News You Can Use


2 ways to save on insurance in 2018

Dec 29 2017 Is one of your resolutions for the New Year to spend less money, or find ways to cut costs? American Insurance can help you do just that! Here are two ways you can save money on your auto... more

Enrollments up in area state health exchanges

Dec 27 2017 Idaho health exchange now closed; Washington is still open until Jan. 15. - Federal health exchange enrollment for 2018 coverage fell only 4.5 percent, according to the Centers for... more

Q & A: Do I Need More Life Insurance?

Dec 11 2017 We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune. Q: Do I need more Life Insurance? A: The answer is probably “yes.” This is the question people ask... more

Shocking results - 2017 Hometown Business Food Drive

Nov 20 2017 When American Insurance organized the new “Hometown Business Food Drive,” we could not have foreseen these results. The response was overwhelming and the results are spectacular. “Our goal... more

Q & A: Can I buy subsidized Medical Insurance now?

Nov 10 2017 We printed this Q&A column in the Nov. 10, 2017 edition of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: Yes, ACA Health Exchanges are now open! Open... more

Shorter ACA Enrollment Period for 2018

Nov 6 2017 Individuals, small employers, employees, dependents, college students – anyone who relies on individual medical insurance coverage – must apply during open enrollment unless they are... more

ACA Premium Subsidies Continue

Nov 6 2017 Premium Subsidies Are Not Changed. To clarify, this information from recent news articles is NOT referring to the premium subsidies (tax credits) that lower the health insurance premiums... more

Update on ACA Exchanges

Nov 1 2017 Certified Health Agents Tim Gleason & Dave Root American Insurance is following the latest developments regarding the Affordable Care Act (ACA). At the publication of this article,... more

See our ad on KLEW TV

Oct 24 2017 Our new commercial message on KLEW-TV is promoting our “Marketplace Double Check” program. You can make just one call to American Insurance and receive quotes for up to 7 top insurance... more

2nd Annual Food Drive set Nov. 13-17

Oct 24 2017 We invite you to partner with us to “fill the shelves” at Community Action Food Bank in Lewiston and the Moscow Food Bank this holiday season! We are hosting the second annual American... more

Umbrella coverage: Because when it rains, it pours

Oct 24 2017 When we talk about an insurance “umbrella”, we are referring to a Personal Umbrella Policy that provides an excess layer of liability insurance limit on top of your other personal insurance... more

Open Enrollment Time For ACA Medical And Medicare

Oct 12 2017 There are two “open enrollment periods” that are critically important for individuals and seniors. These limited time periods are the only times that new ACA (Affordable Care Act) Medical... more

2018 Idaho Small Group Medical Premiums Released

Oct 12 2017 There’s good news for local businesses who offer small group medical coverage for their employees. The Idaho Department of Insurance has released the final 2018 premium rates for all small... more

Idaho Individual Medical Premiums Increase for 2018

Oct 12 2017 American Insurance health agents are certified to show all options to local clients. - Individual medical plan premiums through Your Health Idaho, the Idaho exchange, are going up in 2018.... more

2018 Washington Health Plans Certified

Oct 11 2017 American Insurance health agents can explain changes, show options for local clients. - The Washington Health Benefit Exchange Board has certified the Qualified Health Plans (QHPs) and... more

Q & A: Can I buy subsidized Medical Insurance now?

Oct 10 2017 We printed this Q&A column in today's edition (on Oct. 10, 2017) of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: As you may have heard, the Affordable Care... more

New Medicare ID cards coming in April

Oct 9 2017 New cards will no longer contain Social Security numbers, to combat fraud and illegal use. - Seniors and others who use Medicare benefits will have a new ID number soon. The Centers for... more

Shawn Sullivan honored for 15-year commitment to quality education

Sep 21 2017 Shawn Sullivan, CIC, American Insurance Agency Vice President, recently received recognition for professional leadership and advanced knowledge by the Society of Certified Insurance... more

DOL Overtime Rule Struck Down

Sep 1 2017 On August 31, 2017, Federal District Court Judge Amos Mazzant overturned the Fair Labor Standards Act (FLSA) Final Overtime Rule for so called "white collar exemptions" that would have... more

Rising Trend In Highway Death Rates Reversing

Aug 18 2017 Idaho and Washington among states that see small decline this year. - Reversing a trend of sharply increasing motor vehicle deaths in 2015 and 2016, the first half of 2017 is down 1% from... more

Q & A: How is my college student's stuff insured?

Aug 10 2017 We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’... more

2018 Idaho Health Insurance Rates Proposed

Aug 1 2017 Idaho Department of Insurance releases 2018 health insurance rates, proposed increases, and participation areas. - Proposed rate increases in 2018 for Your Health Idaho exchange plans... more

Washington Updates Distracted Driving Law

Jul 24 2017 Violations are now reported to your insurance company. - Washington state has defined its Distracted Driving law that just took effect on July 23, 2017. These changes include: No Hand-... more

Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

Jul 10 2017 We printed this Q&A column in the July 10, 2017 edition of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP)... more

New Idaho traffic laws now in effect

Jul 5 2017 If you are towing a trailer or anything behind your vehicle this summer, make sure to note these recent changes to traffic laws in Idaho. Several new Idaho traffic laws took effect on July... more

4th of July Fireworks – A Sullivan Family Tradition

Jun 22 2017 For 32 years AMERICAN INSURANCE has been a major financial sponsor of the Lewis-Clark valley’s Independence Day Fireworks Celebration on July 4th. John Sullivan, agency President, is... more

The AMERICAN CHALLENGE - and fireworks!

