News You Can Use
Dec 29 2017
Is one of your resolutions for the New Year to spend less money, or find ways to cut costs? American Insurance can help you do just that! Here are two ways you can save money on your auto... more ›
Dec 27 2017 Idaho health exchange now closed; Washington is still open until Jan. 15.
- Federal health exchange enrollment for 2018 coverage fell only 4.5 percent, according to the Centers for... more ›
Dec 11 2017
We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune
. Q: Do I need more Life Insurance? A: The answer is probably “yes.”
This is the question people ask... more ›
Nov 20 2017
When American Insurance organized the new “Hometown Business Food Drive,” we could not have foreseen these results. The response was overwhelming and the results are spectacular. “Our goal... more ›
Nov 6 2017
Individuals, small employers, employees, dependents, college students – anyone who relies on individual medical insurance coverage – must apply during open enrollment unless they are... more ›
Nov 6 2017 Premium Subsidies Are Not Changed.
To clarify, this information from recent news articles is NOT referring to the premium subsidies (tax credits) that lower the health insurance premiums... more ›
Nov 1 2017
Certiﬁed Health Agents Tim Gleason & Dave Root American Insurance is following the latest developments regarding the Aﬀordable Care Act (ACA). At the publication of this article,... more ›
Oct 24 2017
Our new commercial message on KLEW-TV is promoting our “Marketplace Double Check” program. You can make just one call to American Insurance and receive quotes for up to 7 top insurance... more ›
Oct 24 2017
We invite you to partner with us to “fill the shelves” at Community Action Food Bank in Lewiston and the Moscow Food Bank this holiday season! We are hosting the second annual American... more ›
Oct 24 2017
When we talk about an insurance “umbrella”, we are referring to a Personal Umbrella Policy that provides an excess layer of liability insurance limit on top of your other personal insurance... more ›
Oct 12 2017 There are two “open enrollment periods” that are critically important for individuals and seniors.
These limited time periods are the only times that new ACA (Affordable Care Act) Medical... more ›
Oct 12 2017 There’s good news for local businesses who offer small group medical coverage for their employees.
The Idaho Department of Insurance has released the final 2018 premium rates for all small... more ›
Oct 12 2017
American Insurance health agents are certified to show all options to local clients. - Individual medical plan premiums through Your Health Idaho, the Idaho exchange, are going up in 2018.... more ›
Oct 11 2017
American Insurance health agents can explain changes, show options for local clients. - The Washington Health Benefit Exchange Board has certified the Qualified Health Plans (QHPs) and... more ›
Oct 9 2017
New cards will no longer contain Social Security numbers, to combat fraud and illegal use. - Seniors and others who use Medicare benefits will have a new ID number soon. The Centers for... more ›
Sep 1 2017
On August 31, 2017, Federal District Court Judge Amos Mazzant overturned the Fair Labor Standards Act (FLSA) Final Overtime Rule for so called "white collar exemptions" that would have... more ›
Aug 18 2017
Idaho and Washington among states that see small decline this year. - Reversing a trend of sharply increasing motor vehicle deaths in 2015 and 2016, the first half of 2017 is down 1% from... more ›
Aug 1 2017
Idaho Department of Insurance releases 2018 health insurance rates, proposed increases, and participation areas. - Proposed rate increases in 2018 for Your Health Idaho exchange plans... more ›
Jul 24 2017 Violations are now reported to your insurance company.
- Washington state has defined its Distracted Driving law that just took effect on July 23, 2017. These changes include: No Hand-... more ›
Jul 5 2017 If you are towing a trailer or anything behind your vehicle this summer, make sure to note these recent changes to traffic laws in Idaho.
Several new Idaho traffic laws took effect on July... more ›
Jun 22 2017 For 32 years AMERICAN INSURANCE has been a major financial sponsor of the Lewis-Clark valley’s Independence Day Fireworks Celebration on July 4th. John Sullivan, agency President, is... more › Jun 21 2017 In honor of Independence Day, the Sullivans invite you to celebrate your independence with us - by taking the AMERICAN CHALLENGE! Quote your preferred Auto Insurance Quote or a Home... more › Jun 18 2017 When you have billing questions, need to add or remove autos or drivers, make coverage changes, quotes, report claims or any service need, now you can reach your Customer Service Agent... more › Jun 16 2017
A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance... more ›
Jun 15 2017
If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus... more ›
Jun 13 2017
The votes are in! AMERICAN INSURANCE is honored to be once again selected as “Best of the West” insurance agency for 2017. The Sullivans & staff are very proud to be chosen and always... more ›
Jun 12 2017
Our company logo was launched in 1990. The triangular shape contains our American colors of red (on the left), white (silhouette of the Statue of Liberty in the center) and blue (on the... more ›
May 10 2017 We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV?
- A: Generally, “YES”, for two reasons – it may be required by law and... more ›
May 8 2017 ATVs and other off-highway vehicles (OHVs) are fast and fun to ride
! But summer fun, too often, turns to tragedy when an ATV overturns leading to injury or death of riders or guests. Plus,... more ›
May 1 2017 Medicare Supplement insurance (aka Medigap Plans) will be made available in Idaho to Medicare-eligible individuals under age 65 with disabilities or end-stage renal disease beginning... more › May 1 2017
Sunny weather is coming! Boating on the Snake River. Camping up the middle fork of the Clearwater River. Four wheeling on the prairie. Fishing on the Clearwater. Cruisin’ the open road on U.... more ›
Apr 14 2017 The Final Market Stabilization rule to help lower premiums and stabilize individual and small group health insurance markets, and to increase choices for Americans was issued by The Centers... more › Apr 11 2017
National Dog Bite Prevention Week® (April 9-15, 2017), is an annual event designed to provide consumers with information on how to be responsible pet owners while increasing awareness of a... more ›
Apr 11 2017
Dog bites and other dog-related injuries accounted for more than one-third of all homeowners liability claim dollars paid out in 2016, costing in excess of $600 million, according to the ... more ›
Mar 27 2017
American Insurance Personal Lines staff Lori Chapman, Tina Heitmann, Helen Duman and Shelly Abel are shown with their Grange Insurance Association personal awards received today for... more ›
Jan 31 2017 Two staff members received promotions at American Insurance on Jan. 1. Heather Browning, a Certified Insurance Service Representative (CISR), has been promoted to Commercial Lines... more › Jan 10 2017 We printed this Q&A column in the Jan. 10, 2017 edition of The Lewiston Tribune. Q: Is life insurance expensive?
- A: The fact is, term life insurance is very affordable and... more ›
Jan 9 2017 Idaho has had more than its share of snow this winter, and the next big weather event may very well be flooding from rapid snow melt or rising water. The Idaho Department of Insurance... more › Jan 5 2017 Locator will help consumers find lost life insurance policies, annuities. The Idaho Department of Insurance and the National Association of Insurance Commissioners (NAIC) recently... more › Jan 3 2017 Life has a habit of getting very busy – from raising a family, to buying a home, to building a business or a career. We can procrastinate taking care of a fundamental insurance coverage... more ›