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Let your American Insurance agents help with your New Year’s Resolutions

Goals are the stepping-stones to achieving your dreams and we are here to help you every step of the way. At American Insurance, we are committed to helping you “protect your American dream” – the hopes and aspirations...

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Free Calendars! Opt-out or get extras

CALENDARS! As a free gift to customers and friends, American Insurance mails in December each year an appointment display calendar. They have beautiful pictures of landscapes from all around America and space to write...

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The 2024 Hometown Business Food Drive Sets a New Record

More than 80 businesses partnered with us this year to provide food for those in need in our communities! - Another year, another successful Hometown Business Food Drive! Our team collected a record amount of food and...

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2024 Hometown Food Drive needs you now

AMERICAN INSURANCE invites you individually to join us and other Hometown Business Partners as we collect food this week (M-F Nov 18 – 22) for our local food banks in Lewiston, Clarkston and Moscow. It’s easy to...

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Open Enrollment Time For ACA Medical And Medicare

There are two “open enrollment periods” that are critically important for individuals and seniors. These limited time periods are the only times that new ACA (Affordable Care Act) Medical plans can be purchased or...

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Harsh Realities - Property Insurance Crisis

We hear this question multiple times every day... Why did my Homeowners Insurance premium go up so high? You deserve an honest answer and you can count on American Insurance to tell you the unvarnished truth. We are...

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AVISTA Wildfire Resiliency Plan may help rural insurance

Wildfires in the western states are one of the major drivers of property losses and insurance costs. AVISA Utilities has announced a plan of fighting wildfires before they happen. In a May 28,2024 news release, AVISTA...

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Homeowners Insurance Crisis Spills Over to Northwest

While the northwest states have enjoyed some of the lowest Homeowners Insurance rates in the country, the insurance marketplace in Florida, California, Texas and other coastal states have been in crisis. The pandemic...

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Finding Calm in a Storm of Change

Wow! 2023 is coming to a close and for most of us, not a moment too soon. This year we experienced huge inflationary pressures and a shortage of workers. On top of that, closer to home there was no water for our lawns...

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Hometown Business FOOD DRIVE - 2023 Results

More than 65 businesses partnered with us this year to provide food for those in need in our communities! - American Insurance annually sponsors and coordinates the Hometown Business Food Drive. For our 8th annual event,...

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Plans for 2023 LC Valley 4th of July Fireworks

Donations needed to meet funding challenges - First, the good news! The big LC Valley Fireworks display will be happening again this July 4th, Independence Day! However, Community Spirit, the non-profit funding the...

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We’re here to help during this ‘hard market’

As printed in our 2023 Summer newsletter As we have embarked on our 101st year, it has never been truer that, “the only constant in life is change.” Every year there is a new insurance challenge and this year that is...

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Tina has retired and we have new team members!

After 39 years of service with American Insurance taking great care of “her people” as she called her assigned clients, Tina Heitmann has retired! We are appreciative of the hard work, dedication, time, and memories...

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Medicaid transfer & Medicare options available

Did you know that Your Health Idaho is transitioning Medicaid clients back into the Exchange? We have 2 health insurance Agents who can help if you are losing your Medicaid coverage. Also, if you are a Washington or...

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Avoid dings & dents in parking lots

Parking lots in the LC Valley and on the Palouse – we love the convenience but hate the frustrations, especially when people are driving too fast, backing out of spots without looking and otherwise modeling bad parking...

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6th Annual Free Shredding Week set for April 10-14

American Insurance NW Inc invites our customers and fellow chamber members to bring their sensitive personal and confidential documents for our free indoor shredding event. We want to help you guard against identity...

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Agency celebrates 100 year milestone with annual Christmas party

The Agency held our annual staff meeting and Christmas party on Friday, Dec. 16 to share information with our staff from both offices. Agency President Shawn Sullivan shared about the growth the Agency has had in 2022...

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Giving the gift of financial security to protect your family

Life has a habit of getting very busy – from raising a family, to buying a home, to building a business or a career. Even so, we shouldn’t procrastinate on protecting the dreams for the ones we love for their peace of...

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7th Annual Food Drive SMASHES previous record

American Insurance and more than 70 Partners in our local business community worked in the 7th Annual Hometown Business Food Drive. - When the totals were announced, wow, what an outcome we had for this event! - Between...

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Thankful for you for OUR 100 years

As our 100th anniversary year comes to a close, we can sum up everything by saying one word – “thankful”! We are thankful for you, our loyal customers and friends, for your continued trust and confidence in us. For some,...

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Hometown Business 7th Annual Food Drive concludes with solid results

American Insurance has Partnered with more than 70 businesses for the 7th Annual Hometown Business Food Drive. The 8th Annual Event will be announced closer to November 2023. - Related: 7th Annual Food Drive SMASHES...

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Time to update your files - we've closed our PO Box

Time to update your files We have closed our PO boxes in Lewiston and in Moscow. Please make sure your bill payment address on file is listed as 55 Southway Avenue, Lewiston, or 604 S. Washington St., Moscow especially...

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The American Dream -- Yours and Ours!

THE AMERICAN DREAM - Yours and Ours! - For our 100th Anniversary, American Insurance launched the new slogan, “We Protect Your American Dream”. Our slogan says “your” because every American Dream is as special,...

