Skip to content

American Insurance Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2021 edition of The Lewiston Tribune. Q: When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from Oct. 15 through Dec. 7. This...

Read More


Does Medicare Cover COVID-19 Vaccine?

In case you wondered, if you are covered under Medicare Part B (Medical Insurance) or you're enrolled in a Medicare Advantage Plan (Part C) you pay nothing for the approved COVID-19 vaccine. Be sure to bring your...

Read More


Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2020 edition of The Lewiston Tribune. When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from October 15th through December...

Read More


Premiums reduced in 2020 for some senior plans

There's good news for seniors for their 2020 medical options and costs. Medicare continues to offer seniors and people with disabilities with flexibility and choices while providing high quality healthcare services....

Read More


Changes for 2020 Medicare clients - Part 2

Deductibles for 2020 for Medicare plans are changing for Medicare Plans A and B. - Related: 2020 Medigap policy changesRelated: Medicare: What's the difference? Medicare 2020 Part A Deductible - For the year 2020,...

Read More


2020 Medigap policy changes

One significant change to Medicare Supplement (Medigap) plans beginning on January 1, 2020 is the withdrawal of two popular standardized plan options – Plans C and F. Starting January 1, 2020, Medigap plans sold to...

Read More


Prevention for pneumonia this fall

Did you know about 1 million Americans go to the hospital with pneumonia every year? Pneumonia is a lung infection caused by pneumococcal disease, which can also cause blood infections and meningitis. The bacteria that...

Read More


New Medicare card reminders & facts

By now, our senior clients should have received their new Medicare card - with your new Medicare Number. When you’re enrolled in Medicare, you’ll get your red, white, and blue Medicare card in the mail. If you're...

Read More


Genetic testing fraud alert

You should know about the latest fraud scheme involving genetic testing, according to the U.S. Department of Health and Human Services Office of Inspector General. Scammers are offering “free” genetic tests and claiming...

Read More


Q & A: When can I change my Rx and Medicare Plans?

We published this Q&A column in the Oct. 10 edition of The Lewiston Tribune. Q: When can I change my Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from October 15th through December 7th ....

Read More


New Medicare ID cards coming in April

New cards will no longer contain Social Security numbers, to combat fraud and illegal use. - Seniors and others who use Medicare benefits will have a new ID number soon. The Centers for Medicare & Medicaid Services (...

Read More


Disabled Under 65 - New Medicare Supplements Available in Idaho

Medicare Supplement insurance (aka Medigap Plans) will be made available in Idaho to Medicare-eligible individuals under age 65 with disabilities or end-stage renal disease beginning January 1, 2018. This change is...

Read More


Medicare Quiz - 10 Things Everyone Should Know

HOW SMART ARE YOU ABOUT MEDICARE? TAKE THIS MEDICARE QUIZ AND FIND OUT! President Lyndon B. Johnson signed the Medicare program into law in 1965. For more than 50 years, Medicare has provided essential medical benefits...

Read More


ACA Saved Seniors $15B on RX

Since 2010, 9.4 million people with Medicare have saved over $15 billion on prescription drugs according to new information released by the Department of Health and Human Services (HHS). The report showed that millions...

Read More


Medicare Shifting From Volume To Value

Goals and a timeline are being set to move the Medicare program, and the health care system at large, toward paying providers based on the quality, rather than the quantity of care they give patients. This historic...

Read More


Top Ten Senior Scams

If you are a senior or if have seniors in your life, please pass along this information. Every U.S. citizen older than 65 qualifies for Medicare, making Medicare/health insurance fraud one of the most common scams...

Read More


Cutting CMS Payment Errors Saved $17.6 Billion

Stopping payment errors in Medicare, Medicaid, Pell Grants and Food Stamps has saved $17.6 billion dollars in 2011 according to The Office of Management and Budget (OMB). The Cut Waste Campaign by the Obama...

Read More


Medicare's Physician Fees Need Fixed

Physicians have faced steep payment cuts annually because of a flawed 1997 law according to Kathleen Sebelius, Secretary of the US Department of Health and Human Services (HHS). Secretary Sebulius released this...

Read More


2012 Medicare Part B Premiums Lower

Medicare Part B premiums in 2012 will be lower than previously projected and the Part B deductible will decrease by $22 according to an announcement by the U.S. Department of Health and Human Services (HHS). While the...

Read More


Medicare Annual Election Starts & Ends Early

This year marks an important change in Medicare's annual open enrollment, the time period during which people can choose to change plans or shift from Medicare Advantage to Traditional Medicare. Open Enrollment starts...

Read More


6 New Health Care Reforms Begin Jan 1, 2011

January 1, 2011 is a key date for six new health care reforms created by the Affordable Care Act. Seniors primarily benefit from this current round of reforms but premium vs profit restrictions on insurance companies...

Read More


Senior Health Plans Changing / Some Discontinued

Millions of seniors must choose new Medicare supplement plans before 1/1/2011. Some plans are being discontinued to comply with the Affordable Care Act. Call us for an appointment with a certified insurance agent to...

Read More