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Homeowners Insurance Crisis Spills Over to Northwest

While the northwest states have enjoyed some of the lowest Homeowners Insurance rates in the country, the insurance marketplace in Florida, California, Texas and other coastal states have been in crisis. The pandemic...

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Q & A: Do jewelry & guns need special insurance?

We printed this Q&A column in the Jan. 10, 2021 edition of The Lewiston Tribune. Q: Do jewelry & guns need special insurance? A: Yes, if you have higher value jewelry or guns then you may not have enough...

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Q & A: My fence at home blew down during a windstorm, is it insured?

We printed this Q&A column in the Sept. 10, 2020 edition of The Lewiston Tribune. Q: My fence at home blew down during a windstorm, is it insured? A. YES! If you have a typical Homeowners policy (HO-3), it covers a...

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Is your contractor insured?

Here's how to find out. - Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more than you ever imagined. Summer is when we hire contractors for repairs, roof replacements, remodeling,...

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Q & A: Does homeowners insurance cover my “At-Home” business?

We printed this Q&A column in the March 10, 2018 edition of The Lewiston Tribune. Q. Does homeowners insurance cover my “At-Home” business? A. All Homeowners policy forms contain business exclusions in the property,...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Jan. 10, 2018 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: Is one of your New Year’s resolutions to spend less money on insurance? AMERICAN INSURANCE has...

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