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Please join us at our celebrations!

We have three events that we'd love to welcome you to join us for our celebrations. Here are the dates for our upcoming events. 5-7 PM Thursday, Aug. 18 -- Business After Hours event with LC Valley chamber3-6 PM Friday,...

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Blooper reel - not everything always goes according to plans!

Advantage Advertising shared with us this blooper reel. John Sullivan (center) shared it with the agency to remind us that not everything always goes according to our plans!

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John B. Sullivan - Early Years: Gail Keller Scott stories about ‘Johnny’

As part of 100th year anniversary, we asked for your stories about your interactions with the Sullivans and staff at American Insurance. This story takes us back to when John Sullivan was just a young boy. So we wanted...

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Community Spirit awards given at 2022 show

Community Spirit presented awards to several well-deserving people and organizations that have worked behind the scenes for many years to support the Independence Day Fireworks events. In honor of their many...

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Seniors have new options for medical coverage

Seniors who have Medicare supplements have new options your Agent can review. Tim Gleason and Dave Root are our licensed health insurance agents who quote and issue Medicare Supplemental plans in Idaho and Washington. “...

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3 misconceptions about your life insurance options

Did you know that life insurance may be the single greatest gift you can buy for your family? I emphasize buy because, of course, nothing can replace the gifts of time and love you already give them. Let’s look at some...

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SURROUNDED BY HISTORY: Digging deeper into the American Insurance Story

Old photographs, newspaper clippings, advertisements, documents, digital photos and records – telling a story spanning 100-years is a challenge! The famous American author, Carl Sandburg wrote, “Life is like an onion;...

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Liberty Mutual & Safeco award Elite Status plaques to American Insurance

American Insurance offices in Lewiston and Moscow have been awarded Elite Status Plaques as being in the the top 10 percent in the nation for Liberty Mutual Insurance for 2020 and 2021 and for Safeco Insurance for 2021....

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Staff awards given for 2021

Awards were given out during our 2021 Christmas party and annual staff meeting on Dec. 10, 2021 to celebrate the year and look ahead into 2022. Newcomer Angela Hobart (above) received the newcomer award after passing...

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2022 insurance rate forecast

Rate stability will usually last up to about two years, but that may not be the case as we look at the forecast for business and personal insurance rates for 2022. LOOKING BACK TO 2021 - In January last year, I wrote...

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100 Years at American Insurance

THIS IS "OUR" HISTORY – YOURS AND OURS! Since 1922 American Insurance has become an inseparable part of the communities it serves. Our history is also the history of the business and civic leaders who helped shape and...

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1948 BETTY REIMLER KNOPES: Memories of working for the Christys

Betty Reimler Knopes found herself in a photo advertisement framed at the American Insurance office and told us her story. She started working at American Insurance in 1948 at the age of 16, just after she had graduated...

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1922 Founder OM Mackey -- How It All Began

This is a story we have not told before now. It was told in detail in the Lewiston Morning Tribune, The Elders / Oliver M. Mackey (published on Dec. 25, 1977), by Thomas W. Campbell. Tom interviewed OM Mackey in 1977...

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History Mysteries Quiz #1

Be in the first 100 people to answer these 4 questions correctly to receive a prize! (Hint: All answers can be found inside this newsletter available to read online from this link here.) Click this link to complete this...

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OUR STORY: 100 years in the making

We are launching our 100th Anniversary with a special 2022 Historic Calendar! - On every page you will find historic pictures (some even embarrassing - eek!) and surprising stories. Read about the people who helped...

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2021 Food Drive results

We appreciate all of our donors for their contributions to ensure our successful 6th annual food drive. The total count is 12,780 lbs. including cash donations for our 6th Annual Food Drive. - Thanks to you, our...

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Q & A: Are you having your food drive again this year?

We printed this Q&A column in the Nov. 10, 2021 edition of The Lewiston Tribune. Q: Are you having your food drive again this year? A: Yes, the American Insurance HOMETOWN BUSINESS FOOD DRIVE is coming up next week,...

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6th Annual Food Drive is set for Nov. 15-19

Everyone can shop at grocers to support event - Updates -- Watch for updates throughout the week on our Facebook Food Drive event page here. Related: See our downloadable Lewiston PDF invitation with links or Moscow...

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Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2021 edition of The Lewiston Tribune. Q: When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from Oct. 15 through Dec. 7. This...

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Q & A: How can I beat rising business insurance rates?

We printed this Q&A column in the Sept. 10, 2021 edition of The Lewiston Tribune. How can I beat rising business insurance rates? A: If your business insurance rates have increased again, we need to talk! At...

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Q & A: When should I review my insurance?

We printed this Q&A column in the Aug. 10, 2021 edition of The Lewiston Tribune. Q: When should I review my insurance? A: Insurance is a deeply personal business in order to protect your American dream! After all,...

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Q & A: Can telematics lower my auto premium?

We printed this Q&A column in the July 10, 2021 edition of The Lewiston Tribune. Q. Can telematics lower my auto premium? A: Yes, safe drivers can save up to 40% off their personnal auto insurance premiums after...

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Q & A: Do you have any tips about RV insurance?

We printed this Q&A column in the May 11, 2021 edition of The Lewiston Tribune. Q: Do you have any tips about RV insurance? A: We insure RVs of all types and sizes. The insurance you need with depend on what state...

