Skip to content

American Insurance NW Inc. Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

We’re here to help during this ‘hard market’

As printed in our 2023 Summer newsletter As we have embarked on our 101st year, it has never been truer that, “the only constant in life is change.” Every year there is a new insurance challenge and this year that is...

Read More


2022 insurance rate forecast

Rate stability will usually last up to about two years, but that may not be the case as we look at the forecast for business and personal insurance rates for 2022. LOOKING BACK TO 2021 - In January last year, I wrote...

Read More


Q & A: Can telematics lower my auto premium?

We printed this Q&A column in the July 10, 2021 edition of The Lewiston Tribune. Q. Can telematics lower my auto premium? A: Yes, safe drivers can save up to 40% off their personnal auto insurance premiums after...

Read More


WA state bans insurance scores changing rate calculations

NOTICE to Washington clients & residents The Washington Insurance Commissioner made an emergency rule on March 22 banning insurance scoring as a factor in calculating insurance premium rates effective June 20 for...

Read More


2021 Business Insurance Rate Forecast

How to beat rising business insurance rates - What is on the horizon for business insurance prices in 2021? You’ve been creative and resilient as you continue to weather the COVID-19 economic storm. Controlling...

Read More


COVID-19: Business Premium Relief

4 ways business owners can reduce insurance premiums during the COVID-19 Pandemic American Insurance is dedicated to finding you answers and helping you maintain the business coverage you need at the lowest rates you...

Read More


COVID-19: Auto Insurance Premium Relief

3 ways paying premium was made easier - Everyone has been impacted financially by the COVID-19 pandemic–some more than others. American Insurance is dedicated to finding you answers and helping you maintain the...

Read More


Q & A: What is a BOP?

We printed this Q&A column in the March 10, 2020 edition of The Lewiston Tribune. Q: What is a BOP? A: If you own a business, small or large, you will want to get “BOP’d” by American Insurance. It doesn’t hurt and...

Read More


Q & A: How can I cut insurance costs?

We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....

Read More


Forecast: 2020 Commercial Insurance Rates

Most commercial insurance rates trended modestly higher in 2019 and increases are expected to accelerate some in 2020. Rate increases of up to 10% will not be uncommon even for well managed business exposures with low...

Read More


Idaho 2019 Workers’ Comp Rates to Decrease

A proposal for a (minus) -4.2 percent overall rate change to Idaho workers’ compensation insurance, effective January 1, 2019, has been approved by the Idaho Department of Insurance. The proposed rate change comes from...

Read More


Q & A: Are business insurance premiums rising?

We printed this Q&A column in the Feb. 10, 2018 edition of The Lewiston Tribune. Q. Are business insurance premiums rising? A. Natural disasters in 2017 will have little effect on Business Insurance premiums in 2018....

Read More


2018 Commercial Insurance Rate Forecast

Natural disasters in 2017 will have little effect on Commercial Lines premiums in 2018. That is not to say that natural disasters were insignificant. The record hurricanes, floods, earthquakes, mudslides and wildfires...

Read More


2018 Insurance Rate Forecast

The perfect storm? Record hurricanes, floods, earthquakes, mudslides and wildfires coupled with already rising costs for medical injury claims, auto repairs with new tech, distracted driving – all are converging in 2018...

Read More