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American Insurance Blog

All You Ever Wanted to Know About Insurance

Data Breach - Uninsured Business Threat?

Businesses, even very large ones, are typically not insured for data breach liability claims. Companies that rely on a Commercial General Liability (CGL) form, the most common policy form, to cover this cyber exposure...

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Hackers Now Target Small Businesses

Your small business is a target! Hackers are expanding their sights beyond multinationals to include any business that stores data in electronic form, according to a ProgramBusiness.com article posted July 21, 2011. The...

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Newsletter - Summer 2011

Feature articles include: Why We Need to Talk! Rental Cars - What coverage is provided by my auto policy? 26 Year Sponsor - Independence Day Fireworks Auto Policy - Is Pizza Delivery Excluded? Homeowners - Beware of...

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Social Security Retirement Estimator Now Online

What will your Social Security benefits be at retirement? The Social Security Administration, for expense savings, has suspended sending out written estimates but is now providing an online Retirement Estimator at www....

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What did health insurance cost us in 2010?

The median premium cost per employee was $400 per month under private-sector group health insurance plans in 2010 according to a survey just released by the US Dept of Health & Human Services. The Medical...

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Traveling? Bedbugs are hitchhiking!

Experts fear we are on the threshold of a bedbug pandemic! It's a public relations nightmare for hotels in major cities across America. Begbugs have checked in and guests are checking out! These are uninsured losses...

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US Weather Losses 300% of Normal

April period witnessed the largest tornado outbreak in world history. May period includes two of the costliest tornadoes ever recorded. Yes, it was really THAT bad - 3 times the average of losses for the 20 year period...

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Flood Insurance Solvency Threatened

NFIP faces external challenges that threaten the program's long-term health. As the nation's flood waters are highest, the National Flood Insurance Program (NFIP) is a sinking ship according to a scathing new report by...

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30% of Employers Will Drop Medical After 2014

Thirty percent of employers will cancel health plans by 2014 because of Health Care Reform, according to a McKinsey Research study. The research suggests that when employers become more aware of the new economic and...

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The Most Common Household Fire Only You Can Prevent!

What household appliance causes more than 1,000 residential fires per month in the US? The answer... your clothes dryer! They are a modern marvel and an indispensable convenience. We use them constantly and they work...

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