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Q & A: Does Idaho have a new cell phone law?

We printed this Q&A column in the April 10, 2021 edition of The Lewiston Tribune. Q: Does Idaho have a new cell phone law? A: Yes, Idaho is now enforcing the “hands-free cell phone” law passed last July. The Idaho...

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Community tab adds publicity opportunities for our region

We have a new website and we've added a new Community Tab landing page. There you will find out about our history of community involvement, our own agency community events plus a Community Calendar feature. Have we...

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Carmen Johnson honored with 20 year service award

”Carmen!” That’s what you hear over the partition from a co-worker who needs help with their computer. Carmen Johnson is an invaluable part of the A-Team. She works behind the scenes to keep our computers and software...

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A Refreshing Look Ahead

Preparing for our 100th Anniversary Spring brings us a fresh start and growth! New hope and sunshine awaken us as we are emerging slowly from this long pandemic. We look forward to things becoming more normal with each...

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Cybercrime - Small businesses hit with email scams

Despite the headlines, phishing and ransomware remains a disproportionate problem for small businesses. Recent reports show that 40% of ransomware attacks were against smaller companies with 1 to 100 employees. Small...

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Q&A: Are the health exchanges open again?

We printed this Q&A column in the March 10, 2021 edition of The Lewiston Tribune. Q: Are the health exchanges open again? A: Yes! The Idaho and Washington state health exchanges have re-opened in response to...

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New website launched

We want to introduce our new website to you, and help you find your way around our site. Each tab heading contains a wealth of convenient and useful information. 24/7 you can make a payment, file a claim, request policy...

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Staff awards given for 2020

WELCOME TO THE A-TEAM! Team trophies were awarded during the December annual meeting to Mitch Keller, Agent, and Brittney Allen, Commercial Lines Service Representative who joined American Insurance in 2020. Also...

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2021 Business Insurance Rate Forecast

How to beat rising business insurance rates - What is on the horizon for business insurance prices in 2021? You’ve been creative and resilient as you continue to weather the COVID-19 economic storm. Controlling...

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Q & A: Do jewelry & guns need special insurance?

We printed this Q&A column in the Jan. 10, 2021 edition of The Lewiston Tribune. Q: Do jewelry & guns need special insurance? A: Yes, if you have higher value jewelry or guns then you may not have enough...

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Q & A: Can I buy life insurance during the pandemic?

We printed this Q&A column in the Dec. 10, 2020 edition of The Lewiston Tribune. Q: Can I buy life insurance during the pandemic? A: You aren’t alone if this pandemic has made you think again about the importance of...

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Q & A: Are there new options on the Health Exchanges

We printed this Q&A column in the Nov. 10, 2020 edition of The Lewiston Tribune. Q: Are there new options on the health exchanges? A: Yes, the WA & ID Health Exchanges are now open with new companies, plans and...

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Malden wildfire hits home for former local bus driver

Nellie Flatt’s home in Malden, Wash., burned to the ground in a wind driven wild fire on Sept. 7, 2020. She lost all her belongings, her pictures and mementos but amazingly didn’t lose her smile or sense of humor. She...

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New letters threaten vehicle suspension to Idaho residents

A new flood of Idaho Transportation Department (ITD) letters have gone out to Idaho drivers threatening registration suspension for vehicles they can’t match to their system. Idaho’s “Drive Insured” program is about to...

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Q & A: When Can I Change My Rx and Medicare Plans?

We printed this Q&A column in the Oct. 10, 2020 edition of The Lewiston Tribune. When Can I Change My Rx and Medicare Plans? A: The Medicare Annual Election Period is coming up from October 15th through December...

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5th Annual Food Drive set for Nov. 16-20

American Insurance is inviting all small business owners to partner with us again from Nov. 16-20 for the 5th Annual Hometown Business Food Drive. If you are ready to join us, please contact our Event Coordinator...

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Q & A: My fence at home blew down during a windstorm, is it insured?

We printed this Q&A column in the Sept. 10, 2020 edition of The Lewiston Tribune. Q: My fence at home blew down during a windstorm, is it insured? A. YES! If you have a typical Homeowners policy (HO-3), it covers a...

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COVID19: Impact on business insurance rates

What a difference 6 months makes! In my January article Forecasting 2020 Commercial Insurance Rates, I said, “most commercial insurance rates trended modestly higher in 2019 and increases are expected to accelerate...

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Q & A: What is Classic Car Insurance?

We printed this Q&A column in the Aug. 10, 2020 edition of The Lewiston Tribune. Q: What is Classic Car Insurance? A: Classic cars aren't just antiques, they also include restored cars, street rods, low riders,...

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COVID-19: Workers Compensation – claim prevention

Employers are challenged with two liability concerns regarding COVID-19 transmission – customers and employees. The latest liability exposure to manage is how to prevent claims for workers compensation or employer...

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Q & A: I’ve lost my health insurance! Now what?

We printed this Q&A column in the July 10, 2020 edition of The Lewiston Tribune. Q: I’ve lost my health insurance! Now what?A. We can help! If you’ve lost your health insurance because of a business closure,...

