honored to be once again selected as “Best of the West” insurance agency for 2018. The Sullivans & staff are very proud to be chosen and always... more

Transforming our future Moscow office

Jun 26 2018 We have purchased the former Whitney Attorney building at 604 South Washington in Moscow. It sits on the SE corner of Washington and 6th Street, across from Umpqua Bank and kiddie corner... more

Is your contractor insured?

Jun 26 2018 Here's how to find out. - Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more than you ever imagined. Summer is when we hire contractors for repairs,... more

Are you liable?

Jun 26 2018 You need to know this .... Questions of liability follow every incident that hurts someone or damages their property. For a variety of reasons, the general person's understanding of what... more

How an umbrella policy works to cover you

Jun 13 2018 Here's how an umbrella policy works to provide you with an additional excess insurance limit in a lawsuit. There are many instances when an accident, injury or other issue can occur where... more

Q & A: How can I donate to the fireworks show?

Jun 10 2018 We printed this Q&A column in the June 10, 2018 edition of The Lewiston Tribune. Q: How can I donate to the fireworks show? A: This is the 33rd year that AMERICAN INSURANCE is the... more

Drugged driving problem grows

Jun 1 2018 A new report finds that in 2016, 44% of fatally-injured drivers with known test results were positive for drugs, up from 28% just 10 years prior, according to the Governors Highway Safety... more

4 reasons for motorcycle fatalities

Jun 1 2018 What every motorcyclist should know - Why are motorcyclists over-represented in overall crashes and fatalities? Motorcyclists now represent approximately 14% of all motor vehicle-related... more

Idaho Workers’ Compensation Rates Decrease Again

May 24 2018 Midyear change effective June 1 - Employers are benefiting from lower workers compensation rates as they continue to drop following trends of lower claims frequency, workplace safety... more

Spring rain brings flood warning

May 23 2018 Recent local newscasts showing area flooding - even outside a floodplain - should remind businesses and homeowners to be concerned about possible flooding. Philip Sullivan, Personal Lines... more

Who must call 811?

May 10 2018 This is why you must call before digging on your property. Homeowners are the most likely to forget to call 811 before digging on their property. Something as simple as planting shrubs,... more

Q & A: What boat coverage is needed?

May 10 2018 We printed this Q&A column in the May 10, 2018 edition of The Lewiston Tribune. Q. BOAT INSURANCE - What coverage is needed? A: As you prepare for boating season, make sure your Boat... more

Vote for Best of the West 2018!

May 9 2018 TIME AGAIN TO VOTE - AMERICAN INSURANCE was voted "Best of the West" under the Insurance Agency category last year. If you think we are still the best choice we would appreciate your vote... more

8 boat insurance Qs to ask

May 3 2018 Whether you take to the lake for water sports, drift down the river casting your reel or sail the ocean blue, being on the water floats your boat. Your watercraft and its engine(s), your... more

3 boating coverage options to consider

May 2 2018 BOATING SEASON IS HERE! As you prepare for boating season, American Insurance recommends you consider some newer boat insurance coverage options you may have missed. Agreed Value Loss... more

Five Seatbelt Myths Busted

Apr 16 2018 The facts are different than you may think - Click It or Ticket isn’t about citations; it’s about saving lives. In 2016, there were 10,428 unbuckled passenger vehicle occupants killed in... more

Uninsured Drivers Average 1 in 8

Apr 12 2018 Chances are roughly one in eight that a driver is uninsured, according to new estimates from the Insurance Research Council (IRC). After a seven year decline from a high of 14.9 percent... more

Free Indoor Document Shredding Week Set April 16-20

Apr 10 2018 As published in the Spring 2018 newsletter AMERICAN INSURANCE customers are invited to bring their sensitive personal and confidential documents for our free indoor shredding event. Guard... more

Should I get cyber liability coverage for my business?

Apr 10 2018 A data breach at your business creates immediate and serious legal liabilities and exposes your good customers/clients to identity theft. Regardless of the size of your business, federal... more

Will Freezing My Credit Affect My Insurance Rates?

Apr 10 2018 The 2017 data breach of Equifax, one of the three largest US credit bureaus, was reported to have affected as many as 145.5 million US consumers. As a result, many consumers have chosen to... more

Q & A: What can I do to protect against Identity Theft?

Apr 10 2018 We printed this Q&A column in the April 10, 2018 edition of The Lewiston Tribune. Q. What can I do to protect against Identity theft? A. Nearly every week we hear of another major data... more

How to Win the Cyber Battle

Apr 10 2018 Nearly every week we hear of another major data breach or ransomware attack - lately Equifax and City of Atlanta. It is highly likely that the personal information of every American adult... more

Q & A: Does homeowners insurance cover my “At-Home” business?

Mar 10 2018 We printed this Q&A column in the March 10, 2018 edition of The Lewiston Tribune. Q. Does homeowners insurance cover my “At-Home” business? A. All Homeowners policy forms contain... more

Q & A: Are business insurance premiums rising?

Feb 10 2018 We printed this Q&A column in the Feb. 10, 2018 edition of The Lewiston Tribune. Q. Are business insurance premiums rising? A. Natural disasters in 2017 will have little effect on... more

2018 Commercial Insurance Rate Forecast

Feb 7 2018 Natural disasters in 2017 will have little effect on Commercial Lines premiums in 2018. That is not to say that natural disasters were insignificant. The record hurricanes, floods,... more

Deadline extended for some 1095 forms

Jan 25 2018 There are reports that insurers or employers may be delayed in delivering their 1095-B or 1095-C forms to their clients or employees to show creditable coverage for 2017. Generally, you... more

ACA premium tax credits require 2017 tax filing

Jan 24 2018 The Idaho and Washington health exchanges are reminding area residents who have not yet filed a federal tax return to do so by the Tax Day deadline or risk losing access to future tax... more

2018 Insurance Rate Forecast

Jan 23 2018 The perfect storm? Record hurricanes, floods, earthquakes, mudslides and wildfires coupled with already rising costs for medical injury claims, auto repairs with new tech, distracted... more

Reviews requested from you!

Jan 11 2018 How are we doing? We want you to tell us what you think of our service. Please send in a confidential message to management by filling out our short Customer Service Comment form. Gift... more

Q & A: How can I cut insurance costs?

Jan 10 2018 We printed this Q&A column in the Jan. 10, 2018 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: Is one of your New Year’s resolutions to spend less money on... more

Our locations:

Lewiston office
55 Southway Ave
Lewiston, ID 83501

Moscow office
604 S. Washington St.
Moscow, ID 83843

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