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American Insurance Blog

All You Ever Wanted to Know About Insurance

Welcome back Jenni Waters!

We are pleased to welcome back Jennifer (Jenni) Waters to American Insurance. For those who don’t know, Jenni worked as our Moscow Personal Lines Customer Service Agent (PL-CSA) from 2006 to 2015. Jenni rejoined us in...

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Regence announces good news for MedAdvantage members regarding SJRMC services

Regence BlueShield of Idaho and St. Joseph Regional Medical Center in Lewiston have not agreed to a new contact yet. Regence rejected proposed large rate increases for hospital services previously which led St. Joseph...

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Health Exchanges Now Open until Dec. 15

Idaho Medicaid expansion may change eligibility for ACA Health Exchange in 2020 - The Idaho and Washington Health Exchanges are now open! Individuals, families, small employers, employees, dependents, college students -...

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Navigating Idaho’s new auto insurance law

Uninsured vehicle compliance begins January 1, 2020 Starting January 1, 2020, vehicle owners without auto insurance coverage for two consecutive months will receive a warning and be given 30 days to provide proof of...

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2020 ID Health Rates Released

2020 ID Health Insurance rates released - Average increase of 6% for individual, 4% for small group coverage. - Final 2020 premium rates for individual and small group health insurance plans have been released by the...

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Q & A: When can I change my RX and Medicare plans?

We printed this Q&A column in the Oct. 10, 2019 edition of The Lewiston Tribune. Q & A: When can I change my RX and Medicare plans? - The Medicare Annual Election Period is coming up from October 15th through...

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Pre-Tax Premiums for individual plans under new HRA plan begin in 2020

Small employers and their employees will be able to pay for individual ACA medical plans with pre-tax premiums through an expansion of Health Reimbursement Arrangements (HRAs). The new “Individual Coverage HRA” (ICHRA)...

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2020 Medigap policy changes

One significant change to Medicare Supplement (Medigap) plans beginning on January 1, 2020 is the withdrawal of two popular standardized plan options – Plans C and F. Starting January 1, 2020, Medigap plans sold to...

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Prevention for pneumonia this fall

Did you know about 1 million Americans go to the hospital with pneumonia every year? Pneumonia is a lung infection caused by pneumococcal disease, which can also cause blood infections and meningitis. The bacteria that...

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New Medicare card reminders & facts

By now, our senior clients should have received their new Medicare card - with your new Medicare Number. When you’re enrolled in Medicare, you’ll get your red, white, and blue Medicare card in the mail. If you're...

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