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Idaho Hands-Free Cell Phone Law Begins

Beginning Wednesday, July 1, 2020, drivers throughout Idaho will be responsible to follow a new law meant to keep drivers safe and engaged while behind the wheel. The new Idaho State Code 49-1401A requires electronic...

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Commercial Lines department grows to 4 employees

Rapid growth in the number of business insurance accounts has prompted the need to expand our Customer Service staff to four with the recent addition of Brittney Allen. We welcome Brittney, who previously worked for...

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Welcome to Mitch Keller as new agent

Mitch Keller has joined American Insurance as a licensed Property-Casualty insurance agent. Prior to starting his insurance career, Mitch worked in customer service for Regence BlueShield of Idaho and most recently as a...

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Q & A: What now? I’ve lost my health insurance!

We printed this Q&A column in the May 10, 2020 edition of The Lewiston Tribune. Q: What now? I’ve lost my health insurance! A: We can help! If you have lost your health insurance because of the COVID-19 Pandemic...

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COVID-19: New Medical Insurance Options

Pandemic business closures, employee layoffs and “Stay-Home” orders have impacted medical insurance coverage for individuals and groups. Sometimes, the change in hours worked or employment status can lead to losing...

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COVID-19: Business Premium Relief

4 ways business owners can reduce insurance premiums during the COVID-19 Pandemic American Insurance is dedicated to finding you answers and helping you maintain the business coverage you need at the lowest rates you...

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Q & A: Can I get COVID-19 premium relief?

We printed this Q&A column in the April 10, 2020 edition of The Lewiston Tribune. Q: Can I get COVID-19 premium relief? A: Yes, American Insurance is dedicated to finding you answers and helping you maintain the...

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COVID-19: Auto Insurance Premium Relief

3 ways paying premium was made easier - Everyone has been impacted financially by the COVID-19 pandemic–some more than others. American Insurance is dedicated to finding you answers and helping you maintain the...

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COVID-19 Advisory- Lobbies closed, but open to serve you!

UPDATE: Our lobbies are open again as of June 1. You can find out more about our office changes here in this new article. - Although face-to-face customer visits are restricted, our employees are on the job to serve...

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COVID-19 Insurance claim relief?

Answers to 4 common insurance questions Every business owner wants to know and is hoping that somehow their insurance coverages will provide some financial relief. Containment efforts of the Coronavirus Pandemic across...

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Q & A: What is a BOP?

We printed this Q&A column in the March 10, 2020 edition of The Lewiston Tribune. Q: What is a BOP? A: If you own a business, small or large, you will want to get “BOP’d” by American Insurance. It doesn’t hurt and...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Feb. 10, 2020 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: AMERICAN INSURANCE has two ways you can save money on your auto and home insurance today! 1....

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Regence & St. Joe's reach agreement retroactive to Jan. 15

Updated Feb. 5, 2020 The certified Health Agents at American Insurance are pleased to announce the news from Regence BlueShield of Idaho that they have reached a new multi-year agreement that ensures their members can...

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Forecast: 2020 Commercial Insurance Rates

Most commercial insurance rates trended modestly higher in 2019 and increases are expected to accelerate some in 2020. Rate increases of up to 10% will not be uncommon even for well managed business exposures with low...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2020 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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New ID Law Verifications for Business Autos

Your Business Autos and how to comply with Idaho’s new insurance verification law. Perhaps this is the law of “unintended consequences” at work! Idaho’s new insurance verification law began Jan. 1, 2020 and has created...

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4th Annual Food Drive results are in!

THE RESULTS ARE IN & WE ARE CELEBRATING! - The total count comes to 5,304 lbs. which is supporting 3 local food banks. Our Hometown Business Food Drive Partners ROCK!!! - President Shawn Sullivan is shown with AJ...

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Congrats to Jeremy Van Houten, new CIC

Moscow agent, Jeremy Van Houten, has been awarded the Certified Insurance Counselor (CIC) designation by the National Alliance for Insurance Education & Research. To become a CIC, Jeremy completed 100 classroom...

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Navigating Idaho’s new auto insurance law

Uninsured vehicle compliance begins January 1, 2020 Starting January 1, 2020, vehicle owners without auto insurance coverage for two consecutive months will receive a warning and be given 30 days to provide proof of...

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Q & A: Should I buy Renters Insurance?

We printed this Q&A column in the Sept. 10, 2019 edition of The Lewiston Tribune. Q: Should I buy Renters Insurance? A: Most definitely, yes! Renters or Tenants Insurance insures more than just your stuff and is a...

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Q & A: What is Classic Car Insurance?

We printed this Q&A column in the Aug. 10, 2019 edition of The Lewiston Tribune.Q: What is Classic Car Insurance? A: Classic cars aren't just antiques, they also include restored cars, street rods, low riders,...

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Several changes for our Moscow office

We have made some recent changes to our Moscow office. New Office Hours: For your convenience, beginning on July 1, our Moscow office will open earlier at 8:00AM. We are now open 8AM to 5PM M-F and closed during lunch...

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Family traditions worth celebrating

Family traditions come in all shapes and sizes. Maybe an annual trip to a cabin or destination, an event you go back to annually, relatives you visit - it seems it is in our nature to commemorate important dates and...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2019 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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Q & A: Is Uninsured Motorist Auto Coverage Required?

