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American Insurance Blog

All You Ever Wanted to Know About Insurance

Q & A: Can I buy subsidized Medical Insurance now?

We printed this Q&A column in today's edition (on Oct. 10, 2017) of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: As you may have heard, the Affordable Care Act (Obamacare), was not...

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New Medicare ID cards coming in April

New cards will no longer contain Social Security numbers, to combat fraud and illegal use. - Seniors and others who use Medicare benefits will have a new ID number soon. The Centers for Medicare & Medicaid Services (...

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Shawn Sullivan honored for 15-year commitment to quality education

Shawn Sullivan, CIC, American Insurance Agency Vice President, recently received recognition for professional leadership and advanced knowledge by the Society of Certified Insurance Counselors (CIC), a leading national...

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DOL Overtime Rule Struck Down

On August 31, 2017, Federal District Court Judge Amos Mazzant overturned the Fair Labor Standards Act (FLSA) Final Overtime Rule for so called "white collar exemptions" that would have doubled the annual salary level to...

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Rising Trend In Highway Death Rates Reversing

Idaho and Washington among states that see small decline this year. - Reversing a trend of sharply increasing motor vehicle deaths in 2015 and 2016, the first half of 2017 is down 1% from the corresponding period in...

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Q & A: How is my college student's stuff insured?

We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’t want to get from your college...

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2018 Idaho Health Insurance Rates Proposed

Idaho Department of Insurance releases 2018 health insurance rates, proposed increases, and participation areas. - Proposed rate increases in 2018 for Your Health Idaho exchange plans range from a modest 6% for the Blue...

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Washington Updates Distracted Driving Law

Violations are now reported to your insurance company. - Washington state has defined its Distracted Driving law that just took effect on July 23, 2017. These changes include: No Hand-Held Cell Phone Use While Driving...

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Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

We printed this Q&A column in the July 10, 2017 edition of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP) extends auto liability, uninsured /...

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New Idaho traffic laws now in effect

Several new Idaho traffic laws took effect on July 1 that could impact driving habits or citations in our local area. In an effort to clarify vehicle speed limits and safe passing rules in Idaho, the 2017 Idaho...

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