Skip to content

American Insurance Blog

All You Ever Wanted to Know About Insurance

Articles Related To…

Five Seatbelt Myths Busted

The facts are different than you may think - Click It or Ticket isn’t about citations; it’s about saving lives. In 2016, there were 10,428 unbuckled passenger vehicle occupants killed in crashes in the United States....

Read More


Fireworks & Your Liability - What if something goes wrong?

If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus safety tips to keep your show...

Read More


3 Behaviors That Kill Us on the Road

There are three things you can do this Holiday Season to be a survivor when driving. Here's why extra caution is necessary this year... The 2015 traffic fatality estimate for the US is up a shocking 8.1 percent higher...

Read More


Biggest threat to teens revealed

Half of all teens will be involved in an automotive crash and motor vehicle crashes are the leading cause of death for 14- to 18-year-olds, according to the National Safety Council. Even though driving is the biggest...

Read More


Smoke alarms focus of awareness event

BOISE – Idaho Gov. C.L. “Butch” Otter has signed a proclamation declaring this as Fire Prevention Week. The Idaho State Fire Marshal’s key message for the event is to encourage smoke alarm installation in every bedroom,...

Read More


Your Odds of Hitting a Deer Double

Your odds of hitting a deer, an elk or a moose are twice as high during the 4th quarter months of October, November and December as in the other nine months of the year. U.S. drivers are just as likely to have a claim...

Read More


Law Enforcement Crackdown on Texting & Driving

From April 10 to 15, 2015, law enforcement personnel will be using a combination of traditional and innovative strategies to crack down on motorists who text while driving. This effort is a part of the national U Drive....

Read More


7 Dangerous Weather Myths

What should you do during extreme weather events? Tornadoes and hurricanes, lightening, earthquakes, floodwaters, extreme cold - PropertyCasualty360 says, "Misconceptions about the weather can prove to be dangerous or...

Read More


What Industry Has Highest Worker Injury Rate?

"Pick any other industry, and the injury rate is less," explained Scott Harris, Ph.D., MSPH, who added that healthcare worker injury rates are only less than outdoor wilderness professions such as commercial loggers and...

Read More


Idaho Police Target Aggressive Drivers

Now through August 13th Idaho law enforcement is targeting aggressive drivers and motorcycle riders on Idaho's roads. Speeding, failure to yield, following too close and disregarding traffic signals are all aggressive...

Read More


Traffic Deaths Spike Upward +13.5%

An alarming spike in traffic fatalities is being studied by the National Highway Traffic Safety Administration. A statistical projection shows a 13.5 percent increase in traffic fatalities for the first quarter of 2012....

Read More


Bad Dogs Bite All Home Owners

Dog bite claims continue to grow in numbers and cost which increases premiums for all Homeowners Insurance. In fact, from 2003 to 2011, the cost of the average dog bite claim increased by 53.4 percent. Dog bites...

Read More


ID & MT Among Worst States For Injury Deaths

Idaho and Montana ranked among the worst states with the highest ratios of injury deaths while Washington state was ranked among the best. A new report ranks each state by their injury rates per 100,000 people and...

Read More


5 Ways To Reduce Motorcycle Deaths

A summer road trip on your motorcycle may be no safer than last year. No progress was made in reducing motorcyclist deaths in 2011, according to a report released by the Governors Highway Safety Association (GHSA)....

Read More


Leading Cause of Death Ages 8-24

More children and young adults die of this than any other cause. Perhaps it is no surprise that motor vehicle traffic crashes continue to be the leading cause of death in the group of age 8 through age 24, according to...

Read More


Turns Out - Death & Taxes Are Linked!

Benjamin Franklin's famous quip "in this world nothing can be said to be certain, except death and taxes" has a closer connection than he knew. A 30-year study of traffic accidents in the United States has found that...

Read More


Cell Phone Related Fatalities Down 47% In CA

Traffic deaths due to hand-held cell phone use by drivers have dropped 47% since California enacted a ban in July, 2008. The analysis, conducted by the Safe Transportation Research and Education Center (SafeTREC) at...

Read More


Distracted Driving Not Just Cell Phones

"Cell phone usage is only one of many bad habits that are distracting American drivers," said Robert Passmore, senior director of personal lines for Property Casualty Insurers Association of America (PCI). "Distracted...

Read More


Driver Cell Phone Ban Urged

A ban on driver use of cell phones is urged by National Transportation Safety Board. The safety recommendation specifically calls for the 50 states and the District of Columbia to ban the non-emergency use of portable...

Read More


Hybrids Safer Than Conventional Autos

On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in non-hybrid models. Hybrids have a safety edge over their conventional twins when it comes to shielding...

Read More


Which Minivans Win Top Safety Pick 2011?

Five minivan models have earned the 2011 Top Safety Pick award from the Insurance Institute for Highway Safety, standing out from competitors for superior protection in rollover crashes. The 2012 Chrysler Town &...

Read More


The Most Common Household Fire Only You Can Prevent!

What household appliance causes more than 1,000 residential fires per month in the US? The answer... your clothes dryer! They are a modern marvel and an indispensable convenience. We use them constantly and they work...

Read More


Electric Cars Earn 1st Top Safety Ratings

The Chevrolet Volt and Nissan Leaf earn the highest safety ratings from the Insurance Institute for Highway Safety in the first-ever U.S. crash test evaluations of plug-in electric cars. The milestone demonstrates that...

Read More


Traffic Fatalities Lowest Ever Recorded

DOT estimates a 3% drop in 2010 fatalities over previous year's record low. U.S. Transportation Secretary Ray LaHood today announced that the number and rate of traffic fatalities in 2010 fell to the lowest levels since...

Read More


Top Auto Safety Picks 2011

What vehicles are the top safety picks for 2011? To check out a specific 2011 vehicle before you buy - click on TOP SAFETY PICKS 2011 The 2011 Dodge Charger and Chrysler 300 earned the "Top Safety Pick" award. The...

Read More


New Rule to Reduce Auto Rollover Deaths

U.S. Transportation Secretary Ray LaHood today announced a final rule aimed at decreasing occupant ejections in passenger vehicles. The new U.S. Department of Transportation standard, which will help reduce the number...

Read More


Tis the Season for Candle and Tree Fires

A residential candle fire is reported every 30 minutes and each year fire departments across the country respond to approximately 260 structure fires caused by Christmas trees according to the National Fire Protection...

Read More


Traffic Fatalities Lowest in 60 Years

2009 saw the lowest traffic fatalities ever recorded according to the US Transportation Department. Highway deaths fell to 33,808 for the year, the lowest number since 1950. In fact, fatalities declined in all...

Read More


Crash Test - 1959 vs 2009 Chevy

Which vehicle is safer in a crash test - a 1959 Chevy Bel Air or a 2009 Chevy Malibu? The Insurance Institute for Highway Safety celebrated their 50th anniversary with a crash test to demonstrate that car...

Read More


Dog Bite Claims Top $400M in 2009

Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2009, costing $412 million and up 6.4 percent from 2008, according to the Insurance Information Institute (I.I.I.)....

Read More