We printed this Q&A column in the March 10, 2019 edition of The Lewiston Tribune. Q: Is Uninsured Motorist Auto Coverage Required? A: Idaho and Washington residents are required to purchase Uninsured Motorist (UM)...

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Review controls, policies to prevent employee dishonesty

Employee Dishonesty – Review your controls & policies According to the U.S. Chamber of Commerce, employees steal an estimated $30 billion to $100 billion per year from their employers. From inventory theft, to check...

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Q & A: When should I re-shop my auto insurance?

We printed this Q&A column in the Feb. 10, 2019 edition of The Lewiston Tribune. Q:&A: When should I re-shop my auto insurance? A: We recommend re-quoting auto insurance about once every three years, even if...

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Shawn Sullivan named President at American Insurance

Fourth generation takes helm of family owned agency - Shawn D. Sullivan, CIC, is now serving as President of American Insurance effective Jan. 1, 2019. The announcement was made at the agency’s Dec. 14 annual staff...

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We won! Business of the Year Award 2018

AMERICAN INSURANCE was chosen as the “Business of the Year for 2018” by the Lewis Clark Chamber of Commerce. This recognition from the business community is an true honor. We strive to be a leader within our industry...

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Q & A: Can I buy medical insurance when Exchanges are closed?

We printed this Q&A column in the Jan. 10, 2019 edition of The Lewiston Tribune. Q: Can I buy medical insurance when Exchanges are closed? A: The answer is “NO” – unless you qualify for a Special Enrollment Period! ...

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Embarrassing Moments 2018

#1 EMBARRASSING MOMENT: 13 people in a party limo with loud music and champagne - what could go wrong? The Lewiston staff of American Insurance took a stretch-limo to our new Moscow office for our holiday party. (...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Dec. 10, 2018 edition of The Lewiston Tribune. Q: Is life insurance expensive? A: The answer is “NO”! The fact is, term life insurance is very affordable and inexpensive, but sadly...

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Thanks-a-TON for 2,655 lbs. of Food Drive donations!

2,655 lbs. - A TON of Thanks-giving! - Here are John and Philip Sullivan with one of three full pallets of food donations. Also pictured is the new Fork Lift purchased with the Make More Happen $10,000 Award from Safeco...

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Philip Sullivan receives SOAR award from Safeco

Philip Sullivan, CIC, has received the Safeco Outstanding Agent Recognition (S.O.A.R.) Award for 2018. The S.O.A.R. Award recognizes Philip for his commitment to customer service and performance for American Insurance....

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Adding a teen driver? What every parent should know

Here are 10 teen driving stats that may surprise you and some ways to save money on your auto insurance with a new driver. Signing your teen up for an approved driver education program can not only reduce their crash...

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Together We Made More Happen - $5K More!

YOU MADE IT HAPPEN! - Our thanks to all who “liked” and “shared” the Safeco Make More Happen post to benefit our Community Action Partnership (CAP) Food Banks. Safeco offered to double the original grant through a...

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3rd Annual Hometown Business Food Drive ends Nov. 20

American Insurance is inviting all small business owners to partner with us again from Nov. 12-20 - now extended! - for the 3rd Annual Hometown Business Food Drive. Just bring your donations to our office or if you're a...

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Q & A: Do I need an 'Umbrella'?

We printed this Q&A column in the Aug. 10, 2018 edition of The Lewiston Tribune. Q: Do I need an “Umbrella”? A: Yes, even in August you may need an Umbrella. When we talk about an insurance “umbrella”, we are...

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Q & A: Is my contractor insured?

We printed this Q&A column in the July 10, 2018 edition of The Lewiston Tribune. Q. Is my contractor insured? A: Good question! Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more...

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Soup-Porting the YWCA!

American Insurance was recognized by the YWCA of Lewiston-Clarkston for being the dessert sponsor of their 2018 fundraising event on February 23rd. Amanda Wilhelm, YWCA community engagement manager, presented a framed...

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Best of the West Winners Announced

The votes are in! AMERICAN INSURANCE is honored to be once again selected as “Best of the West” insurance agency for 2018. The Sullivans & staff are very proud to be chosen and always strive to be worthy of your...

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Transforming our future Moscow office

We have purchased the former Whitney Attorney building at 604 South Washington in Moscow. It sits on the SE corner of Washington and 6th Street, across from Umpqua Bank and kiddie corner from the Moscow Food Co-Op...

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Is your contractor insured?

Here's how to find out. - Hiring an uninsured contractor can end up embroiling you in lawsuits and cost you more than you ever imagined. Summer is when we hire contractors for repairs, roof replacements, remodeling,...

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Are you liable?

You need to know this .... Questions of liability follow every incident that hurts someone or damages their property. For a variety of reasons, the general person's understanding of what constitutes ”legal liability” is...

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Auto wish list: You want these coverages

“After an auto accident, what optional coverages – other than comprehensive and collision – do most people wish they had purchased?” That was the question posed to the insurance company claims adjusters and agents at a...

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How an umbrella policy works to cover you

Here's how an umbrella policy works to provide you with an additional excess insurance limit in a lawsuit. There are many instances when an accident, injury or other issue can occur where you have a legal or financial...

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Who must call 811?

This is why you must call before digging on your property. Homeowners are the most likely to forget to call 811 before digging on their property. Something as simple as planting shrubs, installing a fence, mailbox post,...

