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COVID-19: Workers Compensation – claim prevention

Employers are challenged with two liability concerns regarding COVID-19 transmission – customers and employees. The latest liability exposure to manage is how to prevent claims for workers compensation or employer...

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COVID-19: Liability risk to your business

As business owners reopen their businesses to the public, the question of COVID related liability has become a concern. The primary concern has been voiced for specific industries like large retailers, medical clinics,...

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COVID-19 Insurance claim relief?

Answers to 4 common insurance questions Every business owner wants to know and is hoping that somehow their insurance coverages will provide some financial relief. Containment efforts of the Coronavirus Pandemic across...

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Q & A: Is my contractor insured?

We printed this Q&A column in the July 10, 2018 edition of The Lewiston Tribune. Q. Is my contractor insured? A: Good question! Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more...

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Is your contractor insured?

Here's how to find out. - Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more than you ever imagined. Summer is when we hire contractors for repairs, roof replacements, remodeling,...

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Are you liable?

You need to know this .... Questions of liability follow every incident that hurts someone or damages their property. For a variety of reasons, the general person's understanding of what constitutes ”legal liability” is...

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Q & A: How is my college student's stuff insured?

We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’t want to get from your college...

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Fireworks & Your Liability - What if something goes wrong?

If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus safety tips to keep your show...

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Dog Bite Claims Up 18% in 2016

Dog bites and other dog-related injuries accounted for more than one-third of all homeowners liability claim dollars paid out in 2016, costing in excess of $600 million, according to the Insurance Information Institute (...

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Q&A: How can I get the lowest rate on business insurance?

We printed this Q&A column in the Feb. 10, 2017 edition of The Lewiston Tribune. Q: How can I get the lowest rates on business insurance? - A: Business Insurance rates vary dramatically from company to company. That’...

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Holiday Party? Reduce Your Liquor Risk.

Here are some tips on how to have a great party while managing the risks of serving liquor. Whether you are hosting a personal party for friends and family or a business party for employees and guests, when planning a...

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Supreme Court Blocks Class-Action Lawsuits

A divided Supreme Court, ruled on a 5-4 split decision along ideological lines, that corporations can enforce arbitration clauses to block dissatisfied customers from bring class-action lawsuits. Consumer rights...

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Toyota “NOT GUILTY”- Accelerator Case

Toyota was found "not guilty" by a New York jury in the 2005 unintended acceleration case brought by Dr. Amir Sitafalwalla. The case had prompted a massive recall of 8 million vehicles, a cascade of similar product...

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Class Action Lawsuits up 60%

Corporate Directors and Officers are the targets of an increasing number of class action lawsuits. The average number of US class actions filed between 2007 and 2009 was nearly 60 percent higher than in 2006, according...

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Professional Liability Costs Rising for Hospitals and Physicians

Hospitals and physicians should prepare for increasing liability costs, according to the 2010 Hospital Professional Liability and Physician Liability Benchmark Analysis created by Aon Risk Solution. In its 11th year,...

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New AMA Study: 95 medical liability claims per 100 physicians

On average there is nearly one medical liability claim for every physician. This is one cost driver of higher medical fees passed on to consumers. The AMA reports the high number of claims is not an indication of...

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Liability lawsuits cost small businesses 33% out of pocket

A U.S. Chamber of Commerce study shows that small businesses paid $105.4 billion in 2008 driving up liability insurance costs and forcing labor and benefit reductions. Read more – Tort Liability Costs for Small Business...

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