News You Can Use
‹ Back to all news
Apr 14 2020 4 ways business owners can reduce insurance premiums during the COVID-19 Pandemic
American Insurance is dedicated to finding you answers and helping you maintain the business coverage you... more ›
Mar 18 2020 Answers to 4 common insurance questions Every business owner wants to know and is hoping that somehow their insurance coverages will provide some financial relief.
Containment efforts of... more ›
Apr 29 2019 Even though the number of employees age 55 and older has doubled since 2000, workers compensation claims have been declining. Why?
That question led to some surprising answers in the... more ›
Oct 9 2018
A proposal for a (minus) -4.2 percent overall rate change to Idaho workers’ compensation insurance, effective January 1, 2019, has been approved by the Idaho Department of Insurance. The... more ›
Jul 31 2018
Knowledge is power, and understanding the risks to your workers and your profits is the first step to protecting your business. AMERICAN INSURANCE represents Liberty Mutual who has just... more ›
Jul 10 2018
We printed this Q&A column in the July 10, 2018 edition of The Lewiston Tribune. Q. Is my contractor insured? A: Good question!
Hiring an uninsured contractor can end up embroiling... more ›
Nov 12 2013 "Pick any other industry, and the injury rate is less,"
explained Scott Harris, Ph.D., MSPH, who added that healthcare worker injury rates are only less than outdoor wilderness professions... more ›
Apr 13 2013 Is your janitor, maintenance worker, or sub-contractor really an independent contractor?
Business owners are tempted to classify some workers as "independent contractors" to avoid payroll... more ›
Apr 15 2011 Supporters claim reform bill will save $100 million in first year.
Montana's workers compensation rates are the highest in the nation which led to urgent reform efforts that culminated on... more ›
Mar 25 2011
On March 25, 1911 the Triangle Shirtwaist Factory in New York City caught fire taking the lives of 146 people. This tragedy led to the beginnings of workers compensation insurance and... more ›
Mar 10 2011
Seventeen people covered by Oregon's workers' compensation system died on the job during 2010, the Department of Consumer and Business Services (DCBS) announced today. The total represents... more ›
Feb 25 2011
Montana Rep. Scott Reichner wants to reform Montana's workers compensation system. Montana has the most expensive workers' compensation premium rates in the country with an average of $3.33... more ›
Jan 24 2011
Every business owner will be impacted by the troubles brewing in workers compensation insurance.
Among the top trends identified to watch are - medical costs continue to rise, injured... more ›
Jan 5 2011
Workers compensation rates in Idaho will rise 3.7% in 2011. This is the first increase since 2005, when the overall rate increase was 5.3%. Employers in Idaho are required by law to cover... more ›
Oct 12 2010
WA ballot initiative to privatize workers compensation Watch for November ballot Initiative-1082 The 30 year battle to end the state monopoly of Workers Compensation insurance goes to... more ›