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Q & A: What boat coverage is needed?

We printed this Q&A column in the May 10, 2018 edition of The Lewiston Tribune. Q. BOAT INSURANCE - What coverage is needed? A: As you prepare for boating season, make sure your Boat Insurance coverage is ready to...

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8 boat insurance Qs to ask

Whether you take to the lake for water sports, drift down the river casting your reel or sail the ocean blue, being on the water floats your boat. Your watercraft and its engine(s), your trailer and other equipment – it...

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3 boating coverage options to consider

BOATING SEASON IS HERE! As you prepare for boating season, American Insurance recommends you consider some newer boat insurance coverage options you may have missed. Agreed Value Loss Settlement – An option for full...

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Should I get cyber liability coverage for my business?

A data breach at your business creates immediate and serious legal liabilities and exposes your good customers/clients to identity theft. Regardless of the size of your business, federal law and most states now require...

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Q & A: Does homeowners insurance cover my “At-Home” business?

We printed this Q&A column in the March 10, 2018 edition of The Lewiston Tribune. Q. Does homeowners insurance cover my “At-Home” business? A. All Homeowners policy forms contain business exclusions in the property,...

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Reviews requested from you!

How are we doing? We want you to tell us what you think of our service. Please send in a confidential message to management by filling out our short Customer Service Comment form. Gift Card: As a "thank you" for taking...

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Q & A: How can I cut insurance costs?

We printed this Q&A column in the Jan. 10, 2018 edition of The Lewiston Tribune. Q: How can I cut insurance costs? A: Is one of your New Year’s resolutions to spend less money on insurance? AMERICAN INSURANCE has...

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Q & A: Do I Need More Life Insurance?

We printed this Q&A column in the Dec. 10, 2017 edition of The Lewiston Tribune. Q: Do I need more Life Insurance? A: The answer is probably “yes.” This is the question people ask during the holidays as we gather...

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Shocking results - 2017 Hometown Business Food Drive

When American Insurance organized the new “Hometown Business Food Drive,” we could not have foreseen these results. The response was overwhelming and the results are spectacular. “Our goal was to exceed last year’s...

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2nd Annual Food Drive set Nov. 13-17

We invite you to partner with us to “fill the shelves” at Community Action Food Bank in Lewiston and the Moscow Food Bank this holiday season! We are hosting the second annual American Insurance Food Drive from Nov. 13-...

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Umbrella coverage: Because when it rains, it pours

When we talk about an insurance “umbrella”, we are referring to a Personal Umbrella Policy that provides an excess layer of liability insurance limit on top of your other personal insurance policies - auto, home,...

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2018 Washington Health Plans Certified

American Insurance health agents can explain changes, show options for local clients. - The Washington Health Benefit Exchange Board has certified the Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to...

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Q & A: Can I buy subsidized Medical Insurance now?

We printed this Q&A column in today's edition (on Oct. 10, 2017) of The Lewiston Tribune. Q: Can I buy subsidized Medical Insurance now? A: As you may have heard, the Affordable Care Act (Obamacare), was not...

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Shawn Sullivan honored for 15-year commitment to quality education

Shawn Sullivan, CIC, American Insurance Agency Vice President, recently received recognition for professional leadership and advanced knowledge by the Society of Certified Insurance Counselors (CIC), a leading national...

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Q & A: How is my college student's stuff insured?

We printed this Q&A column in the Aug. 10, 2017, and Sept. 10, 2017 editions of The Lewiston Tribune. Q: How is my college student's stuff insured? - A: This is the phone call you don’t want to get from your college...

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Q & A: When I rent a car, do I need to buy “Collision Damage Waiver”?

We printed this Q&A column in the July 10, 2017 edition of The Lewiston Tribune Q: When I rent a car, do I need to buy “Collision Damage Waiver”? A: Your Personal Auto Policy (PAP) extends auto liability, uninsured /...

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4th of July Fireworks – A Sullivan Family Tradition

For 32 years AMERICAN INSURANCE has been a major financial sponsor of the Lewis-Clark valley’s Independence Day Fireworks Celebration on July 4th. John Sullivan, agency President, is involved in every aspect of the...

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Homeowners - Beware of Business Exclusions

A home-based business may void all coverage on your garage/shop.If you have a “home-based” business - even if part-time - at your home residence premises, there are serious insurance coverage issues that need to be...

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Fireworks & Your Liability - What if something goes wrong?

If you celebrate Independence Day with your own fireworks show, you will be personally liable if anything goes wrong. So, here is some information about how to cover your liability plus safety tips to keep your show...

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We're a Best of the West winner!

The votes are in! AMERICAN INSURANCE is honored to be once again selected as “Best of the West” insurance agency for 2017. The Sullivans & staff are very proud to be chosen and always strive to be worthy of your...

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History Brief - Our Logo

Our company logo was launched in 1990. The triangular shape contains our American colors of red (on the left), white (silhouette of the Statue of Liberty in the center) and blue (on the right). The Statue of Liberty was...

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Q & A: How can I find out if a home has had any serious claims?

We printed this Q&A column in the June 10, 2017 edition of The Lewiston Tribune. Q. Before I buy a new home, how can I find out if it had any serious claims? - A. Before you buy a home a little detective work can...

