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American Insurance Blog

All You Ever Wanted to Know About Insurance

Forecast: 2020 Commercial Insurance Rates

Most commercial insurance rates trended modestly higher in 2019 and increases are expected to accelerate some in 2020. Rate increases of up to 10% will not be uncommon even for well managed business exposures with low...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2020 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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New ID Law Verifications for Business Autos

Your Business Autos and how to comply with Idaho’s new insurance verification law. Perhaps this is the law of “unintended consequences” at work! Idaho’s new insurance verification law began Jan. 1, 2020 and has created...

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Q & A: Will Idaho's new auto liability law affect me?

This Q&A column was published in the Dec. 10, 2019 edition of The Lewiston Tribune. Q: Will Idaho's new auto liability law affect me? - A: Maybe, so here’s what you need to know. - Even if you normally always...

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Washington car seat law has changed for 2020

Changes to Washington’s child passenger restraint law (RCW 46.61.687) began on Jan. 1, 2020. - Car crashes are a leading killer of children ages 1-13. Using the right seat can reduce the risk of fatal injury by 71...

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4th Annual Food Drive results are in!

THE RESULTS ARE IN & WE ARE CELEBRATING! - The total count comes to 5,304 lbs. which is supporting 3 local food banks. Our Hometown Business Food Drive Partners ROCK!!! - President Shawn Sullivan is shown with AJ...

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2020 WA health rates released

Sixty-six health plans and seven dental plans set to participate in market Washington Health Benefit Exchange Board has announced an average decrease in plans for certified 2020 Qualified Health Plans (QHPs) and...

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Premiums reduced in 2020 for some senior plans

There's good news for seniors for their 2020 medical options and costs. Medicare continues to offer seniors and people with disabilities with flexibility and choices while providing high quality healthcare services....

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Changes for 2020 Medicare clients - Part 2

Deductibles for 2020 for Medicare plans are changing for Medicare Plans A and B. - Related: 2020 Medigap policy changesRelated: Medicare: What's the difference? Medicare 2020 Part A Deductible - For the year 2020,...

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Congrats to Jeremy Van Houten, new CIC

Moscow agent, Jeremy Van Houten, has been awarded the Certified Insurance Counselor (CIC) designation by the National Alliance for Insurance Education & Research. To become a CIC, Jeremy completed 100 classroom...

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