Jun 21 2017 In honor of Independence Day, the Sullivans invite you to celebrate your independence with us - by taking the AMERICAN CHALLENGE! Quote your preferred Auto Insurance Quote or a Home... more

You can now call your agent's direct line

Jun 18 2017 When you have billing questions, need to add or remove autos or drivers, make coverage changes, quotes, report claims or any service need, now you can reach your Customer Service Agent... more

Homeowners - Beware of Business Exclusions

Jun 16 2017 A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance... more

Fireworks & Your Liability - What if something goes wrong?

Jun 15 2017 If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus... more

We're a Best of the West winner!

Jun 13 2017 The votes are in! AMERICAN INSURANCE is honored to be once again selected as “Best of the West” insurance agency for 2017. The Sullivans & staff are very proud to be chosen and always... more

History Brief - Our Logo

Jun 12 2017 Our company logo was launched in 1990. The triangular shape contains our American colors of red (on the left), white (silhouette of the Statue of Liberty in the center) and blue (on the... more

Q & A: How can I find out if a home has had any serious claims?

Jun 10 2017 We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a... more

Q & A: Do I need to insure my ATV?

May 10 2017 We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and... more

ATV Insurance & Idaho Law

May 8 2017 ATVs and other off-highway vehicles (OHVs) are fast and fun to ride! But summer fun, too often, turns to tragedy when an ATV overturns leading to injury or death of riders or guests. Plus,... more

Disabled Under 65 - New Medicare Supplements Available in Idaho

May 1 2017 Medicare Supplement insurance (aka Medigap Plans) will be made available in Idaho to Medicare-eligible individuals under age 65 with disabilities or end-stage renal disease beginning... more

We insure FUN at American Insurance!

May 1 2017 Sunny weather is coming! Boating on the Snake River. Camping up the middle fork of the Clearwater River. Four wheeling on the prairie. Fishing on the Clearwater. Cruisin’ the open road on U.... more

New ACA Market Stability Rule Issued

Apr 14 2017 The Final Market Stabilization rule to help lower premiums and stabilize individual and small group health insurance markets, and to increase choices for Americans was issued by The Centers... more

Tips for Responsible Dog Owners

Apr 11 2017 National Dog Bite Prevention Week® (April 9-15, 2017), is an annual event designed to provide consumers with information on how to be responsible pet owners while increasing awareness of a... more

Dog Bite Claims Up 18% in 2016

Apr 11 2017 Dog bites and other dog-related injuries accounted for more than one-third of all homeowners liability claim dollars paid out in 2016, costing in excess of $600 million, according to the ... more

Q & A: IDENTITY THEFT - what can I do to protect myself?

Apr 10 2017 We published this column in the April 10, 2017 edition of The Lewiston Tribune. Q: Identity theft - What can I do to protect myself? - A: “Identity theft” has matured into an international... more

Zero deductible for glass repair, replacement

Apr 3 2017 As published in the Spring 2017 newsletterAfter the harshest winter in recent memory, your windshield is under attack! The snow is now gone but the gravel remains on our roadways. Odds are,... more

Celebrating 95 Years - Harry & Blanche Christy, Agency Pioneers

Apr 3 2017 As published in the Spring 2017 newsletter AMERICAN INSURANCE is celebrating 95 years in business during 2017. Our history has become an inseparable part of the communities we serve and... more

Staff earns service awards from Grange Insurance Association

Mar 27 2017 American Insurance Personal Lines staff Lori Chapman, Tina Heitmann, Helen Duman and Shelly Abel are shown with their Grange Insurance Association personal awards received today for... more

Q&A: When should I re-shop my auto insurance?

Mar 10 2017 We printed this Q&A column in the March 10, 2017 edition of The Lewiston Tribune. Q: When should I re-shop my auto insurance? - A: Right now many companies are taking large increases in... more

Q&A: How can I get the lowest rate on business insurance?

Feb 10 2017 We printed this Q&A column in the Feb. 10, 2017 edition of The Lewiston Tribune. Q: How can I get the lowest rates on business insurance? - A: Business Insurance rates vary dramatically... more

2 receive management promotions at American

Jan 31 2017 Two staff members received promotions at American Insurance on Jan. 1. Heather Browning, a Certified Insurance Service Representative (CISR), has been promoted to Commercial Lines... more

Q&A: Is life insurance expensive?

Jan 10 2017 We printed this Q&A column in the Jan. 10, 2017 edition of The Lewiston Tribune. Q: Is life insurance expensive? - A: The fact is, term life insurance is very affordable and... more

Floods may be coming – are you covered?

Jan 9 2017 Idaho has had more than its share of snow this winter, and the next big weather event may very well be flooding from rapid snow melt or rising water. The Idaho Department of Insurance... more

Finding lost life insurance policies

Jan 5 2017 Locator will help consumers find lost life insurance policies, annuities. The Idaho Department of Insurance and the National Association of Insurance Commissioners (NAIC) recently... more

Neglecting ‘Life’

Jan 3 2017 Life has a habit of getting very busy – from raising a family, to buying a home, to building a business or a career. We can procrastinate taking care of a fundamental insurance coverage... more

Our locations:

Lewiston office
55 Southway Ave
Lewiston, ID 83501

Moscow office
604 S. Washington St.
Moscow, ID 83843

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