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Q & A: Do I need to insure my ATV?

We printed this Q&A column in the May 10, 2017 edition of The Lewiston Tribune. Q: Do I need to insure my ATV? - A: Generally, “YES”, for two reasons – it may be required by law and your exposure to liability is...

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ATV Insurance & Idaho Law

ATVs and other off-highway vehicles (OHVs) are fast and fun to ride! But summer fun, too often, turns to tragedy when an ATV overturns leading to injury or death of riders or guests. Plus, if your ATV exhaust causes a...

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We insure FUN at American Insurance!

Sunny weather is coming! Boating on the Snake River. Camping up the middle fork of the Clearwater River. Four wheeling on the prairie. Fishing on the Clearwater. Cruisin’ the open road on U.S. 12. Before you go, get the...

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Celebrating 95 Years - Harry & Blanche Christy, Agency Pioneers

As published in the Spring 2017 newsletter AMERICAN INSURANCE is celebrating 95 years in business during 2017. Our history has become an inseparable part of the communities we serve and covers four generations of...

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Staff earns service awards from Grange Insurance Association

American Insurance Personal Lines staff Lori Chapman, Tina Heitmann, Helen Duman and Shelly Abel are shown with their Grange Insurance Association personal awards received today for outstanding service and dedication to...

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2 receive management promotions at American

Two staff members received promotions at American Insurance on Jan. 1. Heather Browning, a Certified Insurance Service Representative (CISR), has been promoted to Commercial Lines Department Manager and agent Jeremy...

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Q&A: Is life insurance expensive?

We printed this Q&A column in the Jan. 10, 2017 edition of The Lewiston Tribune. Q: Is life insurance expensive? - A: The fact is, term life insurance is very affordable and inexpensive, but sadly most people don’t...

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Finding lost life insurance policies

Locator will help consumers find lost life insurance policies, annuities. The Idaho Department of Insurance and the National Association of Insurance Commissioners (NAIC) recently announced a national service that...

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Neglecting ‘Life’

Life has a habit of getting very busy – from raising a family, to buying a home, to building a business or a career. We can procrastinate taking care of a fundamental insurance coverage that protects our dreams for the...

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2016 Celebrated by Staff

AMERICAN INSURANCE staff and management celebrated our annual employee meeting and awards ceremony on December 16, 2016. President John Sullivan talked about upcoming changes in 2017 in the insurance industry and how...

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Food Drive - Thanks for your support!

You helped our Agents and employees at AMERICAN INSURANCE collect 708 lbs. of donations during our Food Drive last week to support the Community Action Partnership (CAP) Food Bank! Steven Small (left), with the Lewiston...

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Season of Sharing - Food Drive ahead

Food Drive set for Dec. 12-16 in both offices.We invite you to help us "fill the shelves" at Community Action Food Banks in Lewiston and Moscow this holiday season! Our staff is having a contest to see who can collect...

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10 ways to prepare your home this fall

Cool, crisp fall days are a wonderful time in the Lewiston-Clarkston valley and on the Palouse -- if your home is ready for them. Yes, this is the time of year to fix small problems before they become big, and big ones...

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Independence - The American Advantage

This Independence Day we celebrate our nation’s 240th birthday!Independence is that strong human drive for freedom in our personal, political and business lives. It has given America an advantage over competing...

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Sullivan’s Hell Raising '65 Mustang

Philip Sullivan, Insurance Agent and Personal Lines Manager at AMERICAN INSURANCE, fell in love with his first car, a 1965 Ford Mustang Fastback. Through his access to and abilities with the car, he spent his teenage...

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Hackers Filed Your Taxes Early

Your income taxes were filed early electronically by hackers looking to steal your tax refund. - Can't happen to you? It happened to a close friend of mine, an Idaho resident, who received the IRS 5071C letter informing...

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Bashore Chooses American Insurance

Bashore Insurance Transfers Grange Policies to American Insurance Bashore Insurance Agency of Clarkston has announced that American Insurance of Lewiston and Moscow has been selected as service agents for Grange...

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Newsletter - Winter 2014

Featured articles include: Great Service Means...?; Welcome Bashore Policyholders; Meet the "A-Team" - the Personal Lines Service Team; Reviews - make one or read our latest Customer Service comments; Open Enrollment -...

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Best of the West 3-Peat!

For the third year in a row, AMERICAN INSURANCE, in Lewiston and Moscow, was voted "Best of the West" Insurance Agency for 2014 in a KLEW TV online survey of local resident's preferences. The Sullivans and staff are...

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Safeco Honors American Insurance

American Insurance of Lewiston and Moscow is one of only 200 independent insurance agencies in the USA that has earned the President's Award from Safeco Insurance® for outstanding performance. The President's Award...

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Newsletter-Winter 2013

Feature articles include: ACA/ObamaCare Deadline Extended ACA/Health Exchange - Who Needs a Quotation Roudabout Honks - New Traffic Access A Legacy to Remember Referral Awards Grand Prize - Winner Announced Welcome...

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American Ins On KLEW-TV

American Insurance is featuring a new "Best of the West" ad on KLEW-TV (CBS cable channel 3 and HD channel 460) during the 6pm News, 11pm News and 6:30am Re-broadcast. Click and watch now and tell us what you think? Do...

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Voted "Best of the West" 2013

AMERICAN INSURANCE, in Lewiston and Moscow, was voted "Best of the West" for 2013 in a KLEW TV online survey of local resident's preferences. The Sullivans and staff are proud to be chosen and always strive to be worthy...

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Newsletter - Summer 2013

Summer Newsletter Featured Articles Include - VALLEY FIREWORKS SHOW - schedule of events THE RAT & THE WIND - WWII Story: B-17 shot down, Sully a POW DOWN UNDER - A trip to the Australian outback HEALTH AGENTS PLAY...

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Distracted Driving - Employer Issues

From small business delivery to large transportation fleets, distracted driving issues are a major liability to employers. Due to high profile crashes, large jury verdicts against employers, and a changing regulatory...

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Independent Contractor? Maybe not!

Is your janitor, maintenance worker, or sub-contractor really an independent contractor? Business owners are tempted to classify some workers as "independent contractors" to avoid payroll taxes, benefits and workers...

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Newsletter - Winter 2012

Featured articles include: Health Care Reform - A Closer Look - The things you didn't know about the Affordable Care Act How Smart Phones Make Smarter Claims Savings Tip - How to find the missing 15% Discount on auto &...

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Newsletter - 90th Anniversary - 2012

Since 1922 (when we were insuring Model-T Fords) up to the present day, we have historic pictures, articles, and advertisements to share with you. Learn about the "who", the "why" and the "events" that shaped our...

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AMERICAN INSURANCE Celebrates 90 Years

The Sullivans - John, Shawn, Philip & the entire staff invite you to our 90th Anniversary Open House & Customer Appreciation on Friday, September 21st! For details please read below:

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Newsletter - Summer 2012

Feature articles include: "Best of the West" Like us on Facebook Boating is a Blast - with Dave Root 27 Year Sponsor - Independence Day Fireworks A Love of the Classics - with Mike Everett Philip Sullivan - New...

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7 Reasons to "Like" Us!

Facebook is personal. And what could be more personal than protecting all the things you value most - your home, autos and personal items; your health and your life; lliability protection for your earning power, savings...

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Market Forecast 2012

The headlines of 2011 mark the worst year ever recorded for insured losses across the globe. Worldwide natural disasters - earthquakes, tsunamis, tornadoes, hurricanes, flooding, winter storms, and unusual freakish...

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Newsletter - Winter 2011

Feature articles include: Market Forecast 2012 Referral Reward's Winner Medical & Medicare Updates Savings Tip WATER DAMAGE - Am I Covered? Click to read our newsletter online

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Holiday Party? Reduce Your Liquor Risk.

Here are some tips on how to have a great party while managing the risks of serving liquor. Whether you are hosting a personal party for friends and family or a business party for employees and guests, when planning a...

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Newsletter - Summer 2011

Feature articles include: Why We Need to Talk! Rental Cars - What coverage is provided by my auto policy? 26 Year Sponsor - Independence Day Fireworks Auto Policy - Is Pizza Delivery Excluded? Homeowners - Beware of...

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The Most Common Household Fire Only You Can Prevent!

What household appliance causes more than 1,000 residential fires per month in the US? The answer... your clothes dryer! They are a modern marvel and an indispensable convenience. We use them constantly and they work...

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Workers Comp Sparked By 100 Year Old Tragedy

On March 25, 1911 the Triangle Shirtwaist Factory in New York City caught fire taking the lives of 146 people. This tragedy led to the beginnings of workers compensation insurance and ushered in a new era of workplace...

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Newsletter - Winter 2010

Inside this issue: Referral Rewards - We have a Winner New Website a Hit - See comments (pg 4) Customer Service Focus - Compliments for Tina Heitmann News You Can Use Wind Damage - Am I Covered? Introducing Tracey Santo...

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WIND DAMAGE - Am I Covered?

Answers to questions about wind damage to your home, fences, tree removal and liability to others. The recent windstorm of November 16th brought us a storm of more than 50 phone calls regarding wind damage claims. The...

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Senior Health Plans Changing / Some Discontinued

Millions of seniors must choose new Medicare supplement plans before 1/1/2011. Some plans are being discontinued to comply with the Affordable Care Act. Call us for an appointment with a certified insurance agent to...

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Newsletter - Fall 2010

Feature articles include: New website launch - get $5 gift card WA Voter Alert I-1082 Senior Health Plans Changing Lender Spotlight - Bobbi Hoene Referral Rewards - 3rd Quarter Winners Don't forget to fill out the...

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Patient Protection and Affordable Care Act Signed into Law

President Obama signed into law on March 23, 2010 H.R. 3590, the Patient Protection and Affordable Care Act. This sweeping and controversial reform law includes many provisions that will impact employers, employees and...

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Independence Day Fireworks & American Insurance

Do you know what happened 26 years ago on the 4th of July? Nothing… that was the year there wasn’t an aerial fireworks display in the valley. I was surprised and disappointed, and I wasn’t the only one. I talked about...

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Newsletter - Summer 2010

Feature articles include: 25 Year Sponsor - Independence Day Fireworks We Insure...Fun! (Boats, Motorcycles, RV's & ATV's) ATV Licensing $700 Savings - Ken Blakemen Health Care Reform Lender Spotlight - James Waham...

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